Indian Prime Minister Narendra Modi started the PM Vishwakarma Scheme 2025 to support skilled artisans and craftsmen from the Vishwakarma community. This scheme provides training, financial help, and resources to more than 140 castes within this community, helping them improve their skills and grow their businesses.
Overview of PM Vishwakarma Scheme 2025
PM Vishwakarma Scheme 2025 helps traditional craftsmen like washermen, potters, tailors, goldsmiths, blacksmiths, weavers, and sculptors by offering financial support and skill development. It supports around 30 lakh artisans across India, helping them showcase their work, find markets, and connect with customers. This scheme also encourages artisans to use modern technology to reach more people and improve their work.
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About the pmvishwakarma.gov.in Website
The government has launched a platform called pmvishwakarma.gov.in to help artisans go digital and promote their work easily. This portal offers various training programs, and while training, participants receive ₹500 daily as support. Additionally, artisans get ₹15,000 credited to their bank accounts to buy the tool kits they need for their trade.
PM Vishwakarma Scheme 2025 Summary
| Name of Scheme | PM Vishwakarma Scheme |
| Launched by | Prime Minister Narendra Modi |
| Benefits | Financial help and skill development |
| Objective | Promote employment of small artisans and poor sections |
| Official Website | PM Vishwakarma Portal |
Who Can Apply? Eligibility Criteria
- Applicant must be at least 18 years old.
- Must belong to any of the more than 140 castes in the Vishwakarma community.
- Must have a valid caste certificate.
- The business applying for this scheme should not be currently running, and should not have any ongoing loan under similar schemes.
- Only one family member can benefit from this scheme; family includes husband, wife, and unmarried children.
- Government employees and their families are not eligible.
Benefits of PM Vishwakarma Scheme
- Initial financial help of ₹1,00,000 will be given.
- The loan must be repaid within 18 months with a 5% interest rate.
- The government will cover the interest amount beyond the 5% rate.
- Loan amount of up to ₹3,00,000 provided in two stages: ₹1,00,000 first and ₹2,00,000 later.
- Loans are offered with no security and at a low interest rate to make starting a business easier.
Documents Needed to Apply
- Aadhaar card of the applicant
- PAN card
- Bank passbook
- Mobile number
- Passport size photograph
Who Are Covered Under This Scheme?
- Laundry workers
- Potters
- Tailors
- Goldsmiths
- Blacksmiths
- Weavers
- Sculptors
- Washermen, masons, garland makers and other traditional artisans
Main Features of PM Vishwakarma Scheme 2025
- Government supports 18 types of traditional businesses.
- A fund of ₹13,000 crore is set aside for the scheme.
- Participants get ID cards and certificates providing official identity.
- Scheme provides low-interest loans and training to improve skills.
- Artisans are connected directly with banks and MSMEs for credit and support.
- Loans at 5% interest rate, with a total maximum loan amount up to ₹3,00,000.
Participating Banks and Finance Institutions
- Scheduled Commercial Banks
- Regional Rural Banks
- Small Finance Banks
- Cooperative Banks
- Non-Banking Financial Companies (NBFCs) and Micro-Finance Institutions
Loan Interest Rate Details
- Loans under the scheme have a fixed interest rate of 5% per year.
How to Apply Online for PM Vishwakarma Scheme 2025
Step 1: Visit the official PM Vishwakarma website at pmvishwakarma.gov.in.
Step 2: On the homepage, click on the ‘Apply’ button.
Step 3: Log in to the CSC portal with your user ID and password to open the application form.
Step 4: Enter your Aadhaar number and mobile number for verification.
Step 5: Fill in the application form following the on-screen instructions. Upload scanned documents as needed.
Step 6: Download your PM Vishwakarma Certificate which includes your digital ID needed to apply.
Step 7: Use your registered mobile number to log in again and fill the detailed application form including personal, family, address, profession, and bank details.
Step 8: Enter credit support, digital incentive, skill training, and tool kit information as asked.
Step 9: Agree to the terms and conditions, then click submit. You will get your registration number.
Types of Login Available
- CSC Login
- Admin Login
- Verification Login
- DPA Login
- TP/TC Login
How to Login to PM Vishwakarma Portal
Step 1: Go to the official PM Vishwakarma website.
Step 2: Click on the ‘Login’ option at the top right corner.
Step 3: Choose the login type from the dropdown menu.
Step 4: Enter your login details and submit to get into your account.
Contact Information
- Helpline Number: 1800-267-7777
Frequently Asked Questions (FAQs)
What is the PM Vishwakarma Scheme?
PM Vishwakarma Scheme is a government scheme to support traditional artisans and craftsmen like weavers, goldsmiths, blacksmiths, and others by giving financial help and training.
How many people will this scheme help?
This scheme aims to benefit around 30 lakh artisans and craftsmen across India.
What benefits are offered under the PM Vishwakarma Scheme?
Eligible artisans get loans of ₹1,00,000 initially and ₹2,00,000 in the second installment, all at low interest rates to help start or grow their businesses.
This scheme opens new doors for you if you belong to the Vishwakarma community and want to improve your craftsmanship and livelihood through government help and training.