The Ayushman Bharat Scheme for Senior Citizens 2025 supports Indian seniors over 70 with life insurance and healthcare help. This scheme, approved by the Government of India, offers insurance coverage up to INR 5 lakh to seniors across the country.
Overview of the Ayushman Bharat Scheme for Senior Citizens Above 70 Years
The Government of India, led by Prime Minister Narendra Modi, has introduced this scheme especially for citizens aged 70 years and above. It provides important financial help for healthcare without worrying about income.
If a senior citizen’s family is already part of the Ayushman Bharat scheme, they can get extra insurance benefits of INR 5 lakh. This makes healthcare more accessible and affordable for many elderly people.
PM Modi Launches PMJAY for Senior Citizens
Prime Minister Narendra Modi officially started the PMJAY for Senior Citizens on 29 October 2024. It offers selected seniors life insurance worth INR 5 lakh.
This scheme supports about 4.5 crore families in India, giving protection and peace of mind to senior citizens.
Objective of Ayushman Bharat Scheme for Senior Citizens 2025
The main goal is to provide life insurance coverage and free healthcare services to seniors in India. About 6 crore senior citizens from 4.5 crore families are expected to benefit from this scheme.
Beneficiaries get a special Ayushman card, allowing them free treatment at many hospitals across India. This covers costs for medicines, tests, hospital fees, and more, making healthcare easier for elders.
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Ayushman Bharat Scheme at a Glance
| Name of the scheme | Ayushman Bharat Scheme |
| Introduced by | Government of India |
| Objective | Provide life insurance and healthcare benefits |
| Beneficiaries | Senior citizens above 70 years |
| Official website | https://beneficiary.nha.gov.in/ |
| Eligibility | Indian citizens aged 70 years and above |
| Insurance coverage | INR 5 lakh |
Important Dates
- Scheme approved on 11 September 2024.
- Official rollout on 29 October 2024.
Eligibility Criteria
- Must be a permanent resident of India.
- Must be 70 years or older.
Benefits of the Ayushman Bharat Scheme for Senior Citizens
- Selected seniors can get free healthcare services from many hospitals in India.
- Life insurance cover up to INR 5 lakh is provided under the scheme.
- It covers costs for medicines, tests, doctor fees, room charges, surgery, ICU, and more.
- Helps seniors with money problems access good healthcare without worrying about the cost.
Documents Needed to Register
- Aadhar Card
- Email ID
- Mobile Number
- Electricity Bill
- Address Proof
- PAN Card
Total Number of Beneficiaries
- The government plans to select about 6 crore senior citizens for this scheme.
How to Apply Online for Ayushman Bharat Scheme for Senior Citizens
Step 1: Visit the official website and find the application form.
Step 2: Click on “apply online”.
Step 3: Fill in your details carefully and upload the needed documents.
Step 4: Review the form and submit it to finish the process.
How to Download Ayushman Bharat Card Online 2025
Step 1: Visit the official website.
Step 2: Click on “Am I Eligible”.
Step 3: Enter your mobile number and captcha code, then click “Verify”.
Step 4: Enter the OTP sent to your phone and click “login”.
Step 5: Once logged in, click on “download card” to get your Ayushman Bharat card.
Contact Information
- Email: pmjay[at]nha[dot]gov[dot]in
Frequently Asked Questions (FAQs)
Who can apply for the Ayushman Bharat Scheme for Senior Citizens 2025?
All Indian citizens over 70 years old can apply to get benefits under this scheme.
How much life insurance coverage will the scheme provide?
Selected seniors will get life insurance coverage up to INR 5 lakh.
When was this scheme approved by the government?
The scheme was approved on 11th September 2024.