The Chief Minister Health Insurance Scheme (CMHIS) has been started by the Government of Nagaland. This scheme is for public health insurance. It gives cashless treatment to employees and pensioners. It also helps the citizens of Nagaland who are not part of AB PM-JAY.
The Chief Minister Health Insurance Scheme (CMHIS) works along with another scheme called Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). This means that many people can get healthcare without worrying about money. This scheme is really helpful in reducing the chances of becoming poor due to high hospital bills.
With the CMHIS, more people can access quality healthcare at an affordable price. This scheme is a big step forward for health coverage in the state. It shows that the government cares about the health of its people and wants to help them stay healthy.
What is the Chief Minister Universal Life Insurance Scheme (CMLIS) 2024
The Chief Minister of Nagaland, Mr. Neiphiu Rio, has started the Chief Minister Universal Life Insurance Scheme (CMLIS). This exciting news was shared on the 78th Independence Day at the Secretariat Plaza in Kohima.
The CMLIS scheme is super helpful because it takes care of money for hospitalization, surgeries, tests, and other medical costs. This means if someone gets sick or hurt, they won’t have to worry too much about spending a lot of money. The CMHIS Nagaland helps people by giving them safe financial support during tough times.
This scheme is an important step for Nagaland to reach its Sustainable Development Goals for 2030. The aim is to make sure everyone in Nagaland can live healthy lives and get good healthcare. The vision says that by 2030, Nagaland will provide equal, affordable, and quality health services to all its people.
Also Read: PMJJBY Scheme
Chief Minister Universal Life Insurance Scheme 2024 – Objective
The objectives of the scheme are as follows:
- The primary objective of launching the Life Insurance Scheme is to offer cashless treatment to employees and pensioners as well as to the citizens of the state who are not covered under AB PM-JAY.
- This scheme aims to reduce the financial burden of medical expenses, ensuring that healthcare is accessible to everyone, especially those who are economically disadvantaged.
Short Summary of Chief Minister Universal Life Insurance Scheme
| Name of the Scheme | Chief Minister Universal Life Insurance Scheme 2024 |
| Launched By | The Chief Minister of Nagaland Mr. Neiphiu Rio |
| Launch Date | 15th August 2024 |
| Objective | To provide cashless treatment to the employees and pensioners as well as for the citizens of the state |
| Beneficiaries | Government employees and pensioners as well as for the citizens of the state |
| Benefits | The scheme covers the cost of hospitalization, surgical procedures, diagnostic tests and other medical expenses incurred during the treatment of an illness or injury |
| State | Nagaland |
| Year | 2024 |
| Form of Benefit | Cashless Treatment |
| Mode of Registration | Online |
| Official Website | CMLIS Nagaland Portal |
Eligibility Criteria
To avail the benefit under the scheme, you should fulfill these eligibility criteria:
- Applicant must be a permanent resident of Nagaland.
- Age Limit shall be 18-50 for general category households as per PMJJBY guidelines.
- All government servants are considered as breadwinners and will be provided life insurance coverage and the age limit shall be 18-60 for currently serving government employees.
Also Read: PMSBY Scheme Details
Benefits of Chief Minister Universal Life Insurance Scheme
Here we have provided some benefits under this scheme, which are as follows:
- This scheme offers cashless treatment to employees and pensioners as well as for the citizens of the state who are not covered under AB PM-JAY.
- The scheme covers the cost of hospitalization, surgical procedures, diagnostic tests, and other medical expenses incurred during the treatment of an illness or injury.
- The CMHIS Nagaland provides financial protection to the citizens of the state against the cost of hospitalization and medical treatment.
- This scheme will help reduce the risk of poverty resulting from hospitalization expenses will promote access to quality and affordable healthcare and hasten the State’s progress towards health coverage.
Important Dates
- The Chief Minister of Nagaland Mr. Neiphiu Rio has taken the initiative to launch the Chief Minister Universal Life Insurance Scheme (CMLIS) on the occasion of the 78th Independence Day which is 15th August 2024 and the last date of registration is 15th September 2024.
Also Read: Ayushman Card Download
Required Documents
To avail the benefits under the scheme, candidates should have the following documents:
- Aadhaar Card
- Nagaland Domicile Certificate
- Affidavit
- Self-Declaration
- Pensioner ID or Employee ID
- PAN Card
- Bank Passbook
- Mobile Number
Insurance Coverage Details
The scheme provides two types of coverage:
- CMHIS (EP): This Health Insurance Cover of Rs. 20 lakhs per year per family for regular government employees, pensioners getting medical allowance, and their dependents.
- CMHIS (GEN): This Health Insurance Cover of Rs. 5 lakhs per year per family for contractual & ad-hoc employees, non-dependent family members of CMHIS (EP), employees without PIMS number, accredited journalists, and any household not covered by CMHIS(EP) or the AB PM-JAY Scheme.
Chief Minister Universal Life Insurance Scheme Registration for CMHIS Beneficiary and Government Servants
For the registration of CMHIS Beneficiary and Government Servants under the Chief Minister Universal Life Insurance Scheme, please follow the below-mentioned steps:
Step 1: Visit the CMLIS Nagaland Portal.
Step 2: On the homepage click on the “Register|Login” option.
Step 3: Those who have a CMHIS Card should select the “CMHIS CARD ID” option under Select Type.
Step 4: Enter the Card ID and click on the “Check PMJAY ID” button to verify eligibility.
Note: Verification Deadline is 5th September 2024.
Chief Minister Universal Life Insurance Scheme Registration for Non-Covered Families
Families who are not covered under CMHIS cards can register through the following:
- For Rural Areas citizens can register through NSRLM which stands for Nagaland Rural Livelihoods Mission which is Nagaland Rural Livelihoods Mission (NSRLM) is a registered Society under Society Registration Act, 1860 and Nagaland Societies Registration (Nagaland Third Amendment) Act, 2008 (Act No.1 of 2009).
- For Urban Areas citizens can register through the Offices of the DC/ ADC/ SDO/ EAC.
Note: Registration Deadline is 15th September 2024.
Contact Details
- Address: Finance Department, Civil Secretariat
- Phone Number: (+91) 9436030303
- Email ID: info[dot]cmlis[at]gmail[dot]com
FAQs
What is the key benefit of Chief Minister Universal Life Insurance Scheme 2024?
This scheme offers cashless treatment to employees and pensioners as well as for the citizens of the state who are not covered under AB PM-JAY.
What is the key objective of this scheme?
This scheme aims to reduce the financial burden of medical expenses, ensuring that healthcare is accessible to everyone, especially those who are economically disadvantaged.
Who launched this scheme?
The Chief Minister of Nagaland Mr. Neiphiu Rio has taken the initiative to launch the Chief Minister Universal Life Insurance Scheme (CMLIS).
What is the official website of the scheme?
The official website is https://cmlis.nagaland.gov.in/.