The Maharashtra government has started the MY Preferred CIDCO Home Scheme 2025 to help people from EWS (Economically Weaker Section) and LIG (Lower Income Group) families buy affordable homes. Under this scheme, 26,502 flats are available for eligible residents of Maharashtra.
Overview of MY Preferred CIDCO Home Scheme 2025
The City and Industrial Development Corporation (CIDCO), a Maharashtra government agency, runs this scheme to offer low-cost housing to financially weaker citizens. What makes this scheme special is that winners from a lottery can pick their preferred flat, mostly located near railway stations in Navi Mumbai, making commuting easier.
Main Features of MY Preferred CIDCO Home Scheme 2025
| Scheme Name | MY Preferred CIDCO Home Scheme |
| Launched By | Maharashtra State Government |
| Launch Date | October 12, 2024 |
| Purpose | Provide affordable housing to weaker sections |
| Beneficiaries | Residents of Maharashtra in EWS and LIG categories |
| Number of Flats | 26,502 flats in Navi Mumbai |
| Application Mode | Online |
| Official Website | cidcohomes.com |
| Contact Number | 07313668393 |
Flats and Their Location
This scheme offers 26,502 flats in Navi Mumbai, Maharashtra. These flats are near railway stations, giving you easy access to transportation.
Who Can Apply for the MY Preferred CIDCO Home Scheme 2025?
Income Criteria
- EWS Category: Annual family income up to INR 6 lakh (combined income of applicant and spouse).
- LIG Category: Annual family income above INR 6 lakh with no upper limit.
Proof of Income
You need to provide one of these documents:
- Detailed Income Tax Return for 2023-24 of all family members.
- Income certificate from Tehsildar for last 3 financial years.
- Salary slips for last 12 months with employer’s TAN and PAN details.
- Income certificate from employer with TAN and PAN.
Housing Status
- EWS applicants and their family must not own a Pucca (permanent) house anywhere in India.
- LIG applicants and their family must not own a house in Navi Mumbai.
Domicile Requirements
Applicants must be permanent residents of Maharashtra for at least 15 years with a valid domicile certificate.
Social Categories and Reservations
The scheme also covers various reserved categories with specific percentage reservations for Scheduled Castes, Tribes, and other groups such as ex-servicemen, journalists, religious minorities, and government employees.
Important Documents Needed
- Aadhaar Card
- Bank Account Details
- Domicile Certificate
- Income Certificate
- Any other relevant certificates (caste, disability, employment, etc.)
Booking Amounts for Flats
- INR 75,000 + GST for EWS category
- INR 1,50,000 + GST for LIG category – 1 BHK flats
- INR 2,00,000 + GST for LIG category – 2 BHK flats
How to Apply Online for MY Preferred CIDCO Home Scheme 2025
Follow these simple steps to apply:
Step 1: Visit the Official CIDCO Website
Go to the CIDCO Homes portal and click on the login option. Use your mobile number and OTP to log in or sign up.
Step 2: Complete Your KYC
Enter your Aadhaar number, PAN card, and bank account details for eKYC verification using OTP.
Step 3: Fill Personal and Eligibility Details
Select your category (EWS or LIG), enter income details, house ownership status, contact details, and upload self-attested documents.
Step 4: Upload Documents
- Upload scanned copies of Aadhaar, PAN, domicile, income proof, caste certificate, and any other required certificates in JPG, PNG, or PDF format (max 2MB each).
- Make sure all documents are valid and notarised if needed.
Step 5: Pay the Application Fee
Pay the registration fee of INR 236 (including GST) online. Review your details carefully before payment because changes won’t be allowed after payment.
Step 6: Submit Your Application
Check all information and click “Submit” to complete your application.
How to Check Application Status and Login for Lottery
- Visit the CIDCO portal.
- Click on the “Login” button.
- Enter your username and password to access your dashboard.
- Check your application status, payment details, and lottery results.
Download CIDCO Mobile App
Search for “CIDCO Homes” on Google Play Store or Apple App Store and download the app to easily manage your application and get updates.
Contact Information
- Phone: +91 9930870000 / 08069657149
- Contact for queries: 07313668393
Frequently Asked Questions
Who started the MY Preferred CIDCO Home Scheme 2025?
The Maharashtra government started it to provide affordable homes to EWS and LIG groups.
Who can apply for the scheme?
Citizens of Maharashtra in EWS or LIG categories who meet income and domicile rules can apply.
How many flats are offered?
A total of 26,502 flats are available, mainly in Navi Mumbai near railway stations.
Applying online is easy, and this scheme gives you a great chance to own an affordable home in Maharashtra. Visit the official CIDCO website for application details.