Knowing your Employee Provident Fund (EPF) balance is important for managing your retirement savings. Whether you want to check it online or offline, there are easy ways to do it in 2025. This guide will help you learn how to check your EPF balance using the EPFO portal, UMANG app, SMS, or even a missed call.
Overview of EPF Balance and Why You Should Check It
EPF stands for Employee Provident Fund, a savings scheme where both you and your employer add a fixed amount each month. Over time, these contributions earn interest and help you save for the future. Your EPF balance shows the total money saved in your account, including your contributions, your employer’s, and the interest earned.
Main Details About EPF Balance Check
| Name | PF Balance Check |
| Full Form | Employee Provident Fund Balance Check |
| Who Can Check? | Any employee who is a member of EPFO |
| Ways to Check | EPFO Website, UMANG App, SMS, Missed Call |
| Official Website | https://www.epfindia.gov.in/ |
How to Check EPF Balance Online via EPFO Portal
To view your EPF balance on the EPFO website, you need your active Universal Account Number (UAN) and password. Here’s an easy way to do it:
- Go to the official EPFO website.
- On the homepage, click on the Services tab, then select For Employees.
- Click on Member Passbook.
- Enter your UAN, password, and captcha code, then click Login.
- Once logged in, your EPF passbook will open, showing your current balance and contribution details.
Check EPF Balance Using UMANG App
If you prefer using your smartphone, the UMANG app is a useful option:
- Download and install the UMANG app from Google Play Store or Apple App Store.
- Open the app and choose the EPFO option.
- Select Employee Centric Services, then tap on View Passbook.
- Enter your UAN and the One-Time Password (OTP) sent to your registered mobile number.
- Login to view your EPF balance and transaction history.
How to Check EPF Balance Through SMS
You can check your EPF balance by sending an SMS if your UAN is linked to your KYC details:
- Send an SMS to 7738299899 in this format: EPFOHO UAN ENG.
- Replace “ENG” with the first three letters of your preferred language (for example, MAR for Marathi, HIN for Hindi).
- You will get an SMS with your EPF balance details.
Check EPF Balance by Giving a Missed Call
This is the easiest way if you don’t want to use the internet. Just make sure your PAN, Aadhaar, and bank details are linked to your UAN:
- Make a missed call from your registered mobile number to 011-22901406.
- You will soon receive an SMS with your EPF balance information.
Checking your EPF balance is now simple. Staying updated helps you plan your finances better. Whether you prefer online options or offline ways like missed calls and SMS, you have several ways to keep track of your EPF savings in 2025.