The Karnataka Gig Workers Insurance Scheme offers a Rs 4 lakh insurance cover for gig workers, especially delivery persons working with online shopping platforms. Chief Minister Siddaramaiah announced this in his 2024 budget to support workers from companies like Zomato, Amazon, Flipkart, and Swiggy.
Karnataka Gig Workers Insurance Scheme 2025 Details
Started on July 7, 2024, this insurance scheme offers Rs 4 lakh coverage for delivery workers in Karnataka. It includes Rs 2 lakh for life insurance and Rs 2 lakh for accident insurance. Karnataka is one of the few states providing such a scheme for gig workers, fully funded by the state government.
Scheme Highlights
| Name | Gig Workers Insurance Scheme |
| Launched By | Chief Minister Siddaramaiah |
| Launch Date | 7th July 2024 |
| Coverage Area | Karnataka State |
| Target Beneficiaries | Delivery Workers for E-Commerce Companies |
| Accident Insurance Amount | Rs 2 Lakh per year |
| Life Insurance Amount | Rs 2 Lakh per year |
| Total Insurance Cover | Rs 4 Lakh per year |
| Official Website | Not available yet |
Objective of the Karnataka Gig Workers Insurance Scheme
This scheme aims to provide insurance security to gig workers who deliver products throughout the year. They play an important role in making sure your orders reach you on time. To protect these delivery workers from risks, the government offers life and accident insurance under this plan.
Benefits and Features of the Scheme
- Available for both part-time and full-time delivery workers.
- The Karnataka government covers the full insurance premium every year.
- Insurance claims cover Rs 2 lakh for life and Rs 2 lakh for accident.
- You can claim a total amount of Rs 4 lakh yearly.
- No premium payment is needed from the workers.
- This scheme provides vital financial support to gig workers who face risks every day.
Eligibility Criteria
- Only residents of Karnataka can apply for the scheme.
- Both full-time and part-time delivery workers for online retailers can benefit.
- Eligible workers must be delivering for companies like Zomato, Swiggy, Flipkart, Snapdeal, and others.
Documents Required for Application
- Passport size photo
- Aadhar card of the applicant
- Karnataka domicile certificate
- Mobile phone number
- Death certificate (if applicable)
- Doctor’s prescription or medical report (in case of accident)
- Company ID from the e-commerce firm
- Bank account details
How to Apply for Karnataka Gig Workers Insurance Scheme 2025
The Karnataka government has launched this scheme recently but hasn’t released the official website or online application process yet. Once available, we’ll share the details here to help you apply easily. Keep an eye on official Karnataka government sources for updates.