West Bengal Student Credit Card Scheme
In India, many aspiring students face financial challenges when seeking higher education. To address this issue, various government initiatives have been launched to support students. This article focuses on the West Bengal Student Credit Card Scheme (WB Student Credit Card Scheme), introduced by the West Bengal government. Here, you will find essential details about the scheme, including its objectives, benefits, eligibility criteria, required documents, and the application procedure.
Overview of the West Bengal Student Credit Card Scheme 2025
The West Bengal Student Credit Card Scheme was launched by Chief Minister Mamata Banerjee in a state cabinet meeting held on June 24, 2024. This scheme allows students in class 10 and above to take educational loans of up to ₹10 lakhs at minimal interest rates. The loan amount can be accessed through a credit card provided to the students, making education more accessible for every West Bengal resident who has lived in the state for at least 10 years. The loans can be used for undergraduate, postgraduate, doctoral, and postdoctoral studies, both within India and abroad.
Related Scheme: West Bengal Lakshmi Bhandar Scheme
I am pleased to announce that GoWB has launched the #StudentCreditCard today.
To empower the youth of Bengal, this scheme provides a loan of up to ₹10 Lakh at an annual simple interest rate. (1/2)— Mamata Banerjee (@MamataOfficial) June 30, 2024
Key Details of the WB Student Credit Card 2025
| Name of Scheme | West Bengal Student Credit Card |
| Launched By | Government of West Bengal |
| Beneficiaries | Students of West Bengal |
| Objective | To Provide Loans for Higher Education |
| Official Website | wbscc.wb.gov.in |
| Year | 2025 |
| Loan Amount | Up to ₹10 Lakh |
| Repayment Duration | 15 Years after securing a job |
| State | West Bengal |
| Application Mode | Online/Offline |
Aims of the West Bengal Student Credit Card Scheme
The primary aim of the West Bengal Student Credit Card is to facilitate financial support for students pursuing higher education. By providing loans of up to ₹10 lakhs, this scheme helps students focus on their studies without worrying about finances, thereby increasing opportunities for education and employment, which can lead to a reduction in the unemployment rate in the state.
Related Scholarship: Oasis Scholarship
Benefits and Features of the West Bengal Student Credit Card
- This scheme was launched by Chief Minister Mamata Banerjee.
- Students can access educational loans up to ₹10 lakhs for higher education.
- The initiative was approved in a state cabinet meeting on June 24, 2024.
- Available for students in class 10 and above.
- Loans come with low-interest rates.
- A credit card will be provided to access the loan amounts.
- Beneficial for students residing in West Bengal for at least 10 years.
- Loans can cover undergraduate, postgraduate, doctoral, and postdoctoral courses in India and abroad.
- This scheme features in the Trinamool Congress’s election manifesto.
- Eligible up to 40 years of age.
- Repayment to be completed within 15 years after securing employment.
Eligibility Criteria
- The applicant must be a permanent resident of West Bengal.
- Applicant must have resided in West Bengal for a minimum of 10 years.
- The maximum age to apply is 40 years.
Related Scholarship: WBMDFC Scholarship
Required Documents for Application
- Aadhar Card
- Residence proof
- Birth certificate or age proof
- Ration card
- Income certificate
- Bank account information
- Mobile number
- Passport-sized photograph
How to Apply Online for the West Bengal Student Credit Card Scheme
Registration Process
- Visit the official website of the West Bengal Student Credit Card Scheme.
- On the homepage, click on Student Registration.
- Fill in the registration form with the following details:
- Name
- Date of Birth
- Gender
- Aadhar Number
- Program Type
- Program Name
- State and District of institution
- Name of Institution
- Mobile Number
- Email ID
- Password
- Submit the form to generate a unique user ID, which will be sent to your registered mobile number.
Login Procedure
- Click on Student Login.
- Enter your application ID, password, and captcha code to log in.
- Your applicant dashboard will appear. Click on Application Details followed by Edit Loan Application.
- Fill out the application form with personal, co-borrower, and bank details.
- Upload required documents, then click Save and Continue.
- Submit the application for review.
How to Track Your Application
- Log in to your student profile from the official website.
- Select Track Application and enter your applicant ID.
- Click Search to view your application status.
Contact Information
For further assistance, you can reach out via:
- Helpline Number: 18001028014
- Email: contactwbscc@gmail.com, support-wbscc@bangla.gov.in
This article provides a comprehensive guide to the West Bengal Student Credit Card Scheme. If you need additional help, do not hesitate to contact the relevant authorities.