The UYEGP Scheme 2025 is made to help unemployed youth in Tamil Nadu start their own businesses. This government scheme supports educated but jobless citizens by providing financial help and lowering unemployment in the state. If you live in Tamil Nadu and want to become self-employed, this scheme can offer you a subsidy of up to 25% of your project cost.
Overview of the Tamil Nadu UYEGP Scheme 2025
The Tamil Nadu government’s Unemployed Youth Employment Generation Programme (UYEGP) provides loans and subsidies for young people to start manufacturing, service, and business ventures. The scheme helps reduce unemployment, especially in rural areas, by encouraging youth to create jobs for themselves instead of moving to cities.
Under this program, banks give loans covering 90-95% of your project cost with a 25% subsidy available to eligible candidates. The best part is that you don’t need to provide any collateral or asset guarantee to apply. The government has set specific rules about age, education, and income to make sure the support goes to those who need it most.
Main Details of UYEGP Scheme 2025
| Scheme Name | Unemployed Youth Employment Generation Programme (UYEGP) |
| Year | 2025 |
| Launched by | Tamil Nadu State Government |
| Beneficiaries | Citizens of Tamil Nadu for at least 3 years |
| Objective | Provide loans and subsidies to low-income unemployed youth |
| Subsidy | 25% of project cost |
| Official Website | www.msmeonline.tn.gov.in |
Purpose of the UYEGP Scheme
The UYEGP scheme aims to help educated youth from weaker economic backgrounds in Tamil Nadu. It supports these young people to become self-employed by starting business or service units with government help in the form of loans and subsidies. This program especially supports minority and socially disadvantaged groups to improve their living conditions.
Benefits and Features of the Scheme
- You get a government subsidy of 25% on the project cost, which helps lower your investment burden.
- Loans cover 90-95% of project cost without needing any asset as security.
- Eligible projects include manufacturing, commerce, and service-related businesses.
- Maximum project cost supported varies, with capital subsidy allowed up to Rs. 2.50 lakh.
- You will attend a 7-day Entrepreneur Development Programme (EDP) to train for running your business successfully.
- Loans are provided through nationalized banks, private banks, and Tamil Nadu Industrial Cooperative Bank.
- Marketing support is available through buyer-seller meetings organized by District Industries Centres.
- Loan up to Rs. 10 lakh without collateral is given under the Credit Guarantee Trust for Micro and Small Enterprises (CGTMSE) scheme.
Who Can Apply? UYEGP Scheme Eligibility Criteria
- You must have passed at least 8th grade.
- Applicants must be at least 18 years old. Age limit for special categories is 35 years; for general category, it is 45 years.
- Your annual family income should not exceed Rs. 1,50,000.
- You must be a resident of Tamil Nadu for at least 3 years.
- You cannot already be a beneficiary of any Central or State Government loan or subsidy.
- Completion of required training programs is necessary.
Documents Required for UYEGP Application
- ID proof (Aadhar, Voter ID, etc.)
- Educational certificates
- Proof of residence for 3 years
- Project report and cost estimates
- Caste certificate (if applicable)
- Certificate of disability (if applicable)
- Passport size photographs
- Mobile number for communication
How to Apply for UYEGP Scheme Online
Follow these simple steps to apply online for the UYEGP Scheme 2025:
- Go to the official website: www.msmeonline.tn.gov.in
- On the homepage, select the UYEGP Scheme link.
- Click on “Apply Online” and then “New Application” to open the application form.
- Fill in your personal details, including your educational background and contact information.
- Upload scanned passport size photos as per instructions.
- Provide details about your proposed business activities, location, and project cost.
- Check the list of documents to be uploaded and upload scanned copies accordingly.
- Click “Proceed” and note down your application ID for further use.
- Under the “Apply Online” section, select “Upload Documents” and submit your application ID along with all necessary documents.
- Submit your complete form. Authorities will verify your application and contact you.
- If shortlisted, attend the interview. After successful screening, the bank will be informed to approve your loan.
- You will receive a call letter for the Entrepreneur Development Programme training and must attend the 7-day course.
- Submit your EDP training certificate and required affidavit on non-judicial stamp paper to the bank during loan approval.
- After completing all formalities, your loan will be given so you can start your business.
By applying for the UYEGP Scheme 2025, you take the first step towards becoming your own boss with government support. If you want to build a better future and earn an honest living, this program is a great chance you shouldn’t miss.