If you’re a farmer in Karnataka and want to know about the Karnataka Crop Loan Waiver Status 2025, this guide will explain everything clearly. The Karnataka Crop Loan Waiver Scheme is a government program that helps ease the financial stress on farmers by waiving their crop loans. Let’s look into the details and how you can check your loan waiver status if you’re a beneficiary.
Karnataka Crop Loan Waiver Scheme 2025 – What You Should Know
The Karnataka government started this loan waiver scheme to support small and marginal farmers in the state. The scheme promises to waive crop loans up to Rs. 2 lakh, helping farmers get relief from heavy debts. This program began in 2018, and in 2025, it still benefits many farmers by clearing their outstanding loans.
Many Indian states offer loan waiver schemes to support farmers, and Karnataka stands out by providing this timely help, making farmers feel valued and supported.
Main Benefits of Karnataka Crop Loan Waiver Scheme
- Reduces the financial pressure of unpaid crop loans on farmers.
- Supports the agriculture community by removing debts.
- Promotes the wellbeing of small and marginal farmers in Karnataka.
With loans waived, farmers can focus more on farming without worrying about debts, improving their economic stability.
Main Highlights of Karnataka Crop Loan Waiver Scheme
| Scheme Name | Karnataka Crop Loan Waiver Scheme |
| Launch Date | 17th December 2018 |
| Launched By | Karnataka State Government |
| Beneficiaries | Small & Marginal Farmers of Karnataka |
| Purpose | Waiver of crop loans up to Rs 2 Lakh |
| Scheme Type | State Government Scheme |
| Official Website | http://clws.karnataka.gov.in/ |
Main Features Available on the Karnataka Crop Loan Waiver Portal
The official portal offers several options for different users such as banks, citizens, and government officials. Here are the main sections:
- Commercial Banks: Login for bank officials, bank reports, loan waiver payment certificates, and more.
- Cooperative Banks: Access for cooperative bank officials and reports related to loan waivers.
- For Citizens: Check your loan waiver status, download payment certificates for banks and PACS.
- Nadakacheri Officials: Tools for mismatch verifications, payment certificates, and committee services.
How to Check Your Karnataka Crop Loan Waiver Status?
Follow these simple steps to find out if your loan has been waived:
- Visit the official Karnataka Crop Loan Waiver Scheme website.
- Click on the “Services For Citizen” section on the homepage.
- Choose from the following options: Individual Loanee Report, Citizen Payment Certificate for PACS, or Citizen Payment Certificate for Banks.
- Enter your Aadhaar number or Ration Card number as needed.
- Click on “Fetch Report” to see your loan waiver status.
Your report will show details such as your loan account status, payment status, bank or PACS information, and other related details.
Details Included in Your Loan Waiver Report
- Commercial Bank Loan Information: Loan ID, district, taluk, bank branch, farmer name, ration card number, loan type, account number, and current status.
- Bank Payment Status: Loan payment status, paid date, and account information.
- PACS Loan Details: Similar loan and payment information for cooperative societies.
How to Search Your Name in the Farmer Beneficiary List?
- Go to the official scheme website.
- Navigate to the “Services For Citizen” section.
- Select “Farmer Wise Eligibility Status”.
- Select your district, bank, branch, and IFSC code from the dropdown menus.
- Click on “Fetch Details” to see the list of eligible farmers.
Services for Taluk Level Committee
- PACS and bank mismatch verification logins.
- Reports for PACS and bank mismatches.
- Summary reports and monitoring options.
Checking Crop Loan Waiver Reports
- Visit the official website.
- Go to the “Services For Citizen” section.
- Select the “Crop Loan Waiver Report” option.
- Choose between “Bank-wise” or “PACS-wise” reports.
- Pick the type of report you want to see.
- Click on “Get Report” to view the information.
Contact Information for Karnataka Crop Loan Waiver Scheme
- Bhoomi Monitoring Cell, SSLR Building, K.R. Circle, Bangalore – 560001
- Email: BhoomiCLWS@gmail.com
- Phone: 080-22113255
- Helpline Numbers (10:00 AM To 05:30 PM): 8277864065, 8277864067, 8277864068, 8277864069
By checking your Karnataka Crop Loan Waiver Status, you can stay updated on the financial help you receive under this scheme. Make sure to visit the official website and follow the steps above to see if your loan has been waived. This scheme keeps supporting farmers by reducing their debt and helping them grow better crops and livelihoods.