RBI Udgam Portal helps you find unclaimed deposits from many banks all in one place. Launched by the Reserve Bank of India (RBI), this website lets you search your unclaimed deposits quickly and safely. Keep reading to know more about the RBI Udgam Portal 2025, including how to register, login, features, bank list, and benefits.
About RBI Udgam Portal 2025
On April 6, 2024, RBI introduced UDGAM (Unclaimed Deposits – Gateway to Access Information). This portal is made for you to check if you have any unclaimed money in different banks without visiting each one individually. RBI started this portal to make it easier for people to find and claim their unclaimed deposits.
Main Details of RBI Udgam Portal
| Name | RBI Udgam Portal |
| Full Form | Unclaimed Deposits – Gateway to Access Information |
| Launched By | Reserve Bank of India (RBI) |
| Who Can Use | All Indian Citizens |
| Website | https://udgam.rbi.org.in/ |
Why RBI Udgam Portal Was Created
If a bank account or deposit is not used or claimed for 10 years, it becomes an “unclaimed deposit.” These funds are transferred to RBI’s Depositor Education and Awareness (DEA) Fund, but you still have the right to claim this money anytime. Many people don’t know they have unclaimed deposits, so RBI created this portal to make it easier to find and claim your unclaimed amounts.
Why Do Unclaimed Deposits Grow?
Some people forget to close old accounts or claim matured fixed deposits. Also, sometimes nominees or family members do not collect money from deceased account holders. This causes unclaimed deposits to increase, making the portal important for tracking these funds.
Main Features and Benefits of RBI Udgam Portal 2025
- Check unclaimed deposits from multiple banks on one platform.
- Easy to find and claim your unclaimed deposit money.
- Developed together with banks, Indian Financial Technology & Allied Services (IFTAS), and ReBIT.
- More banks’ data will be added gradually after October 15, 2025.
- Secure and user-friendly interface for all Indian citizens.
Banks Listed on RBI Udgam Portal
At first, the portal lets you search unclaimed deposits from these banks:
- State Bank of India
- Punjab National Bank
- Central Bank of India
- Dhanlaxmi Bank Ltd.
- South Indian Bank Ltd.
- DBS Bank India Ltd.
- Citibank N.A.
- Canara Bank
- Bank of India
- Bank of Baroda
- Indian Bank
- Union Bank of India
- HDFC Bank
- Federal Bank
- Kotak Mahindra Bank
- ICICI Bank
- UCO Bank
- Bank of Maharashtra
- IDBI Bank
- Jammu and Kashmir Bank Ltd.
- Punjab and Sind Bank
- Axis Bank Ltd.
- Indian Overseas Bank
- Standard Chartered Bank
- HSBC Ltd.
- Karnataka Bank Ltd.
- The Karur Vysya Bank Ltd.
- Saraswat Co-operative Bank
- IndusInd Bank Ltd.
- Tamilnad Mercantile Bank Ltd.
How to Register on RBI Udgam Portal
- Go to the official RBI Udgam website at https://udgam.rbi.org.in/.
- On the homepage, under the login section, click the Register button.
- Fill in the registration form with your mobile number, name, password, and captcha code.
- Accept the declarations and continue to the next page.
- Enter any other required information when asked.
- Click the Register button to finish.
How to Login to the RBI Udgam Portal
- Go to https://udgam.rbi.org.in/.
- Enter your mobile number and password in the login area.
- Type the captcha code for verification.
- Click Next to log into your account.
Support and Contact
If you need help or have questions about the RBI Udgam Portal, contact the support team by email at udat@rbi.org.in.