Lakhpati Didi Yojana 2025 is a government scheme started to financially support women in India. The finance minister, Nirmala Sitharaman, announced in the budget speech that the goal to make women “Lakhpati Didi” has been raised from 2 crore to 3 crore. This scheme offers free skill training and interest-free loans to women so they can start their own businesses and become independent.
If you want to know what Lakhpati Didi Yojana is and how you can benefit from it, keep reading. This article gives you all the updated details about the scheme to help you apply and make the most of this chance.
About Lakhpati Didi Yojana 2025
On August 15, 2024, Prime Minister Narendra Modi introduced the Lakhpati Didi Yojana to help women become financially strong. This scheme works with women’s self-help groups (SHGs) and focuses on skill training. It helps women earn money by providing training and interest-free loans between 1 lakh to 5 lakh rupees to start their own businesses. The scheme mainly supports women from weaker economic backgrounds.
Start your own business with self-employment support
Changing rural socio-economic lives by supporting SHGs and Lakhpati Didi. #ViksitBharatBudget pic.twitter.com/WBDsGTGadr — Nirmala Sitharaman Office (@nsitharamanoffc) February 1, 2024
Main Details of Lakhpati Didi Yojana 2025
| Scheme Name | Lakhpati Didi Yojana |
| Launched by | Prime Minister Narendra Modi |
| Beneficiaries | Women of India |
| Goal | Financial support for women to start businesses |
| Loan Amount | 1 to 5 lakh rupees |
| Type | Central Government Scheme |
| Application Process | Online and Offline |
| Official Website | https://www.india.gov.in/ |
Purpose of Lakhpati Didi Yojana
The government wants to make women stronger financially by giving interest-free loans up to 5 lakh rupees to start their own work. Besides financial help, the scheme connects women with jobs, improves their lifestyle, and raises their income to make them independent and confident. Self-help groups involved can set up small industries, improving their own and other women’s financial situations. There are about 83 lakh self-help groups in India, involving over 9 crore women. This scheme helps increase their income and supports women with weaker economic backgrounds.
Goal to Reach 3 Crore Lakhpati Didis
In the budget speech on February 1, 2024, Finance Minister Nirmala Sitharaman announced raising the target to make 3 crore women “Lakhpati Didis.” So far, 1 crore women have become Lakhpati Didis, improving the lives of over 9 crore women. The earlier goal was 2 crore, now raised to 3 crore by encouraging an extra 1 crore women to become financially independent.
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Main Benefits and Features of Lakhpati Didi Yojana 2025
- Financial support for women through this government scheme.
- Interest-free loans from 1 to 5 lakh rupees to start a business.
- More than 1 crore women have already benefited.
- The government aims to reach 3 crore women under this scheme.
- Financial literacy workshops to help women manage money better.
- Incentives to encourage women to save money.
- Easy access to small loans through microcredit.
- Focus on skill development and vocational training for entrepreneurship.
- Guidance and help to start new businesses.
- Promotion of digital banking, mobile wallets, and digital payments.
- Affordable insurance for women and their families to increase financial security.
- Programs that build confidence and self-esteem among women.
Who Can Apply for the Lakhpati Didi Yojana?
- Applicant must be an Indian citizen.
- Women aged between 18 and 50 years can apply.
- Must be part of a self-help group (SHG).
- Annual income should not go over 3 lakh rupees.
- No family member should be a government employee.
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Documents Needed
- Aadhaar Card
- PAN Card
- Income Certificate
- Residence Proof
- Educational Certificates
- Bank Account Details
- Mobile Number
- Passport Size Photograph
How to Apply Online for Lakhpati Didi Yojana 2025?
- Go to the official government website.
- On the homepage, click on “Apply for Lakhpati Didi Yojana” option.
- Fill out the form carefully with all required details.
- Upload scanned copies of all necessary documents.
- Submit the form and get a receipt for your application. Keep it safe.
- This completes your online application process.
How to Apply Offline?
- Visit your local block or Women and Child Development Department office.
- Get the application form from the staff there.
- Fill out the form properly and attach all needed documents.
- Submit the form at the same office and get a receipt to keep.
Frequently Asked Questions (FAQs)
What is Lakhpati Didi Yojana?
Lakhpati Didi Yojana gives women loans up to 5 lakh rupees without interest to start their own businesses and become self-employed.
What is the goal number of women to become Lakhpati Didis under this scheme?
In 2025, the aim is to make 3 crore women Lakhpati Didis, up from the previous 2 crore target.
How many women have benefited so far from Lakhpati Didi Yojana?
More than 1 crore women have already benefited from this scheme.