Bihar Ek Panchayat Ek Bank Yojana is a new scheme started by the Bihar government to link all gram panchayats through one system and strengthen the Panchayati Raj setup. This scheme is also called Bihar One Panchayat One Bank Account Yojana. Under this plan, every gram panchayat in Bihar will have a single bank account with one designated bank. This will help government departments closely watch all financial transactions, making it easier for the Bihar government to track how funds move.
If you want to know how this scheme can benefit you and how to apply, read this article till the end.
Bihar Ek Panchayat Ek Bank Yojana 2025
The Bihar government has announced the start of the One Panchayat One Bank Account scheme to better manage the finances of Panchayati Raj Institutions. This rule applies to all 8,057 gram panchayats in the state, where each gram panchayat will have its bank account with one approved bank. The government has signed agreements with several banks for this purpose. Information about these selected banks will be shared with all gram panchayats soon. It is required for the gram panchayats to open their account with one of the approved banks.
The Panchayati Raj Department of Bihar will oversee the smooth running and monitoring of this scheme. This will help the government track transactions and reduce corruption.
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One Panchayat One Bank scheme will be implemented in Bihar @IPRD_Bihar @murarigautammla @Anand_IAS2013 #BiharPanchayatiRajDept pic.twitter.com/KH0NysCLbi 45 Panchayati Raj Department, Bihar (@PRD_BIHAR) June 13, 2024
About Bihar Ek Panchayat Ek Bank Yojana
| Scheme Name | Bihar Ek Panchayat Ek Bank Yojana |
| Announced By | Bihar Government |
| Department | Panchayati Raj Department |
| Beneficiaries | People of Bihar |
| Objective | Provide one bank account to every gram panchayat in Bihar |
| Number of Panchayats | 8,057 |
| State | Bihar |
| Year | 2025 |
| Application Process | Online/Offline (to be announced) |
| Official Website | To be launched soon |
Main Aim of One Panchayat One Bank Account Scheme
The main aim of this Bihar government plan is to link all gram panchayats with one bank account each. This will help monitor funds sent for village development more easily. It will reduce corruption and help provide financial support from government schemes to people quickly. This scheme will speed up development work in the state.
Banks Included in Bihar Ek Panchayat Ek Bank Yojana
The Panchayati Raj Department has signed agreements with 8 banks for this scheme. All 8,057 gram panchayats must open or keep their accounts with any of these banks. If a panchayat already has an account with one of these banks, they can keep it. Otherwise, they must switch to one of these banks. The list is:
- Bank of India
- Canara Bank
- State Bank of India
- Central Bank of India
- Punjab National Bank
- South Bihar Gramin Bank
- North Bihar Gramin Bank
- ICICI Bank
More banks may join soon, and the list could grow to 10.
Common Platform for State-level Monitoring
The government is creating a common online platform for all gram panchayats’ bank accounts. This dashboard will help the Panchayati Raj Department watch fund transfers and spending in real time. It will show when and how much money is sent or spent by each panchayat. If any panchayat wastes money or delays government benefits to people, authorities will tell them to speed up the process. This will help make sure all funds are used properly and benefits reach people fast.
Space for Bank Branches Will Be Provided
The Bihar government will provide free space in every gram panchayat to open bank branches under this scheme. Banks interested in opening branches must send proposals to the Panchayati Raj Department. Providing free space will help banks save on rent and improve banking access for rural people.
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Benefits and Features of Bihar Ek Panchayat Ek Bank Yojana
- Each gram panchayat will have only one active bank account, making fund management easier.
- People will get financial benefits from government schemes faster.
- It will help reduce corruption and misuse of funds.
- The scheme allows direct fund transfer from the state to panchayats and tracking of spending.
- The Panchayati Raj Department will regularly check accounts.
- Improved banking services in all gram panchayats.
- Eight banks are currently part of the scheme, with plans to add more.
- Free space provided to banks to open branches in gram panchayats.
- Better use of government financial help for village development.
Eligibility for the Scheme
- The scheme applies only in Bihar state.
- Only gram panchayats in Bihar can join.
- Gram panchayats with accounts in non-approved banks must close them and open accounts in approved banks.
How to Apply for Bihar Ek Panchayat Ek Bank Yojana?
Currently, no official application process has been announced. The scheme is announced, and the government will soon share details about how gram panchayats can apply. Please wait for official updates. We will keep you informed here as soon as application details are available.
FAQs
In which state is the One Panchayat One Bank Account Scheme implemented?
It is implemented in Bihar.
What is Bihar Ek Panchayat Ek Bank Khata Yojana?
It is a scheme by the Bihar government where every gram panchayat must have only one bank account in an approved bank. This helps track financial help and avoid corruption.
What is the main purpose of this scheme?
To reduce corruption, speed up delivery of government benefits, and ensure proper use of funds for village development in Bihar.
This plan aims to bring clarity and faster progress in developing every village in Bihar. Stay tuned for updates on the application process and other details soon.