Bina Mulya Samajik Suraksha Yojana – The unorganized sector is one of the most vulnerable sections of society. For them, the government of West Bengal implements various kinds of schemes like state-assisted schemes of provident funds, welfare schemes for building and other construction workers, etc. But it has been noticed that there is non-uniformity in benefits across these schemes. In order to tackle this situation, the government of West Bengal has launched Bina Mulya Samajik Suraksha Yojana. Through this scheme benefits of various government, schemes will be provided to the beneficiaries who belong to the unorganised sector. This article covers all the important aspects of the scheme like its objective, benefits, features, eligibility, required documents, application procedure, etc.
WB Bina Mulya Samajik Suraksha Yojana 2024
The government of West Bengal has launched Bina Mulya Samajik Suraksha Yojana. Through this scheme, various kinds of schemes that are launched for the unorganised sector are integrated so that uniformity of benefits can be maintained. Through this scheme, unorganised industry and self-employed occupations which are notified by the Labour Department, the Government of West Bengal are covered along with construction and transport workers. In order to take benefit from this scheme, the beneficiary is required to contribute Rs 25 a month towards the provident fund. The government has decided to waive off this monthly contribution from 1st April 2020. Now the government of West Bengal will pay the amount of contribution.
Objective Of Bina Mulya Samajik Suraksha Yojana
The main objective of the Yojana is to provide benefits of various government schemes uniformly among the unorganised sector by integrating the schemes. Through this scheme, each and every beneficiary will be able to avail benefits of the government scheme which will decline occupation-based disparities across workmen. This scheme will also improve the standard of living of the beneficiaries and this scheme will also make workmen self-dependent. The social status of the beneficiaries will also be improved with the implementation of this scheme
Details Of West Bengal Bina Mulya Samajik Suraksha Yojana 2024
| Name Of The Scheme | Bina Mulya Samajik Suraksha Yojana |
| Launched By | Government Of West Bengal |
| Beneficiary | Citizens Of West Bengal |
| Objective | To Provide Benefit Of Various Government Schemes |
| Official Website | https://bmssy.wblabour.gov.in/ |
| Year | 2024 |
| Mode Of Application | Online/Offline |
| State | West Bengal |
Benefits And Features Of Bina Mulya Samajik Suraksha Yojana
- The government of West Bengal has launched Bina mulya samajik Suraksha Yojana.
- Through this scheme, various kinds of schemes which are launched for the unorganised sector are integrated so that uniformity of benefits can be maintained.
- Through this scheme, unorganized industry and self-employed occupations which are notified by the Labour Department, the Government of West Bengal are covered along with construction and transport workers.
- In order to take benefit of this scheme beneficiary is required to contribute Rs 25 a month towards the provident fund.
- The government has decided to waive off this monthly contribution from 1st April 2020.
- Now the government of West Bengal will pay the amount of contribution.
- The scheme is going to improve the standard of living of the beneficiary
- The beneficiary will also become self-dependent with the implementation of this team
- The social status of beneficiaries will also be improved with the implementation of this scheme
West Bengal Bangla Shasya Bima Yojana
Benefits Under Bina Mulya Samajik Suraksha Yojana
Provident fund
- All The Eligible workers are required to contribute Rs 25 per month towards provident fund
- State government will also give a matching grant of Rs 30 against worker’s contribution
- State government will also bear the interest which is payable annually at the rate at which interest allowed on the deposit under the general provident fund by the government from time to time
- If the beneficiary attains 60 years of age or discontinuous as subscriber under the scheme or in the event of account becoming inoperative due to death the total cumulative amount along with interest will be refunded to the workers or his or her nominees
- The account of subscriber will be closed if the subscriber does not make any contribution continuously for 3 financial years
- Such account can be revived by the assistant Labour commissioner on the application made by the subscribers stating the reason for such non payment
- No arrear contribution will be allowed
Health and Family Welfare
- Rs 20000 per annum for alignment will be provided to beneficiary or family members under West Bengal Health Scheme which requires hospitalization or outdoor treatment. The benefits will be provided for:-
- Cost for clinical test- full
- Cost of medicine- full
- Cost of hospitalization- full
- Payment for loss of employment to the beneficiaries at the rate of Rs 1000 for the first five days and additional amount of Rs 100 per day for remaining days up to a maximum of Rs 10000
- The claim for the beneficiary and the family members will be accepted for more than once in a year
- But the amount of total assistance is limited to Rs 20000 per annum
- The beneficiary or his or her family member are entitled to get financial assistance upto Rs 60000 per annum on account of any kind of surgery. This assistance will be provided for:-
- Cost of clinical test-full
- Cost of medicine-full
- Cost of hospitalization-full
- Payment for loss of employment to the beneficiaries at the rate of Rs 1000 for the first five days and additional amount of Rs 100 per day for remaining days up to a maximum of Rs 10000
- Beneficiary and his or her family members can claim more than once a year
- The financial assistance will be limited upto Rs 60000 per annum in case of surgery
- If the beneficiary is hospitalized for five or more days due to any accident then the payment for loss of employment to the beneficiaries will be provided at the rate of Rs 1000 for the first five days and additional amount of hundred per day for the remaining days up to a maximum of Rs 10,000. This claim will be admissible to the beneficiary himself/herself
West Bengal Chaa Sundari Scheme
Death and Disability
- If the beneficiary dies due to some accident then Rs 200000 will be provided to the nominee
- the beneficiary dies a normal death then Rs 50000 will be provided to the nominee
- If the beneficiary undergoes 40% or more disability then Rs 50000 will be provided to the beneficiary
- Rs 200000 will be provided in case of total and irrecoverable loss of both eyes or loss of both hands or feet or loss of sight of 1 eye or loss of use of hand or foot
- Rs 100000 will be provided in case of total and irrecoverable loss of sight of one eye or loss of use of one hand or foot
Education
- Assistance for education will be provided to the children of beneficiaries as per the following category:-
- Reading in class 11th- Rs 4000 p.a
- Reading in class 12th- Rs 5000 p.a
- Under training ITI- Rs 6000 p.a
- Reading in undergraduate- Rs 6000 p.a
- Reading in postgraduate- Rs 10000 p.a
- Reading at polytechnic- Rs 10000 p.a
- Mechanical/engineering- Rs 30000 p.a
- Under this scheme if the daughter completes undergraduate education or equivalent skill development studies then Rs 25000 financial assistance will be provided. This financial assistance will be provided only for two daughters. The financial assistance will only be admissible if the daughter remains unmarried till completion of her studies
- The above-mentioned benefits will not be payable to those students who are eligible to get benefit under Swami Vivekananda merit cum means scholarship scheme
- Above mentioned benefit will be provided to all those students who was studying in recognised educational institutions of state government, Central Government or any institution created by the government
- All the students who are covered under this scheme are not eligible to avail any other scholarship scheme of government
Training in Safety and Skill Development
- Training in safety and skill development will be provided to the workers through the paschim Banga society for skill development
- The trainings will follow the cost and other common norms that have been finalised for skill development interventions in the state
- The fund for this training will be arranged from construction worker cess for skill development of construction workers and their families, transport cess for skill development of transport workers and their family members and from the state budget of Labour department for skill development of workers listed under notified and organised industries and self-employed occupation and their family members
- A suitable grant-in-aid/fund will also be made available by the appropriate authorities of the Labour Department
Maintenance Of Account And Audit
- All the expenditures for administration of the scheme will be borne by State Government which include cost of various forms, stationery, service charges to the bank etc
- All the grants that are received from the state government, Central Government or from the beneficiary under the scheme will be deposited into the fund
- Board is required to maintain separate account for the purpose of the scheme and get the accounts audited by the auditor
- The annual report regarding the performance of this scheme along with the audited report of account is required to be sent to the state government
- The CEO of the board is required to send annual budget for the financial year which is required to implement the scheme to the state government at least four months before the commencement of financial year
Bina Mulya Samajik Suraksha Yojana Card
- For the purpose of this scheme the existing Samajik Mukti card, registration number and passbook issued to unorganised worker will be deemed valid
- The new workers will be issued SMC in order to avail the benefit of this scheme
- SMC will also be issued to the existing unorganised worker who are registered under various scheme and who are not issued these cards earlier
- These SMCs can be used by an unorganised worker at any of the regional labour office at district and sub division as well as in the all labour welfare facilitation centre in blocks and municipalities
Eligibility Criteria Of Bina Mulya Samajik Suraksha Yojana
- Applicant must be permanent resident of West Bengal
- The age of applicant should be between 18 to 60 years
- The family income of the applicant should not exceed Rs 6500 per month
Required Documents
- Aadhar Card
- Ration card
- Residence certificate
- Passport size photograph
- Mobile number
- Email id
- Caste certificate
- Income certificate
Details Regarding Registration
- All the willing unorganised workers who want to apply under this scheme shall submit the application in the prescribed form for registration under this scheme
- The registration can be done at the block or municipality or municipal corporation office
- Registration can also be done through special camps that are organised in each block or municipality or Municipal corporation
- This camps will be organised once in a month
Procedure To Apply Under Bina Mulya Samajik Suraksha Yojana
- First of all go to the official website of the Yojana
- The home page will open before you
- On the Home page you are required to click on new registration
- Now registration form will appear before you
- You have to enter the following details on the registration form:-
- Category of worker type
- Name
- Date of birth
- Mobile number
- Identity proof
- Case
- Ration card/khadya Sathi number type
- Ration card/khadya Sathi number
- Religion
- Gender
- Marital status
- Father’s name
- Mother’s name
- Monthly family income
- Now you have to click on register
- After that you have to login on the portal
- You have to click on dashboard
- Now you have to click on nominee details tab
- After that you have to enter nominee details
- Now you have to click on dependent details tab
- After that you have to insert dependent details
- Now you have to click on bank account details tab
- After that you have to enter bank account details
- Now you have to click on application
- After that you have to enter the following details
- Basic information
- Address details
- Bank details
- Nominee details
- Dependent details
- Document details
- After that you have to click on submit
- By following this procedure you can apply under the Yojana
Procedure To Login On The Portal
- Go to the official website of the scheme
- The home page will open before you
- Now you are required to click on login
- After that login form will appear before you
- On this form you have to enter your username and password
- After that you have to click on login
- By following this procedure you can login on the portal
Procedure To Download All The Forms
- First of all go to the official website of Bina Mulya Samajik Suraksha Yojana
- The home page will appear before you
- On the home page you are required to click on view and download forms
- A new page will appear before you
- On this page you have to click on the form of your choice
- The form will appear before you in PDF format
- You have to click on the download option in order to download it
Procedure To Get Details Regarding Help Desk
- Go to the official website of Bina Mulya Samajik Suraksha Yojana
- The home page will appear before you
- On the home page you are required to click on contact us
- A new page will appear before you
- On this page you can get details regarding helpdesk
Procedure To Search Your Details
- Visit the official website of the scheme
- The home page will open before you
- On the homepage you are required to click on search your details
- A new page will appear before you
- On this page you have to enter the required details
- Now you have to click on submit
- By following this procedure you can search your details
Contact Details
- Address- 11th floor, new secretariat building, 1, Kiran Shankar Roy road, Kolkata-700001
- Helpline number- 18001030009