Pashudhan Credit Guarantee Yojana 2025 is a government scheme aimed at boosting the animal husbandry sector in India. Since livestock farming provides both jobs and income to many, the government wants to lower the costs and offer more support to farmers. This scheme gives financial help and loan guarantees to small, micro, and medium enterprises (MSMEs) involved in animal husbandry. It helps strengthen the rural economy by providing easier access to loans in this important sector. In this article, you will find all the details on how to apply, eligibility criteria, benefits, and other important facts about the Pashudhan Credit Guarantee Yojana 2025.
About Pashudhan Credit Guarantee Yojana 2025
The Indian government started this scheme under the Department of Animal Husbandry and Dairying to help small and medium-sized animal husbandry businesses. The goal is to provide unsecured loans with credit guarantee support through the Animal Husbandry Infrastructure Development Fund (AHIDF). Under this scheme, eligible beneficiaries can get loans covering up to 90% of their total project cost from scheduled banks and co-operative organizations, along with interest rate benefits. This encourages more MSMEs to take part in the sector and supports rural economic growth.
Main Details of Pashudhan Credit Guarantee Yojana 2025
| Scheme Name | Pashudhan Credit Guarantee Yojana |
| Launched By | Government of India |
| Concerned Department | Department of Animal Husbandry and Dairying, Government of India |
| Beneficiaries | Micro, Small, and Medium Enterprises (MSMEs) in livestock sector |
| Objective | To provide financial support and easy loan access to underserved livestock entrepreneurs |
| Scheme Category | Central Government Scheme |
| Budget Allocation | ₹750 Crore |
| Year | 2025 |
| Application Mode | Online / Offline |
| Official Website | https://ahidf.udyamimitra.in/ |
Purpose of Pashudhan Credit Guarantee Yojana 2025
This scheme helps MSMEs in the livestock sector get easier access to financial support and loans. By giving loan guarantees, the government makes lenders more confident to offer unsecured loans. This will increase productivity and growth in animal husbandry and create more jobs for rural people. It also supports the government’s goal of strengthening MSMEs in this sector.
Credit Guarantee Coverage up to 25%
This scheme is available all over India, including all states and union territories. A credit guarantee fund of ₹750 crore has been set up by the Department of Animal Husbandry and Dairying to cover up to 25% of loans given by eligible lenders to MSMEs. This helps improve loan access in animal husbandry and supports rural economic growth.
Setting up the ₹750 Crore Credit Guarantee Fund
Under the AHIDF scheme, a fund trust was created with NABARD’s fully owned subsidiary, NAB Sanrakshan Trustee Company Private Limited. This trust manages the ₹750 crore credit guarantee fund that started in March 2024. It is India’s first fund trust of this kind in agriculture and animal husbandry. The scheme encourages more MSMEs to take loans and helps smoother loan processing with a stronger system.
Who Can Benefit From the Scheme?
The scheme supports both new and existing enterprises involved in animal husbandry infrastructure including:
- Dairy processing and value addition infrastructure
- Meat processing and value addition facilities
- Animal feed plant setups
- Breed improvement technology and multi-breed farms
- Agricultural and animal waste management for wealth creation
- Veterinary vaccine and medicine manufacturing units
Benefits and Features of Pashudhan Credit Guarantee Yojana 2025
- First loan guarantee scheme introduced for the livestock sector to revive rural economy and support underserved entrepreneurs.
- MSMEs get credit guarantee cover up to 25% on loans provided by eligible lenders.
- The scheme is supported by a dedicated ₹750 crore credit guarantee fund set up by the Department of Animal Husbandry and Dairying.
- Collaboration with NAB Sanrakshan Trustee Company Pvt Ltd for fund management.
- Loan providers focus on the viability of projects, ensuring loan safety and recovery.
- Priority is given to entrepreneurs and social groups who traditionally have low access to finance.
- Interest rate subsidies are available under the Prime Minister’s Aatmanirbhar Bharat promotion package.
- Large loans can be availed, covering up to 90% of total project cost from scheduled banks and National Cooperative Development Corporation.
- This scheme boosts MSME participation and loan access in the animal husbandry sector.
- Creates new jobs and improves facilities for farmers.
- Strengthens rural economy and helps overall economic growth of the country.
Eligibility Criteria for Pashudhan Credit Guarantee Yojana 2025
- Applicant must be an Indian citizen.
- Must be an MSME operating in the animal husbandry sector.
- Entrepreneur’s bank account must be linked with their Aadhar card.
Documents Needed to Apply
- Aadhar Card
- Income Certificate
- Residence Proof
- Land Ownership Documents (if applicable)
- Documents related to the animal husbandry business
- Mobile Number
- Passport Size Photograph
- Bank Account Details
How to Apply Online for Pashudhan Credit Guarantee Yojana 2025
- Go to the official website of the Department of Animal Husbandry and Dairying: https://ahidf.udyamimitra.in/
- The homepage will open.
- Click on the “Apply For Loan” option.
- A new application page will appear; enter your mobile number.
- Tick the box “I’m not a robot” and click “Request OTP”.
- You will receive an OTP on your mobile. Enter it to proceed.
- The application form will open; fill in all required information carefully.
- Upload all necessary documents as requested.
- Click “Submit” to complete the application.
- Your application for Pashudhan Credit Guarantee Yojana 2025 will be successfully submitted.
Frequently Asked Questions (FAQs) about Pashudhan Credit Guarantee Yojana
What is Pashudhan Credit Guarantee Yojana?
It is a scheme to improve loan availability for MSMEs in animal husbandry by offering credit guarantees to lenders, which helps strengthen the rural economy.
How much credit guarantee fund has been set up?
The Department of Animal Husbandry and Dairying has created a ₹750 crore credit guarantee fund for this scheme.
Who manages the fund trust?
A trust was set up with NAB Sanrakshan Trustee Company Private Limited, a fully owned subsidiary of NABARD, to manage the credit guarantee fund.