SBI Stree Shakti Yojana supports women in India to become independent by giving them financial help to start their own businesses. This scheme, started by the central government with the help of State Bank of India (SBI), offers loans up to ₹25 lakh to women at low-interest rates. If you want to start your own business but don’t have enough money, you can easily apply for this loan through SBI Stree Shakti Yojana 2025.
SBI Stree Shakti Yojana 2025
The Government of India, along with SBI, started the SBI Stree Shakti Yojana to help women financially. This special loan scheme gives women the chance to make their dream of starting a business come true by offering loans up to ₹25 lakh. The interest rates are kept low to make it easier for women to invest and grow their businesses.
To be eligible for the loan, a woman should have at least 50% ownership in the business. Women can get loans up to ₹5 lakh without giving any guarantee or collateral. This scheme encourages women to take a more active part in industry and trade sectors.
Main Details of SBI Stree Shakti Yojana 2025
| Scheme Name | SBI Stree Shakti Yojana |
| Launched By | Government of India in partnership with SBI |
| Beneficiaries | Women who want to start their own business |
| Purpose | To support women financially and promote independence |
| Benefit | Loan up to ₹25 lakh at low interest to start business |
| Loan Provider | State Bank of India |
| Year | 2025 |
| Application Mode | Offline |
What is the Aim of SBI Stree Shakti Yojana?
The aim of this scheme is to help women become independent by giving them financial support to start their own business with loans up to ₹25 lakh from SBI. It encourages women empowerment and improves their economic status by promoting entrepreneurship among them.
Main Benefits and Features of SBI Stree Shakti Loan Scheme
- SBI provides loans to women under this scheme to start their own businesses.
- The loans come with very low interest rates, making it easier to start a business.
- Women can apply for loans up to ₹25 lakh under this scheme.
- The margin can be lowered to less than 5% based on different categories.
- Women taking loans of ₹2 lakh or more get 0.5% concession in interest rate.
- No guarantee or collateral is needed for loans up to ₹5 lakh.
- Working capital loans are offered at an interest rate of 4% per year.
- Loans from ₹50,000 to ₹25 lakh are available for MSME registered businesses.
- The scheme helps women in rural areas to grow their small businesses.
Types of Business Covered Under SBI Stree Shakti Yojana
- Agricultural products business
- Soap and detergent making
- Dairy business
- Clothing manufacturing
- Papad making business
- Fertilizer sales
- Cottage industries like spice or incense stick making
- Cosmetics or beauty parlor businesses
Eligibility Criteria for the SBI Stree Shakti Yojana
- The applicant must be a woman and an Indian citizen.
- She should have at least 50% ownership in the business.
- Women working as doctors, CAs, architects, or in small employee service roles can also apply.
- This scheme is also available for small retail business service providers.
Documents Needed to Apply
- Aadhar card
- Residence proof
- Identity proof
- Ownership proof of company
- Application form
- Bank statement, and partner’s documents if any
- Income Tax Returns (ITR) of last 2 years
- Income certificate
- Mobile number
- Passport size photo
- Business plan with profit and loss details
How to Apply for SBI Stree Shakti Yojana 2025?
- Visit your nearest State Bank of India branch.
- Talk to the bank staff about the SBI Stree Shakti loan scheme.
- The staff will explain the details and give you the application form.
- Fill the form carefully with all required details.
- Attach all necessary documents with the form.
- Submit the completed application to the bank staff.
- The bank officials will check your application and documents.
- After approval, the loan amount will be transferred to your bank account within 24 to 48 hours.
- You have now successfully applied under SBI Stree Shakti Yojana 2025 and can start your business journey.