Government of India offers the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) to provide affordable life insurance for everyone. This scheme helps your family by giving ₹2 lakh if you pass away from any cause. It’s an easy way to protect your family’s future with low-cost life cover.
You can sign up for the PMJJBY Scheme 2025 at your nearby bank or post office. These places work with life insurance companies to manage the scheme. To get the benefits, first check if you are eligible by visiting the official website and filling out the application form. Make sure you complete all the steps carefully to get covered.
PMJJBY Scheme 2025 Objective
The main purpose of Pradhan Mantri Jeevan Jyoti Bima Yojana is to give life insurance at very low premium rates compared to the market. You only need to pay ₹436 per year for this insurance.
If you are between 18 and 50 years old, you can apply easily. Having a bank or post office account is necessary to join. This scheme helps many Indians protect their family’s future without spending a lot.
It’s a simple process made for everyone, so don’t miss this chance to get life insurance.
Also Read: Ayushman Bharat Scheme for Senior Citizens
Main Details of PMJJBY Scheme
| Name of the Scheme | Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) |
| Launched By | Government of India |
| Purpose | Provide affordable Life Insurance |
| Who Can Apply | Indian Citizens aged 18 to 50 years |
| Official Website | https://financialservices.gov.in |
Who Is Eligible?
- Applicants must be 18 to 50 years old.
- Must have a bank or post office savings account.
Age Limit Details
- Life insurance coverage under PMJJBY lasts until you turn 55 years old.
Benefits of PMJJBY Scheme 2025
- Life insurance is available at a lower premium than other market options.
- Annual premium is just ₹436 per year.
- If the insured person dies for any reason, ₹2 lakh help is given to the nominee.
- You can enroll online or offline without any medical tests.
- The application process is simple and convenient; no need to visit many offices.
PMJJBY Premium Details
- Annual premium for the scheme is ₹436.
Financial Coverage Under PMJJBY
- ₹2 lakh financial support is given to the family after the insured person’s death.
How To Enroll in PMJJBY Scheme 2025?
- Visit the nearest bank branch or post office.
- Ask the official for the PMJJBY enrollment form.
- Fill in all required details correctly and attach necessary documents.
- Submit the form to the bank or post office official.
How To Renew PMJJBY Scheme?
- Go to your bank or post office before your policy expires.
- Fill the renewal form with the right details and provide required documents.
- Submit the form to renew your insurance for the next year.
Frequently Asked Questions
Who can apply for PMJJBY Scheme 2025?
Anyone aged between 18 and 50 years with a valid bank or post office account can apply.
What is the premium amount for PMJJBY?
The premium is ₹436 per year for the life insurance cover.
How much financial help does PMJJBY provide?
It gives a life cover of ₹2 lakh to the nominee if the applicant dies for any reason.
This scheme is a simple, low-cost way to protect your loved ones. If you meet the conditions, check with your bank or post office and sign up soon to secure your family’s future.