India’s central government has released the updated PM Vidyalaxmi Scheme College List for 2025. This list includes the top 100 colleges ranked by the National Institutional Ranking Framework (NIRF) out of 860 institutes. Only students studying in these top 100 NIRF-ranked colleges can benefit from this scheme.
Under this scheme, around 22 lakh students from these top colleges will get educational loans. If you want to check the updated college list, it’s best to visit the official website and download it.
Overview of PM Vidyalaxmi Scheme
The PM Vidyalaxmi Scheme supports poor and deserving students across India. The Union Cabinet approved this scheme on 6th November 2024. The main goal is to make education affordable and to make sure no student has to stop studying because of money problems.
If selected, students can get an educational loan of up to INR 10 lakh. This is a big help for continuing studies! To support this, the government has set aside a budget of INR 3,600 crore.
What makes the PM Vidyalaxmi Scheme special is that these loans don’t need any collateral or guarantors. Students can focus on their education without worrying about security for their loan. The scheme aims to make education less stressful financially.
What is NIRF?
NIRF stands for National Institutional Ranking Framework. It’s run by the Ministry of Education to rank colleges and universities across India each year. NIRF rankings look at important factors like teaching quality, research, and overall professionalism of institutions.
These rankings help you pick the best colleges for your studies. You can visit nirfindia.org to see the latest top-ranked colleges. The rankings are updated each year, so it’s good to check regularly when applying.
Main Details About PM Vidyalaxmi Scheme College List
| Scheme Name | PM Vidyalaxmi Scheme College List |
| Launched By | Government of India |
| Launch Date | 6th November 2024 |
| Announced By | Prime Minister of India |
| Purpose | Provide educational loans to students |
| Beneficiaries | Indian students pursuing higher education |
| Target Group | Students in top 100 NIRF-ranked colleges |
| Benefits | Loans up to INR 10 lakh, no collateral or guarantor needed |
| Eligibility | Students in Quality Higher Education Institutions (QHEIs) with income below criteria |
| Documents Needed | Aadhaar Card, bank or post office account details |
| Application Mode | Online |
| Official Website | https://www.vidyalakshmi.co.in/Students/ |
| Government Budget | INR 3600 crore |
| Helpline Number | 020-2567 8300 |
Purpose of PM Vidyalaxmi Scheme College List
This list helps students who want to continue higher education with financial support from the government. It only covers students studying in the top 100 colleges ranked by NIRF. The aim is to let talented students continue their studies without money worries.
The scheme offers educational loans up to INR 10 lakh to help pay for studies easily. The college list is available on the official website and is sorted by different categories. This makes it simple for students to find their desired college and course.
If you want to study at a top college, checking this scheme’s college list can be very helpful.
How Colleges Are Selected Under PM Vidyalaxmi Scheme
- Only eligible students who meet the criteria are selected.
- Students must be permanent residents of India.
- Annual family income must be less than INR 8 lakh.
- The student must be enrolled in a top 100 NIRF-ranked college.
- Selection is for meritorious students.
Also Read: PM Vidyalaxmi Scheme Eligibility Criteria
Benefits of PM Vidyalaxmi Scheme
- Selected students get educational loans up to INR 8 lakh to support their education.
- The scheme is made to help around 22 lakh students from top colleges across India.
- Loans are given without asking for collateral or guarantors.
- Only meritorious students studying in top 100 colleges get these benefits, ensuring fair distribution.
- Some students may also get interest subsidies during loan repayment.
Student Eligibility Requirements
- Must be a permanent resident of India.
- Must come from a financially weak family and have good academic performance.
- Family annual income must not be more than INR 4.5 lakh.
- Must be studying technical courses in top 100 NIRF-ranked colleges.
How to Check PM Vidyalaxmi Scheme College List?
Step 1: Visit the official NIRF website.
Step 2: On the homepage, find college categories like engineering, medical, dental, etc.
Step 3: Click on any category to see the updated PM Vidyalaxmi Scheme College list on your screen.
Download PM Vidyalaxmi Scheme College List PDF
Frequently Asked Questions (FAQs)
When was the PM Vidyalaxmi Scheme approved?
It was approved by the Union Cabinet on 6th November 2024.
Who can get benefits under the PM Vidyalaxmi Scheme?
Poor and deserving students who want to continue higher education can apply.
What is the total budget for the PM Vidyalaxmi Scheme?
The government has set aside a budget of INR 3,600 crore for this scheme.
This scheme is a great chance for students to get financial help for higher studies at the best colleges in India. Be sure to check the official websites and the NIRF rankings to know more and apply if you qualify!