Understanding Nagaland CM Health Insurance Scheme 2025
If you live in Nagaland, the State Government has started a big help for you and your family. It’s called the Nagaland CM Health Insurance Scheme 2025. This scheme works together with the central government’s Ayushman Bharat program to make sure medical treatment is affordable and available for everyone.
This health insurance plan is made to lower the financial burden of hospital stays and medical care on families. It offers affordable healthcare options, making sure no one in Nagaland skips treatment because of high costs.
Overview of the Nagaland Chief Minister Health Insurance Scheme
The Chief Minister Universal Health Insurance Scheme (CMHIS) was started by Nagaland Chief Minister Neiphiu Rio. It works closely with the Ayushman Bharat scheme, a well-known medical insurance program by the central government.
The first group to benefit include state government workers such as employees, pensioners, members of the legislative assembly (MLAs), and staff from state public sector units (PSUs). These families get insurance cover of up to Rs 20 lakh as a lump sum for medical expenses.
For the general public and permanent residents who are not covered under Ayushman Bharat or other government-funded insurance, the CMHIS provides Rs 5 lakh coverage per family each year on a floater basis, meaning the amount can be shared among family members.
Under CMHIS, beneficiaries can access over 1,950 medical and surgical packages and get treatment at any hospital in India registered with Ayushman Bharat. Similarly, some government employees get benefits like those under the Central Government Health Scheme (CGHS), with access to CGHS hospitals.
This scheme is a special program for Nagaland, making sure more people get better access to medical services without facing financial problems because of health expenses.
Main Highlights of Nagaland Health Insurance Scheme
| Scheme Name | Health Insurance Scheme |
| Launch Year | 2024 |
| Target Beneficiaries | Citizens of Nagaland |
| Objective | Provide affordable healthcare |
| Application Mode | Online and Offline |
| Official Website | www.cmhis.nagaland.gov.in |
Main Objectives of the Nagaland CM Health Insurance Scheme
The main aim of this health insurance plan is to help people in Nagaland get easy access to good quality healthcare and financial support when dealing with hospital bills. Many citizens had to travel out of state for treatment before, which was costly and difficult.
This scheme hopes to reduce hospital costs, make healthcare more available, lower unmet medical needs, and reduce out-of-pocket expenses for everyone in the state. It also focuses on improving the quality of service and user satisfaction.
Main Benefits of the Nagaland CM Health Insurance Scheme
- Cashless and paperless medical services up to the yearly coverage limit.
- Coverage includes hospital stays, medicines, and care before and after hospitalization.
- Covers secondary and tertiary level medical and surgical procedures as well as daycare treatments and follow-ups.
- Insurance cover amount is Rs 5,00,000 per family each year.
Who is Eligible for the Scheme?
- You should be a resident of Nagaland state to apply.
Documents Needed to Apply
- Valid Ration Card
- Identification proof such as Aadhar Card
- Address proof
- Mobile phone number
How to Register for the Nagaland CM Health Insurance Scheme
- Visit the official Nagaland CMHIS website at cmhis.nagaland.gov.in.
- On the homepage, click on the “Register” button.
- Fill in your email ID or mobile number and create a password, then log in.
- Complete the online form for household registration under General Population.
- Print the completed registration form.
- Sign the form and get it countersigned by an authorized district administration officer.
- Scan the signed form along with any other required documents and upload them as part of your registration.
This health insurance plan is a great chance for you and your family in Nagaland to get insurance coverage and help with healthcare costs. Visit the official website and apply today to get covered under this important scheme.