YSR Zero Interest Loan Scheme is a special scheme by the Andhra Pradesh government to support women in self-help groups and DWCRA associations. This scheme provides interest-free loans to help their businesses grow and improve their lives. If you are part of such groups and want to apply, this article will guide you on how to apply, eligibility, and benefits of the scheme.
About YSR Zero Interest Loan Scheme 2025
The Andhra Pradesh government is focused on strengthening women-led self-help groups and DWCRA associations. These groups play an important role in community development and are mostly run by women. To support them, the government started the YSR Zero Interest Loan Scheme. This scheme gives financial help without any interest charges, making it easier for women to grow their small businesses.
This scheme is especially useful during tough times like the COVID-19 pandemic.
If you want to know more about other schemes, click here for YSR Navasakam Scheme details.
Main Facts About YSR Zero Interest Loan Scheme
| Name | YSR Zero Interest Loan Scheme for DWCRA Women Associations |
| Launched by | YS Jagan Mohan Reddy, Chief Minister of Andhra Pradesh |
| Beneficiaries | Women self-help groups and DWCRA associations |
| Objective | Providing interest-free financial assistance |
| Official Website | – |
Main Benefits of the YSR Zero Interest Loan Scheme
This scheme offers many benefits to women’s groups:
- You get loans with no interest to help grow your business.
- Loans will be directly deposited into your group’s bank accounts through DBT (Direct Benefit Transfer).
- The scheme aims to support around 90 lakh women members across various self-help groups and DWCRA associations.
- The government has set aside Rs. 1400 crore for this scheme to help empower women.
- The Chief Minister also announced full payment of school fees for about 11.50 lakh students.
Implementation and Impact
This scheme is expected to make a big difference in many women’s lives by giving financial freedom and support. With zero interest loans, women can confidently expand their small businesses and improve their families’ income.
Who Can Apply? Eligibility Criteria
- You must be a resident of Andhra Pradesh.
- You should be a member of a self-help group or DWCRA women’s association.
- Only women from Andhra Pradesh are eligible.
- You must have an active bank account.
How to Apply for YSR Zero Interest Loan Scheme 2025
If you are interested, follow these simple steps:
- Visit the official website of the YSR Zero Interest Loan Scheme.
- On the homepage, click on the “Apply Now” button.
- Fill out the application form with your personal details like name, mobile number, and email ID.
- Upload the required documents.
- Submit the form.
After submitting, keep an eye on updates about your application and beneficiary list.
For other helpful schemes, you can check details about YSR Free Crop Insurance Scheme and PM Mudra Yojana.
Applying for the YSR Zero Interest Loan Scheme is a great opportunity if you want to grow your self-help group business without worrying about interest payments. Make sure to check your eligibility and submit your application on time.