What is the West Bengal Nijashree Housing Scheme? How can you apply for the Nijashree Housing Scheme in 2025? In West Bengal, providing shelter is essential for ensuring every citizen has a place to live. To address this need, the government of West Bengal has initiated the West Bengal Nijashree Housing Scheme. This scheme aims to provide housing to individuals from lower and middle-income backgrounds. This article outlines how you can benefit from this scheme, including application processes, eligibility criteria, and selection methods.
Overview of the West Bengal Nijashree Housing Scheme 2025
The West Bengal Nijashree Housing Scheme is a government initiative designed to provide homes for eligible citizens from lower and middle-income groups. Under this scheme, multi-storied flats will be constructed on public land owned by the state government and local bodies. Eligible families will receive these flats through a lottery system. The plan includes creating at least 16 units in buildings of three stories. The cost of land will not be included in the calculation of unit costs, as it will be treated as a subsidy for the beneficiaries.
Learn more about West Bengal Snehaloy Housing Scheme
Objectives of the West Bengal Nijashree Housing Scheme
The primary objective of the West Bengal Nijashree Housing Scheme is to ensure that every citizen of the state has access to affordable housing. It targets those who currently lack shelter, thereby improving their living conditions and promoting self-dependence among the residents of West Bengal. For more information about related schemes, click here.
Key Features of West Bengal Nijashree Housing Scheme
| Name of the scheme | West Bengal Nijashree Housing Scheme |
| Launched by | Government of West Bengal |
| Beneficiary | Residents of West Bengal |
| Objective | Providing homes to eligible beneficiaries |
| Official website | https://www.wbhousing.gov.in/nijashree |
| Year | 2025 |
| State | West Bengal |
| Application mode | Online/Offline |
Payment Schedule Under the Scheme
| Installment | Due Date | Percentage of the Price |
| 1st installment (including application adjustment) | Within 45 days of receiving the allotment letter | 10% of actual cost |
| 2nd installment | Roof casting of the ground floor (30 days post demand letter) | 20% of actual cost |
| 3rd installment | Roof casting of the first floor (30 days post demand letter) | 20% of actual cost |
| 4th installment | Roof casting of the second floor (30 days post demand letter) | 20% of actual cost |
| 5th installment | Roof casting of the third floor (30 days post demand letter) | 20% of actual cost |
| 6th installment | Before possession | 10% of actual cost |
Flat Prices and Specifications Under the Scheme
| Types of Flats | Prices | Monthly Income | Carpet Area |
| 1 BHK | Rs 7.82 lakh | Up to Rs 15,000 | 378 sq.ft |
| 2 BHK | Rs 9.26 lakh | Up to Rs 30,000 | 559 sq.ft |
Benefits and Features of West Bengal Nijashree Housing Scheme
- Provision of at least 16 dwelling units in a block of G+3 buildings on government land and land from local authorities.
- Minimum built-up space for a 1 BHK flat is 35.15 sq. meters, targeted at lower-income residents.
- Minimum area of 50.96 sq. meters for a 2 BHK flat for middle-income families.
- Unit costs based on actual construction cost, excluding land cost, treated as subsidy.
- No fees for infrastructure like roads and boundary walls charged to beneficiaries.
- Beneficiaries may also access a credit-linked subsidy scheme.
Learn about West Bengal Digital Ration Card
General Terms and Conditions
- Applicants must reside in the same district where the scheme is operational.
- Only one application per person is permitted for one flat.
- Joint applications are allowed for a single application.
- Lottery system will determine the selected beneficiaries.
- If applications exceed available flats, a waiting list will be created.
- Application fees: Rs 2,500 for 1 BHK and Rs 5,000 for 2 BHK, refundable for unsuccessful applicants within 30 days.
- No processing fees are charged during application submission.
- Installments paid directly into an escrow account.
- False information will lead to cancellation of application and forfeiture of fees.
- Late installment payments incur an interest rate of 8% per annum.
- Failure to pay within six months leads to cancellation of allotment.
- Partial refund (5% deduction) allowed if surrender occurs after the first or second installment.
- Surrender not permitted post third installment payment.
- If flats are not handed over as promised, interest of 8% per annum is applicable for delayed delivery.
Eligibility Criteria for the West Bengal Nijashree Housing Scheme
- Lower-income group applicants must have a family income of Rs 15,000 or less.
- Middle-income group applicants must have a family income of Rs 30,000 or less.
- Beneficiaries must not own a permanent house or flat.
- Residents must be from the same district where the scheme is implemented.
Required Documents for Application
- Income certificate.
- Aadhaar card.
- Residence certificate.
- Passport-sized photograph.
- Mobile number.
- Email ID.
- PAN card.
- Voter ID.
- Ration card.
How to Apply for the West Bengal Nijashree Housing Scheme
- Click on the provided link to download the application form.
- Print out the downloaded PDF form.
- Fill in all required personal details including name, spouse’s name, father’s name, occupation, income, and address.
- Attach the required documents.
- Submit the completed form to the local bank branch from which the application was obtained.
