Kerala Housing Board Scheme 2025 – What You Need to Know
If you are looking for affordable housing support in Kerala, the Kerala Housing Board Scheme 2025 can help you get a home built on two cents of land. This important scheme, also called the Grihasree Housing Scheme, aims to provide subsidized homes to poor families in Kerala.
The Kerala government, through the Kerala State Housing Board, works to make housing affordable and available to all. This scheme is supported by NGOs, volunteer groups, and sponsors who help poor residents find their own homes.
Main Details of Kerala Grihasree Housing Scheme
| Scheme Name | Kerala Housing Board Scheme |
| Also Known As | Grihasree Housing Scheme |
| Implementing Body | Kerala State Housing Board |
| Target Group | Poor Families in Kerala |
| Main Benefit | Housing Subsidy for Affordable Homes |
| Official Website | http://kshb.kerala.gov.in/kshbsite/ |
Goals of the Kerala Housing Board Scheme
- Help homeless families build safe and affordable houses.
- Support low and middle-income groups with subsidized house costs and lower loan interest rates.
- Make housing loans easy to access for anyone willing to build a home in Kerala.
- Speed up building modern infrastructure like roads, water, and electricity in new housing areas.
- Create well-planned urban areas with all essential facilities.
Benefits of Applying for Kerala Housing Board Scheme
- Homes built through this scheme have a minimum area of 40 square meters and cost around Rs. 4 lakh after subsidy.
- Typical house costs under the scheme range between Rs. 4 lakh and Rs. 6 lakh.
- The beneficiary contributes Rs. 1 lakh over the subsidy, with the rest covered by the scheme sponsors.
- Construction of the house is expected to be completed within one year.
- The scheme provides homes in four different phases to cover more applicants.
Who Can Apply? Eligibility for Kerala Housing Board Scheme
- You must be a permanent resident of Kerala.
- Applicants should not own any other property if applying to buy subsidized land or house.
- You need a bank account with a complete record of transactions.
- Families in the Low Income Group (LIG) and Middle Income Group (MIG) should have a valid APL or BPL ration card to apply.
- Loan repayment will range from three to ten years with monthly installments if you take a home loan.
- Applicants must be at least 55 years old to be eligible.
Documents Needed to Apply
- Identity Proof (any government ID card)
- Proof of Address
- Family Annual Income Proof
- Ration Card showing APL or BPL category
- Mobile Number
- Salary Slip (if applicable)
How to Apply Online for the Kerala Housing Board Scheme
- Visit the official Kerala Housing Board website.
- On the homepage, look for the ‘Grihasree Housing Project’ link and click on it.
- The application form will open. Fill in all the details carefully.
- Upload all required documents as specified.
- Review your information and submit the form to the concerned department.
By following these simple steps, you can apply to get your own home under this helpful scheme. Keep checking the official website for updates and application dates.