The National Rural Livelihood Mission (NRLM) is a government scheme run by the Ministry of Rural Development, India. It aims to improve the lives of poor and weak families in rural areas by providing them employment opportunities within their own villages. This mission helps local people get jobs and start livelihoods without moving to big cities.
Overview of National Rural Livelihood Mission 2025
NRLM, also called Deendayal Antyodaya Yojana – National Rural Livelihood Mission (DAY-NRLM), started in 2011 with support from the World Bank. Its goal is to provide sources of income to poor people in rural areas so they can find work within their own communities and become independent. The government plans to reach millions of Below Poverty Line (BPL) families across thousands of villages to raise their income and improve living standards.
By forming Self Help Groups (SHGs), NRLM supports rural poor families, especially women, to get training, loans, and resources to start small businesses and create livelihood opportunities.
Main Details about NRLM 2025
| Scheme Name | National Rural Livelihood Mission |
| Launched By | Central Government of India |
| Department | Ministry of Rural Development |
| Beneficiaries | Poor and at risk rural families |
| Objective | Provide employment to improve economic status |
| Application Mode | Online |
| Official Website | https://nrlm.gov.in/ |
Main Aim of National Rural Livelihood Mission
This mission aims to help poor rural people by giving them an easy way to access financial services and employment opportunities. It encourages forming Self Help Groups so women can get skill training and financial support to start their own businesses. This helps increase family income and improves living standards.
NRLM Bank Linkage
Under NRLM Bank Linkage, women Self Help Groups are connected with banks to get loans at low-interest rates. This helps them start small businesses and become financially independent. The government supports these groups by making loans easily available so rural women can improve their lives and contribute to their community’s growth.
This also strengthens women empowerment by helping rural women gain skills, knowledge, and resources to grow economically.
Achievements of NRLM
- 60,000 houses provided to poor under NRLM.
- 1,000 shelters built for homeless people.
- Issued ID cards to 16 lakh street vendors under DDA-NRLM.
- Jobs and livelihood resources given to 4 lakh people.
What is NRLM SHG?
Self Help Groups (SHGs) under NRLM are small groups of 10-20 women from similar income families. These groups work together to get loans and start their own businesses easily. It encourages women to become self-employed and improve their livelihoods with government support.
Benefits of National Rural Livelihood Mission
- Provides self-employment opportunities to poor rural people.
- Offers easy access to bank loans for low-income families.
- Helps rural women lead and manage their own businesses.
- Government allocated 500 crore rupees for rural and urban schemes.
- Self Help Groups get financial help to support small businesses.
- Groups receive priority funding of 10,000 rupees each.
- Helps reduce migration by improving village job options.
- Focuses on skill development training for better job readiness.
- Encourages a better quality of life in villages.
- Provides government schemes benefits through SHGs where direct schemes may not reach.
How to make NREGA job card online
Who Can Apply for NRLM?
- Applicants must be Indian citizens.
- Poor and low-income people from both urban and rural areas are eligible.
Documents Needed
- Aadhaar Card
- Income Certificate
- Ration Card
- Identity Proof
- Residence Proof
- Mobile Number
- Passport Size Photo
- Bank Passbook
How to Apply Online for NRLM Bank Loan?
- Go to the official NRLM website: https://nrlm.gov.in/
- On the homepage, click on ‘Quick Links’ and then select ‘SHG Bank Loan’.
- A new page will open with a form to be filled in three steps.
- After completing all steps, click on ‘Login’.
- Enter your User ID, password, and captcha code to log in.
- Fill the application form with correct details and upload required documents.
- Click ‘Submit’ to complete your bank loan application.
FAQs on National Rural Livelihood Mission
What is National Rural Livelihood Mission?
It is a government scheme by the Ministry of Rural Development focused on providing employment and livelihood chances to poor rural families.
What is the official website of NRLM?
The official site is https://nrlm.gov.in/.
What are the major works done under NRLM?
So far, the mission has provided 60,000 houses, livelihood support to 4 lakh people, and ID cards to 16 lakh street vendors, among other benefits.
NRLM continues to support rural poor by offering financial help, skill training, and bank loans through Self Help Groups, encouraging self-employment and a better quality of life in villages.