The Mukhyamantri Mahila Utkarsh Yojana 2025 gives women in Gujarat a chance to get loans up to Rs 1,00,000 at zero percent interest. This scheme supports women working in self-help groups by providing financial help to grow their businesses and improve their family life. Here, you’ll find the latest details about the benefits, objectives, eligibility, and how to apply so you can easily take part in this scheme.
About Gujarat Mukhyamantri Mahila Utkarsh Yojana 2025
Former Chief Minister Vijay Rupani launched the Mukhyamantri Mahila Utkarsh Yojana (MMUY) to give interest-free loans to women groups across Gujarat. This scheme plans to provide loans totaling up to Rs 1,000 crore to registered Joint Liability and Earning Groups (JLEGs). It supports around 10 lakh women, helping them become independent and recover from difficulties caused by recent crises.
Main Benefits of Mukhyamantri Mahila Utkarsh Yojana Gujarat
- Interest-free loans for women self-help groups across Gujarat.
- Loan amount up to Rs 1,00,000 for each group member.
- The state government pays the interest directly to banks, reducing the burden on women.
- Supports women’s entrepreneurship and household financial independence.
- Includes help for Sakhi Mandals in both rural and urban areas.
Scheme Highlights
| Scheme | Mukhyamantri Mahila Utkarsh Yojana |
| Launched by | Government of Gujarat |
| Beneficiaries | Women citizens of Gujarat in Self-Help Groups |
| Objective | Provide interest-free loans to women self-help groups |
| Official website | https://gujaratindia.gov.in/ |
| Year | 2025 |
Main Objectives of Mukhyamantri Mahila Utkarsh Yojana
This scheme aims to help women by giving zero-interest loans, boosting their confidence to keep growing their businesses even after setbacks like the pandemic. It was announced on the Chief Minister’s official Twitter, showing the government’s focus on women’s development.
How Mukhyamantri Mahila Utkarsh Yojana Works
MMUY plans to form 50,000 Joint Liability Earning Groups (JLEGs) each in urban and rural parts of Gujarat. Each group will have 10 women members who will get interest-free loans. The state government pays all the interest costs and has also removed stamp duty on these loans. Over 2.75 lakh Sakhi Mandals, consisting of nearly 27 lakh women, will benefit from this support after repaying any previous loans.
Main Features of Mukhyamantri Mahila Utkarsh Yojana
- Interest-free loans up to Rs 1,00,000 for women in self-help groups.
- Groups made up of 10 women members each.
- Loan scheme fully supported by Gujarat government interest payments.
- Supports Sakhi Mandals in both rural and urban areas.
- Encourages women’s independence and financial growth.
Eligibility Criteria
- The applicant must be a woman and a permanent resident of Gujarat.
- Must be a member of a self-help group with exactly 10 women members.
- Self-help groups should have repaid previous loans or borrowings to qualify.
Required Documents
- Aadhar Card
- Voter ID
- Ration Card
- Residence Certificate
- Income Certificate
- Active Mobile Number
How to Apply for Mukhyamantri Mahila Utkarsh Yojana 2025
Right now, there is no online application option for this scheme. But when it opens, you will need to:
- Visit the official Gujarat government website at https://gujaratindia.gov.in/
- Click on the “Apply Online” link on the homepage.
- Fill out the application form with your details.
- Upload the required documents.
- Submit the form.
Login Process For Applicants
- Go to the official Mukhyamantri Mahila Utkarsh Yojana portal.
- Click on the “Login” option.
- Enter your username, password, and captcha code.
- Click “Sign In” to open your dashboard.
How to Check Your Application Status
- Visit the official Mukhyamantri Mahila Utkarsh Yojana website.
- Click on “Application Status” on the homepage.
- Enter your application ID and click “Search.”
- Your application status will appear on your screen.
How to Check Loan Payment Status
- Visit the official Gujarat state website.
- Click on “Check Payment Status.”
- Enter your application ID and submit.
- Your payment status will be shown.
The Mukhyamantri Mahila Utkarsh Yojana 2025 is a great chance for women in Gujarat to grow their businesses without worrying about money. Keep an eye out for when online registration starts so you can make the most of this scheme and improve your financial independence.