YSR Asara Scheme is an important welfare program started by YS Jagan Mohan Reddy’s government in Andhra Pradesh. It is part of the Navaratnalu package that focuses on helping women financially. This scheme supports women who are members of Self-Help Groups (SHGs) by clearing their pending bank loans and encouraging their financial growth. If you live in Andhra Pradesh and want to know more about YSR Asara Scheme 2025, payment status, beneficiary list, and how to apply, this article will guide you.
YSR Asara Scheme 2025 Overview
The Navaratnalu is a set of nine welfare schemes promised in YS Jagan Mohan Reddy’s election manifesto. YSR Asara was started specifically to support DWCRA (Development of Women and Children in Rural Areas) women by clearing their outstanding bank loans taken before April 11, 2019.
On January 23, 2024, the Chief Minister transferred Rs. 6394 crore to benefit over 7.98 lakh SHG women under this scheme. This financial help is sent directly to women’s bank accounts to improve economic stability.
From 2020 until 2024, the government has released funds in multiple phases to support millions of women, aiming to clear all pending SHG loans and help women become financially stable.
YSR Asara Scheme 2025 – Main Details
| Scheme Name | YSR Asara Scheme |
| Launched by | YS Jagan Mohan Reddy |
| Target Group | Women of Andhra Pradesh |
| Location | Andhra Pradesh |
| Announced on | 19th August 2020 |
| Launched on | 9th September 2020 |
| Objective | Help women financially by clearing SHG loans |
| Official Website | https://apmepma.gov.in/ |
Why YSR Asara Scheme Matters
This scheme provides financial help by clearing pending SHG loans for women, particularly those from SC, ST, BC, and minority communities. It lowers the burden of high-interest loans and supports women to become financially independent. The state government has set aside over Rs 25,000 crore for this scheme to benefit about 9 lakh women in the coming years.
Benefits of YSR Asara Scheme 2025
- Financial support to women in Andhra Pradesh who need it
- Helps women by clearing their SHG bank loans
- Prevents women from taking high-interest loans
- Funds sent directly to women’s bank accounts
- Supports women from SC, ST, BC and minority communities
- Boosts economic stability and independence among women
- Government plans to spend Rs 25,383 crore over next four years
- Nearly 9 lakh women expected to benefit from the scheme
Eligibility for YSR Asara Scheme 2025
- Must be a woman living in Andhra Pradesh
- Member of a Self-Help Group (SHG)
- Belongs to SC, ST, BC, or Minority communities
- Has taken a loan before 11 April 2019
Documents Needed to Apply
- Aadhar card
- Mobile number
- Loan documents
- Community certificate (SC/ST/BC/Minority)
- Proof of residence
- Passport size photograph
How to Apply for YSR Asara Scheme
The official online application process is not yet shared by the government. Once it’s available, you will be able to apply through the official site by filling out the form and uploading the required documents.
Applying Offline
- Visit the nearest bank branch
- Get and fill out the YSR Asara scheme application form
- Attach all necessary documents
- Submit the form at the bank
- Keep the acknowledgment slip safely for future reference
Checking Beneficiary List and Payment Status
- Go to the official website here
- Click on “YSR ASARA – LOAN VERIFICATION REPORT”
- Select your district, municipality, CO, and slum area
- View the SHG list along with loan statuses
- To check payment status, click on “payment status” on the website and enter your application details
- Similarly, check your application status by choosing the “application status” option and submitting the requested information
How to Lodge a Grievance
- Go to the official website
- Click on the “grievance” tab on the homepage
- Fill in your name, contact number, date, description and attach any files if needed
- Submit the grievance form
Contact Details for Help
If you want more support or have questions about YSR Asara Scheme 2025, here is how you can get in touch:
- Helpline Number: 0863-2347302
- Email: supportmepma@apmepma.gov.in
Keep an eye on official updates to get the best from this scheme started to help women in Andhra Pradesh.