Jammu-Kashmir Digi-Pay Sakhi Yojana 2025 is a new scheme by the Jammu and Kashmir government to bring digital banking and financial services right to your doorstep, especially in remote areas. The main goal of this scheme is to make banking simple and available to everyone in the region, using trained women called Digi-Pay Sakhis who help deliver these services.
Overview of Jammu-Kashmir Digi-Pay Sakhi Yojana 2025
Launched by Lieutenant Governor Manoj Sinha on 15 September 2024 at the Jammu and Kashmir Entrepreneurship Development Institute, this scheme aims to provide doorstep digital banking services to remote villages in Jammu and Kashmir. Digi-Pay Sakhis will be paid to offer these services, making banking easier and more reachable for people living in 2000 remote villages during the first phase.
In the first phase, 80 women from self-help groups in the Jammu and Kashmir division have been selected to work as Digi-Pay Sakhis. They will help people with banking transactions and access financial services from their homes. The Lieutenant Governor also distributed 80 Aadhaar Enabled Payment Systems to these Sakhis to make digital payments smoother.
Main Benefits of Jammu-Kashmir Digi-Pay Sakhi Yojana 2025
This scheme supports women’s economic and social growth by giving them jobs as Digi-Pay Sakhis. It also promotes financial inclusion for people in remote areas, improving clarity in money transactions. You can use this service to access other government schemes like the Pradhan Mantri Kisan Maan-Dhan Yojana and the Kisan Credit Card Scheme, among others.
Also, a one-week training program on agriculture and livestock management was started for Krishi and Pashu Sakhis to help them serve you better. The government is running other programs too that strengthen women’s role in society and help them become independent.
Main Details of Jammu-Kashmir Digi-Pay Sakhi Yojana 2025
| Scheme Name | Jammu-Kashmir Digi-Pay Sakhi Yojana |
| Started By | Jammu and Kashmir Government |
| Beneficiaries | Citizens of Jammu and Kashmir |
| Purpose | Provide digital banking to all citizens |
| Official Website | Coming Soon |
| Year | 2025 |
| State | Jammu and Kashmir |
| Application Mode | Online / Offline |
Purpose of Jammu-Kashmir Digi-Pay Sakhi Yojana 2025
This scheme focuses on bringing easy banking services to all parts of Jammu and Kashmir, especially remote places where banks are not nearby. Women will work as Digi-Pay Sakhis to provide door-to-door banking and financial help, assisting citizens with transactions and making banking simpler. It also empowers women by giving them jobs and income, helping them become independent.
Main Features and Benefits
- Started by LG Manoj Sinha on 15 September 2024.
- Offers door-to-door digital banking in remote areas through Digi-Pay Sakhis.
- Digi-Pay Sakhis get paid for their services.
- Benefits 2000 remote villages in the first phase.
- 80 women from self-help groups selected to serve as Digi-Pay Sakhis.
- Sakhis are given Aadhaar Enabled Payment Systems for easy digital payments.
- Includes training programs on agriculture and livestock management for Sakhis.
- Supports women’s economic and social freedom.
- Promotes independence and women empowerment.
- Starts financial inclusion within self-help groups.
- Improves financial clarity in the region.
- Users can access other schemes like PM Kisan Maan-Dhan and Kisan Credit Card.
Eligibility and Important Documents Needed
- Applicants should be permanent residents of Jammu and Kashmir.
- Applicants must be women.
- Aadhaar Card
- Residence Certificate
- Income Proof
- Age Proof
- Ration Card
- Passport Size Photograph
- Mobile Number
- Email ID
- Educational Marksheet
How to Apply for Jammu-Kashmir Digi-Pay Sakhi Yojana 2025?
Currently, the government has only announced the launch of the Jammu-Kashmir Digi-Pay Sakhi Yojana. Application details and process will be shared soon on official platforms. Once the government releases the application form or online portal link, we will update you here. If you want to benefit from this scheme, keep visiting this page for the latest updates and application guidelines.