The PMSBY Scheme 2024 is a new health insurance plan by the Government of India. This scheme is called the Pradhan Mantri Suraksha Bima Yojana. Its main aim is to give health insurance coverage to all permanent residents of India. So, if you live here, this scheme can help you!
The PMSBY scheme is for one year, but you can renew it every year. It offers help if you face death or disability because of an accident. This is very important because accidents can happen anytime, and having coverage is a relief.
To join the PMSBY scheme, you need to renew your insurance every year on 31st May. It’s super easy to remember! Plus, the best part is that the premiums are very low. This way, you don’t have to worry about spending too much money on health insurance.
PMSBY Scheme Details 2024
Health insurance coverage is super important, and the Government of India has made it easy for everyone. They launched a scheme that gives health insurance coverage of up to INR 2 lakh for just INR 20 per month! That sounds cool, right?
So, who can get this health insurance? If you live in India and are between 18 to 70 years old, you are eligible to get all the benefits of this scheme. This is a great chance for young people, adults, and even senior citizens to secure their health.
If something bad happens, like death or disability, you can get financial help of INR 2 lakh. Also, if you face partial disability, you will receive INR 1 lakh. This support can really help in tough times.
To pay your premium of just INR 20, the amount will be taken directly from your savings account. It’s super simple and easy! If you meet the eligibility criteria, don’t wait! Just go to the official website.
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Highlights of the PMSBY Scheme
| Name of the scheme | PMSBY Scheme |
| Launched by | Government of India |
| Objective | Health Insurance |
| Beneficiaries | Citizens of India |
| Official website | Jan Suraksha website |
PMSBY Scheme Objective
The PMSBY Scheme is all about helping people in India who don’t have enough money for proper healthcare insurance. This scheme makes it easy and cheap for those who are financially unstable to get health insurance. With the PMSBY Scheme, you only need to pay a premium of just INR 20, and this amount will be taken directly from your savings account.
The great part is, the period for the Pradhan Mantri Suraksha Bima Yojana is only for one year. This means after a year, you will need to renew your insurance to keep getting all the benefits. Remember, to take part in this scheme, you have to have a savings account in any government-affiliated bank.
Overall, the PMSBY Scheme is a big help for people in India who need health insurance at a low cost. If you know someone who might benefit from this, let them know about it!
Also Read: PMJJBY Scheme
Eligibility Criteria
- The applicant must be between the age group of 18 to 70 years.
- The applicant must have a savings account in any bank.
Benefits of the PMSBY Scheme
- The selected applicants under the scheme will receive Health Insurance of up to INR 2 lakh if they occur an accident.
- In case of that, the applicant will receive the full financial assistance of INR 2 lakh and in case of partial disabilities, the applicant will receive INR 1 lakh.
- The applicants just have to pay the premium of INR 20 which is way cheaper than the market.
- With the help of this scheme, financially unstable citizens can also get life insurance without worrying about financial troubles.
Age Limit
- The age limit for this PMSBY Scheme is 70 years.
PMSBY Premium
- The premium under the scheme is INR 20.
Required Documents
- Aadhar Card
- Email ID
- Mobile Number
- Electricity bill
- PAN Card
- Passport Size Photo
- Birth certificate
- Death certificate
Coverage Under PMSBY
- Under the PMSBY scheme, the applicants will receive insurance coverage of INR 2 lakh.
PMSBY Scheme Claim Process
STEP 1: To claim the PMSBY Scheme the applicant can visit the official Jan Suraksha website or can visit the bank branch where the Policy was purchased by the applicant.
STEP 2: By visiting the official website or the bank branch the applicant must receive the claim Application form from the concerned official.
STEP 3: Once the applicant has the claim application form the applicant must fill out the details that are asked and attach all the required documents.
STEP 4: Once the application is submitted by the applicant, the insurance company will look into the matter and disburse the insurance amount.
STEP 5: The applicant must submit the application form correctly with the correct details and within time to receive the insurance amount as fast as possible.
Renewal Process
STEP 1: To renew the Pradhan Mantri Suraksha Bima Yojana the applicant can go to the official website.
STEP 2: Once the applicant reaches the home page the applicant can click on the option Renew.
STEP 3: A new page will appear on your desktop screen the applicant must enter all the details that are asked and attach all the necessary documents.
STEP 4: After entering all the details the applicant must quickly review it and click on the option submit to complete their process.
Contact Details
- Phone No:-1800-110-001
FAQs
What is the insurance coverage to be given under the PMSBY Scheme?
The insurance coverage of INR 2 lakh will be given to the applicant under the PMSBY Scheme.
What is the premium to be given under the PMSBY Scheme?
The premium of INR 20 is to be given by the applicant under the PMSBY Scheme.
Who is eligible to available the benefits of the PMSBY Scheme?
All the citizens who are between the age group of 18 to 70 years are eligible to avail the benefits of the PMSBY Scheme.