If you are a student from Assam planning to pursue higher education, the Abhinandan Education Loan Subsidy Scheme 2.0 2025 can help you. This scheme offers a subsidy of up to Rs 50,000 on education loans to make your study costs more manageable.
Overview of Abhinandan Education Loan Subsidy Scheme 2.0
This scheme supports students from Assam who have taken an education loan between April 1, 2020, and March 31, 2024. It provides financial help by offering Rs 50,000 as subsidy on loans of Rs 2 lakh or more. The goal is to encourage students to pursue higher education either inside or outside Assam.
Main Details of the Scheme
| Scheme Name | Abhinandan Education Loan Subsidy Scheme 2.0 |
| Launched By | Chief Minister of Assam |
| Who Can Benefit | Students pursuing higher studies |
| Benefit | Rs 50,000 subsidy on education loans |
| Official Website | – |
Who Can Apply?
- You must be a permanent and legal resident of Assam.
- You should have taken an education loan from a Scheduled Commercial Bank or Regional Rural Bank in Assam recognized by RBI.
- The loan must have been taken between April 1, 2020, and March 31, 2024.
- There are no income restrictions.
Loan Amount Needed
- You need to have a minimum education loan of Rs 2 lakh to be eligible for the subsidy.
Main Benefits of the Scheme
- You can get up to Rs 50,000 as subsidy on education loans for higher studies.
- The scheme supports loans taken within the specified period to help you with education expenses.
- It’s available for all permanent Assam residents, whether you study in Assam or outside.
Documents Required to Apply
- Student’s Aadhaar Card
- Parent’s Identification Proof
- Education loan documents
- Residence Certificate
How Are Applicants Selected?
- You must be a permanent Assam resident with an education loan of Rs 2 lakh or more.
- Each student can get the subsidy only once under this scheme.
- Children of serving public officials like MPs, MLAs, Panchayat members, and government or government-owned company employees are not eligible.
How to Apply Online for Abhinandan Education Loan Subsidy Scheme 2.0
The Assam government plans to launch the official online portal for this scheme soon. Meanwhile, here’s how you can apply:
- Go to the official Abhinandan Education Loan Subsidy Scheme website.
- Click on the “Apply for Loan Subsidy Scheme” option.
- Fill out the application form with all the required details and upload your documents.
- Submit the application.
Frequently Asked Questions
What is the Abhinandan Education Loan Subsidy Scheme 2.0?
It is a government scheme giving up to Rs 50,000 subsidy on education loans for higher studies to students from Assam.
When will the scheme be officially launched?
The Assam government announced the scheme on August 20, 2024, and the second edition is expected to launch on September 5 (tentative date).
Who is eligible for this subsidy?
Students with education loans of Rs 2 lakh or more taken between April 1, 2020 and March 31, 2024, who are also permanent residents of Assam.