Kerala Housing Board Scheme 2024

Kerala Housing Board Scheme – The Housing Board of Kerala will soon begin inviting online applications for the state of Kerala’s new project, known as the Kerala Housing Board Scheme. The state government of Kerala offers homes built on two cents of land under this program to the state’s poorest residents. The Grihasree House Scheme of Kerala is being supported by Non-Governmental Organizations, Volunteer Organizations, and other sponsors that helped launch the program. Read below to get detailed information related to the Kerala Housing Board Scheme like highlights, Objectives, Benefits, Eligibility Criteria, Documents Required, Steps to Apply and much more

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The Kerala government constantly introduces new programs to boost the state’s economy. As the state’s economy grows and contributes equally to societal welfare, the Kerala Housing Board was created. Thiruvananthapuram is where the Kerala Housing Board’s headquarters are. The Kerala Housing Board would offer loans to those who are less fortunate economically. The Kerala State Housing Board is essential to the execution of the state government’s housing policies. Its goal is to make safe and cheap homes available to everyone in Kerala. Additionally, the initiatives and lending programs of the Board have assisted numerous families in the State in realizing their dream of home ownership.

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Kerala Grihashree Housing Scheme Details in Highlights

Name	Kerala Housing Board Scheme
Other Name	Grihashree Housing Scheme
Department Name	Kerala State Housing Board
Beneficiary	State Poor People
Benefit	Provides Home Subsidy
Official Website	http://kshb.kerala.gov.in/kshbsite/

Kerala Housing Board Scheme Objectives

The main objectives of the Grihashree Housing Scheme are as follows:

To provide funding for homeless families to build houses
Assist low- and middle-income households in obtaining homes at discounted costs and taking advantage of discounted home loan interest rates.
Make sure anyone looking to develop homes in Kerala can readily access loans
The strategy will speed up the construction of contemporary urban infrastructure that provides access to roads, water, power, and other fundamental services.
The plan intends to build contemporary cities with a range of amenities.

Kerala Ration Card

Benefits of the Kerala Housing Board Scheme

Some of the key benefits of the scheme are as follows:

A house with a minimal footprint of 40 square meters costs Rs. 4 lakh after subsidies.
Under this program, dwellings are expected to cost between Rs. 4 lakh and Rs. 6 lakh.
In this Rs. 4 lakh project, the beneficiary must additionally contribute Rs. 1 lakh as a contribution, in addition to the Rs. 1 lakh required by the project’s sponsor.
This time, the house will be finished within a year. Home construction will continue to advance.
Four phases are used to provide the homes under this program.

Eligibility Criteria for Kerala Housing Board Scheme

The eligibility criteria for Grihashree Housing Scheme are as follows:

The recipient needs to live in Kerala permanently.
If a candidate wants to purchase land or a house at a reduced price, he or she should not already own any property.
The applicant must own a bank account and the full text of all bank passbook transactions.
Those in LIG and MIG should have their APL or BPL ration cards to apply for loans and dwellings that are subsidized.
The loan repayment duration would be between three and ten years if you were to take out a loan to buy a house. Monthly installments will be used for the repayment procedure.
The applicant’s age must be at least 55 years old.

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Documents Required for Grihashree Housing Scheme

Some of the important documents required for the scheme

Applicant Identity Card
Address Proof
Applicant’s Annual Income of Family
Ration card depicting category of APL, BPL, etc
Mobile Number
Applicant’s Salary slip

Steps to Apply for Kerala Housing Board Scheme

To Apply for Kerala Housing Board Scheme, the user needs to follow the below-given steps:

First of all, go to the official website of the Kerala Housing Board Scheme i.e., http://kshb.kerala.gov.in/kshbsite/
The homepage of the website will open on the screen

Click on the Grihasree Housing Project link
The application form will open on the screen
Now, fill in the form with all the required details
After that, upload all the required documents
Finally, submit the application form to the concerned department