The One Nation One Mobility Card, or NCMC, is a digital payment option from the Government of India aimed at making your travel and transactions easier. With this card, you can pay for metro rides, buses, tolls, and even shopping—all with just one payment method. If you want to know how the NCMC card works, its benefits, eligibility, and how to apply, this article explains everything clearly, especially for Indian users.
Overview of One Nation One Mobility Card (NCMC)
The One Nation One Mobility Card is a digital payment card designed to help Indian citizens travel smoothly. Launched by the government, it has features of the RuPay debit card, letting you avoid buying tokens or separate smart cards for metro or bus rides. You can use your NCMC card like a debit card. When you tap it at the metro or bus entry, the fare is automatically taken from your linked bank account.
- Use this card to pay metro fares, bus tickets, and airport fees across India.
- It combines multiple transport options to make travel hassle-free.
- Supported by RuPay debit cards from 25 banks, so you don’t need many cards.
Extra Features of One Nation One Mobility Card
Besides travel, the NCMC card works for toll payments, shopping, and ATM withdrawals all over India. Launched by Prime Minister Narendra Modi in 2019, this card functions like an ATM debit card with added travel payment benefits. This means you don’t have to carry multiple cards, as it combines many services in one, supporting India’s Digital India mission.
Main Highlights of One Nation One Mobility Card
| Scheme Name | One Nation One Mobility Card (NCMC) |
| Launched By | Government of India |
| Beneficiaries | Indian Citizens |
| Purpose | Integrated payment access for public transport and other services |
| Official Website | Will be launched soon |
| Year | 2025 |
How to Get Your One Nation One Mobility Card
If you want an NCMC card, visit your bank as only 25 banks currently issue it. The government also offers cashback to encourage using this card. A 5-member committee led by the former UIDAI chairman Neelkanth suggested two features for the card—one as a regular debit card and another as a local wallet for easier payments.
Metro Travel with NCMC Card
Save time by avoiding long lines for metro tokens or smart cards. The NCMC card activates automatic fare deduction, making metro travel smooth and fast. This system will be available in the Delhi Metro network by 2025, covering the entire metro system to make your travel easier.
You will get 5% cashback on ATM withdrawals and 10% cashback when using the card for foreign travel merchant payments. The card is created by Bharat Electronics Limited with an automatic fare collection system.
Purpose of One Nation One Mobility Card
This card is meant to make it easy for you to pay on public transport with integrated access. You can also use it for shopping and ATM withdrawals. It cuts down the need to stand in long queues and pays directly from your bank account, saving you time and money. This is a big step towards modernizing payments in India.
Important Facts about One Nation One Mobility Card
- Also called National Common Mobility Card.
- It uses an automatic fare collection system.
- Launched on 4 March 2019 with the tagline “One Nation One Card”.
- Developed following suggestions by RBI-formed Neelkanth committee.
- Can be used for shopping, banking transactions, and transport.
- RuPay debit cards from 25 banks have NCMC features for metro travel.
- Works like a smart card for easy entry and exit at metro stations.
- Accepted in Delhi Metro Phase 4 automatic fare collection system.
- New debit cards issued by banks include NCMC features.
- Allows up to ₹2000 shopping without PIN or OTP for convenience.
Benefits and Special Features of NCMC Card
- Integrated access helps you pay metro tickets quickly without long queues.
- Saves time and money with a clear payment system.
- Cashbacks offered to encourage people to use this card.
- Accepted at toll plazas, shopping malls, and for ATM cash withdrawals.
- Works like an ATM card making multiple cards unnecessary.
- Available through 25 public and private banks across India.
- Will be fully working in Delhi Metro by 2025.
Eligibility and Documents Required
- You must be a permanent resident of India.
- Have a bank account.
- Aadhaar card.
- Ration card.
- Identity proof.
- Residence proof.
- Passport size photograph.
- Mobile number.
How to Apply for One Nation One Mobility Card
- Visit the bank branch which offers this card.
- Collect and fill the One Nation One Mobility Card application form.
- Attach all important documents with the form.
- Submit the completed form at the bank.
- Your application for the NCMC card will be processed by the bank.
We hope this guide helps you understand the One Nation One Mobility Card and how it can make your daily travel and payments easier. If you have any questions, feel free to ask—we’ll be happy to help.