The Telangana Crop Loan Waiver Scheme 2025 is a big help for farmers in Telangana. If you’re a farmer, you might be worried about your crop loans. This scheme is here to clear your crop loan debts. In this article, you’ll get simple information about the scheme, how to apply, and how to check your loan waiver status online.
Telangana Crop Loan Waiver Scheme Second Phase Started in 2025
Good news for Telangana farmers! The government is starting the second phase of the crop loan waiver scheme to help more than 11 lakh farmers. This new phase began on July 30, 2024, and continues to relieve farmers by waiving loans up to INR 1.5 lakh. The government plans to clear all pending loan waivers by August 15, 2024.
This scheme is very useful for farmers to reduce financial stress and focus more on farming. If you’re a farmer in Telangana, this loan waiver can give you a fresh start without the burden of old crop loans.
Purpose of Telangana Crop Loan Waiver Scheme
The main aim of the Telangana Crop Loan Waiver Scheme is to support farmers who can’t repay their crop loans. It helps farmers get out of debt and concentrate on their farming without worry. The scheme offers a loan waiver of up to Rs 1,00,000, giving farmers a chance to start fresh.
Quick Overview of Telangana Crop Loan Waiver Scheme
| Scheme Name | Telangana Crop Loan Waiver Scheme |
| Organized by | Telangana Government |
| Who can apply | Farmers of Telangana |
| Purpose | Loan Waiver for Farmers |
| Official Website | clw.telangana.gov.in |
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Benefits of Telangana Crop Loan Waiver Scheme
- Loan waiver up to Rs. 1 Lakh given in five stages.
- First phase waiver of Rs. 25,000 already given to farmers.
- Remaining amount waived in next four stages over four years.
- First phase budget approved: Rs. 1,198 crore.
- Next four stages budget approved: Rs. 24,738 crore.
- Initial instalment of Rs. 6,225 crore set aside for first phase.
Telangana Crop Loan Waiver Scheme Statistics
| Number of Banks | 42 |
| Bank Branches | 3351 |
| Districts Covered | 33 |
| Mandals Covered | 589 |
| Clusters | 2802 |
| Villages Covered | 12,920 |
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How Telangana Crop Loan Waiver Scheme is Carried Out
The Telangana government has created an online portal for the crop loan waiver scheme. Farmers can register from home without any hassle. Banks prepare a village-wise list of farmers with outstanding loans and submit it to officials. A district-level meeting approves the list and hands out cheques to eligible farmers.
Which Loans Are Eligible for Waiver?
- Short-term production loans.
- Crop loans against gold from Scheduled Commercial Banks.
- Loans from Cooperative Credit Institutions including Urban Cooperative Banks and Regional Rural Banks.
Loans Not Eligible for Waiver
- Advances against pledge.
- Hypothecation of agricultural produce loans, except standing crops and tie-up loans.
- Closed or written-off crop loan accounts.
- Loans to Joint Liability Groups (JLGs), Rythu Mithra Groups (RMGs), and Loan Eligibility Cards (LECs).
- Loans that have been restructured or rescheduled.
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Who Can Apply? Eligibility Criteria
- You must live in Telangana state.
- The applicant should be a farmer by profession.
- The scheme covers crop loans sanctioned after 1st April 2014 and outstanding as of 11th December 2018.
- Only short-term loans will be waived.
Live: Hon6ble CM Sri. A. Revanth Reddy Participates in Completing the Loan Waiver and Addresses the Public Watch here 1 Revanth Reddy (@revanth_anumula) August 15, 2024
Documents Needed to Apply
- Passport Size Photograph
- Aadhaar Card
- Identity Card
- Residence Certificate
- PAN Card
- Age Certificate
- Loan Certificate
- Bank Passbook
- Loan Account Passbook
- Mobile Number
- Email ID
Users of CLW Portal
- Secretaries of Agricultural and Finance Departments
- District Collectors
- District Agriculture Officials
- Local Deputy Managers (LDMs)
- Agricultural Extension Officers (AEOs)
- Bank and Branch Managers
How to Apply for Telangana Crop Loan Waiver Scheme at clw.telangana.gov.in
- Go to the official Telangana Crop Loan Waiver website.
- Click on the “Apply Now” button on the homepage.
- Fill the application form with details like your name, address, email, mobile number, and bank account info.
- Upload all the needed documents as per the instructions.
- Submit the application form.
How to Login on the Scheme Portal
- Go to the official Telangana Crop Loan Waiver Scheme website.
- Click the “Login” option on the homepage.
- Enter your username, password, and captcha code.
- Click login to access your account.
Check Your Application Status Online
- Go to the official scheme website.
- Login to your account by clicking the login link.
- Click on “Application Status.”
- Enter your application number.
- Click “Check” to see your application status on the screen.
How to Find Contact Information
- Go to the official website.
- Click on “Contact Us” on the homepage.
- Find contact details of officials and helplines to help farmers.
How to Check Telangana Crop Loan Waiver Status Offline
- Visit the bank where you took the loan.
- Talk to a bank employee and ask them to check your passbook entries.
- This will show if the loan waiver amount has been credited to your account.
Information Displayed on the Status Dashboard
- Applicant6s Name
- Bank Account Details
- Personal Information
- Bank Name
- Status of Application
- Where the application is Pending
Frequently Asked Questions (FAQs)
Who started the Telangana Crop Loan Waiver Scheme?
The scheme was launched by the Telangana government under Chief Minister A Revanth Reddy to help farmers with crop loan waivers.
How much loan amount is waived?
Each farmer family can get a loan waiver up to Rs. 2 lakh as per the government order.
How can farmers check their loan waiver status?
Farmers can check their Telangana Crop Loan Waiver status online by visiting the official website of the scheme.