Jharkhand Mukhyamantri Rojgar Srijan Yojana 2025 is a scheme started by the state government to help young people find jobs. This plan offers financial support for unemployed citizens of Jharkhand to start their own businesses. Through this scheme, the government provides loans at low interest rates along with grants to encourage self-employment.
Overview of Jharkhand Mukhyamantri Rojgar Srijan Yojana 2025
This scheme supports youth from both rural and urban areas of Jharkhand by providing loans up to ₹25 lakh at affordable interest rates. The government also gives a grant of up to 40% of the loan amount, with a maximum of ₹5 lakh. It mainly helps people from Scheduled Castes (SC), Scheduled Tribes (ST), minorities, backward classes, persons with disabilities, and women in Sakhi Mandals.
Under this scheme, beneficiaries can also get help buying vehicles for passenger transport and other uses. For loans up to ₹50,000, no guarantor is needed. To apply, your annual family income should be ₹5 lakh or less. This scheme is created to reduce unemployment and encourage independence among Jharkhand’s citizens.
Who can benefit from Jharkhand Mukhyamantri Rojgar Srijan Yojana 2025?
- Scheduled Tribes (ST)
- Scheduled Castes (SC)
- Minority communities
- Backward classes
- Persons with disabilities
- Women from Sakhi Mandals
Main Details of Jharkhand Mukhyamantri Rojgar Srijan Yojana 2025
| Scheme Name | Jharkhand Mukhyamantri Rojgar Srijan Yojana |
| Launched By | Jharkhand Government |
| Beneficiaries | SC, ST, Minority, Backward classes, Persons with disabilities, Sakhi Mandal Women |
| Objective | To provide financial support for self-employment to citizens |
| Official Website | To be launched soon |
| Year | 2025 |
| Loan Amount | Up to ₹25 lakh |
| Grant | 40% up to ₹5 lakh |
| Age Limit | 18 to 45 years |
| Application Mode | Offline / Online |
Purpose of Jharkhand Mukhyamantri Rojgar Srijan Yojana 2025
The main goal is to give self-employment opportunities to every resident of Jharkhand. The scheme provides loans and grants to help people start their own businesses. This support aims to reduce unemployment and help people become independent. The 40% grant makes it easier for beneficiaries to afford their projects and encourages more people to start their entrepreneurial journey.
Where to submit applications for Mukhyamantri Rojgar Srijan Yojana 2025?
You can apply at any of these offices:
- Jharkhand State Tribal Cooperative Development Corporation
- State Minority Finance and Development Corporation
- Jharkhand State Scheduled Caste Cooperative Development Corporation
- District Welfare Officer
- Jharkhand State Backward Class Finance and Development Corporation
Application Process for Mukhyamantri Rojgar Srijan Yojana 2025
To apply:
- Visit any of the offices listed above.
- Get the application form for the scheme.
- Fill in your details carefully, such as name, mobile number, and email.
- Attach all needed documents.
- Submit the form at the same office.
Your documents will be checked, and after successful verification, the loan amount will be sent directly to your bank account. This process may take 15 days to one month. Make sure to provide correct information to avoid rejection.
Main Benefits and Features of Jharkhand Mukhyamantri Rojgar Srijan Yojana 2025
- Offers loans up to ₹25 lakh at low-interest rates.
- Provides a grant covering 40% of the loan amount, up to ₹5 lakh.
- Supports SC, ST, minorities, backward classes, disabled persons, and women in Sakhi Mandals.
- Loans up to ₹50,000 without the need for a guarantor.
- Helps beneficiaries buy vehicles for passenger transport.
- Reduces unemployment and helps citizens gain independence.
- Loan amount is transferred through Direct Benefit Transfer (DBT) directly to bank accounts.
Eligibility Criteria
- You must be a permanent resident of Jharkhand.
- Your age should be between 18 and 45 years.
- Your family’s annual income must be ₹5 lakh or less.
- Women in Sakhi Mandals can also apply.
Important Documents Required
- Aadhar Card
- Ration Card
- Residence Certificate
- Income Certificate
- Caste Certificate
- Age Proof
- Passport Size Photograph
- Mobile Number
- Bank Account Details
Make sure you collect all these documents before submitting your application to avoid any delays or rejection.
This scheme is a great chance if you want to start your own business and become independent. Keep an eye on official announcements for the website launch and application deadlines.