Good news if you’re looking for affordable homes in India! The Pradhan Mantri Awas Yojana (PMAY) scheme is starting its next phase in 2025, aiming to help more families own their dream home. This government scheme focuses on building houses with basic facilities like water, toilets, gas, and electricity in both rural and urban areas.
About the PMAY Scheme Next Phase 2025
PMAY is an important government scheme that started in 2015 to provide affordable housing across India. It supports economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG) by offering financial help to build or buy their own homes.
The next phase aims to build two crore homes in rural areas and one crore homes in cities. Between 2014 and 2024, nearly 2.95 lakh houses were approved, with 2.66 lakh already completed, but many families in need are still waiting for these benefits.
This new phase will kick off with Prime Minister Narendra Modi handing over letters to 20,000 beneficiaries in Jharkhand, showing a strong effort to expand affordable housing in India.
Main Features of PMAY Next Phase 2025
- Focuses on building 3 crore homes with basic amenities such as drinking water, toilets, gas connections, and electricity.
- Supports both rural and urban populations under PMAY-G (rural) and PMAY-U (urban) components.
- Includes interest subsidies on home loans for EWS and LIG categories.
- Aims to improve living standards and create job opportunities in construction.
PMAY Next Phase Summary
| Scheme Name | PMAY Scheme Next Phase 2025 |
| Launched By | Rural Development Minister Shivraj Singh Chouhan |
| Introduced By | Government of India |
| Beneficiaries | EWS, LIG, and MIG families |
| Benefits | Affordable housing in rural and urban areas with basic facilities |
| Facilities Provided | Drinking water, toilets, gas connections, electricity |
| State Focus | Jharkhand (1.13 lakh houses allocated) |
| Application Mode | Online / Offline |
| Official Website | pmaymis.gov.in |
Who Can Apply? PMAY Eligibility Criteria
- Must be a permanent resident of Jharkhand.
- Applicant should be 18 years or older.
- Family annual income should be less than Rs. 6 lakhs.
- Belong to Economically Weaker Section (EWS) or Lower Income Group (LIG).
- Applicant should not already own a pucca house.
Documents Required for PMAY Application
- Aadhaar Card
- Domicile Certificate
- Voter ID Card
- Ration Card
- Job Card
- Residence Certificate
- Caste Certificate
- Income Certificate
- Bank Account Details
- Passport Size Photograph
- Mobile Number
How to Apply Online for PMAY Scheme Next Phase 2025
- Go to the official PMAY website.
- Click on “Citizen Assessment” and select your category: “For Slum Dwellers” or “Benefits under other 3 components”.
- Enter your Aadhaar Card number and click “Check”.
- Fill out the application form with details like your name, contact information, income, and bank details.
- Save the form and enter the Captcha code.
- Submit the form by clicking “Save” again.
- Print out the application for your records.
Financial Support and Beneficiary Information
For this financial year, Jharkhand has an allocation to build 1,13,195 houses, with Rs. 187.79 crore set aside to support this project. The state government has approved 20,000 beneficiaries so far under this next phase.
Contact Information for PMAY
- Address: Pradhan Mantri Awas Yojana (Urban), Ministry of Housing and Urban Affairs, Nirman Bhawan, New Delhi – 110011
- Phone Numbers: 011-23060484, 011-23063620, 011-23063567, 011-23061827
PMAY FAQs
What is PMAY?
Pradhan Mantri Awas Yojana is a government scheme to provide affordable homes to low and middle-income families in India.
What financial help does PMAY offer?
This scheme offers subsidies and funds to build or buy homes, focusing on including all basic amenities.
How to apply?
You can apply online on the official PMAY website or visit local government offices for assistance.
What documents are needed?
Proof of identity, residence, income, caste, and bank details are usually required.
Can someone who owns a house apply?
No, the applicant should not already have a pucca house in their name to be eligible.
Whom to contact for help?
PMAY helpline numbers or local PMAY offices can assist with any application questions.
Where is the official PMAY website?
Visit pmaymis.gov.in for information and to apply.
This updated phase of the PMAY scheme is a great chance for you to secure your own home with government support. Keep your documents ready, check if you qualify, and don’t miss out on applying and taking advantage of this important housing scheme!