pmayuclap.gov.in – The Credit Linked Subsidy Scheme (CLSS) is a significant initiative from the Government of India aimed at promoting affordable housing via the Pradhan Mantri Awas Yojana (PMAY). This article will provide you with all the necessary details about the CLAP portal, which assists users in checking application statuses as well as their eligibility for housing subsidies. We will guide you through the steps to calculate your subsidy and track your application status efficiently.
Overview of the CLAP Portal
The CLAP portal, accessible at pmayuclap.gov.in, was created to facilitate a range of services including subsidy calculations and tracking application statuses. This portal is designed for applicants of the credit-linked subsidy under the Pradhan Mantri Awas Yojana, making it user-friendly for the public to manage their housing finance more effectively.
Central Nodal Agencies Involved
To ensure the effective execution of the PMAY initiatives, several key financial institutions collaborate as central nodal agencies. These include the Housing and Urban Development Department, National Housing Bank, and State Bank of India (SBI). The Ministry of Housing and Urban Affairs might introduce additional institutions to streamline the subsidy processes in the future.
CLSS PM Awas Extension for Middle-Income Groups (MIG)
The CLSS scheme included the MIG category for the first time on January 1, 2017. This scheme has been extended, benefiting 2.5 lakh middle-income families. With a projected investment of ₹70,000 crores over the fiscal years 2020-2024, this initiative supports various allied sectors like construction, metal, and transport, potentially generating numerous job opportunities.
Affordable Rental Housing for Migrant Workers and Urban Poor
In response to challenges arising from the COVID-19 pandemic, the Ministry of Housing & Urban Affairs has initiated the Affordable Rental Housing Complexes (ARHCS) program aimed at assisting migrant workers and urban poor. This plan utilizes existing housing stock and collaborates with both public and private developers to build new housing units.
Key Features of the pmayuclap.gov.in Portal
The CLAP portal offers several features that enhance user experience and accessibility:
- Transparency in tracking subsidy and application statuses;
- Accessibility from home, thus saving travel to various offices;
- Online subsidy calculation capabilities;
- Creation of a unique application ID from the website.
Benefits of Using the CLAP Portal
The CLAP portal provides numerous advantages to users:
- Time-saving for applicants;
- Prevention of unnecessary delays in subsidy payments;
- Real-time data integration with UIDAI and other relevant agencies;
- Calculator feature for estimating subsidies effectively.
Objectives of the CLAP Portal
The CLAP portal is designed with specific objectives in mind:
- Aadhaar validation to ensure authenticity of applications;
- Generation of a unique application ID for suitable tracking;
- Provision of SMS alerts on application statuses;
- Facilitation of individual processing to prevent payment delays.
Eligibility Criteria for CLSS Subsidy
The subsidy is available to backward and low-income groups, as detailed in the table below:
| Category | Annual Household Income | Minimum Carpet Area (sq.mt) | Reduction in EMI per month | Overall Savings (INR) |
| EWS | Upto ₹3 lakh | 60 sq.mt | ₹2500 | More than ₹6 lakh |
| LIG | ₹3 to 6 lakh | 60 sq.mt | ₹2500 | More than ₹6 lakh |
| MIG-I | ₹6 to 12 lakh | 160 sq.mt | ₹2250 | More than ₹5.4 lakh |
| MIG-II | ₹12 lakh to ₹18 lakh | 200 sq.mt | ₹2200 | More than ₹5.3 lakh |
Current CLSS PM Awas Statistics
| Houses sanctioned | ₹107.5 lakh |
| Houses grounded | ₹66.64 lakh |
| Houses completed | ₹37.19 lakh |
| Central assistance committed | ₹1.72 lakh Cr. |
| Central assistance released | ₹76380 Cr. |
| Total investment | ₹6.44 lakh Cr. |
Documents Needed to Use the Portal
The following documents are essential to access services through the portal:
- Aadhar card;
- Voter ID card;
- Caste certificate;
- Domicile certificate;
- Below-poverty-line (BPL) certificate.
How to Track Application Status on pmayuclap.gov.in
To check the status of your application, follow these simple steps:
- Visit the official website.
- Once on the homepage, navigate to the CLSS tracker option.
- Input your application number in the provided field.
- An OTP will be sent to your registered mobile number; enter this OTP.
- Click on Get Status to view your application status.
Calculating Subsidy on the CLAP Portal
To calculate your subsidy, follow these steps:
- Click on the link to access the subsidy calculator.
- On the webpage, select your values for:
- Annual Family Income;
- Loan Amount;
- Loan Tenure (in months).
- The calculated subsidy amount will be displayed on the left side of the webpage.
Logging into the pmayuclap.gov.in Portal
- Go to the official website of the CLSS Awas portal.
- On the homepage, click the Login option.
- A new page will appear; input your username, password, and captcha code.
- Click on Login to access your account.
Accessing Circulars and Tenders
- Visit the official website.
- The homepage will display; click on Circulars and Tenders.
- A new page will load with a list of available circulars and tenders;
- Click on the relevant option to see details.
Viewing CNA-PLI List
- Navigate to the official website.
- On the homepage, click on CNA-PLI List.
- A new page will open with various options to view.
- Click on your preferred choice to see details.
How to File a Grievance
- Go to the official website and click on the Grievance option.
- Select “Lodge Public Grievance.”
- If not registered, click “Click here to register” and follow the steps to register.
- Login using your ID and password, then select “Lodge Public Grievance” again.
- Complete the form and click the save option.
CLSS Tracker Overview
You do not need to visit the bank anymore to check your application status. The CLSS tracker includes:
- Generated Application ID;
- Due diligence by PLI;
- Claim upload on the Central Nodal Agency Portal;
- Approval of subsidy claim;
- Release of subsidy to PLI.
How to Check the Status of a Grievance
- Visit the official website.
- Click on the Grievance option in the menu.
- Select “View Status.”
- Enter your registration number, email or mobile number, and security code;
- Click submit to see your grievance status.
How to Access Contact Details
- Visit the official website of the CLSS Awas portal.
- The homepage will display; click on Contact Us.
- A new page will open with all the relevant contact information.
Contact Information
- Phone No: 011-23063285, 011-23060484
- Email: pmaymis-mhupa@gov.in
- MIS Website: https://pmaymis.gov.in
- Ministry Website: https://mohua.gov.in
- Toll Free Numbers: NHB (clssim@nhb.org.in) – 1800-11-3377, 1800-11-3388 / HUDCO (hudconiwas@hudco.org) – 1800-11-6163 / SBI (clss.pmayurban@sbi.co.in) – 1800-11-2018