Atal Bimit Vyakti Kalyan Yojana 2025 supports employees who lose their jobs in the organized sectors. If you’re an insured worker under ESIC and become unemployed, this scheme gives you financial help for up to 24 months. The amount depends on your salary and is paid directly to your bank account by ESIC.
Overview of Atal Bimit Vyakti Kalyan Yojana
This scheme, started by the Employees’ State Insurance Corporation (ESIC), gives money support to insured employees who lose their jobs. It was brought in because unemployment has increased, especially after the COVID-19 pandemic. If you are registered with ESIC and lose your job, you can get half of your salary as monthly support for up to two years.
Recently, the government extended this scheme till June 2025 and relaxed eligibility rules to help more people. If you are insured under ESIC or have salaries with PF contributions, you can apply within 30 days of losing your job by submitting a claim form online or at ESIC offices.
Main Information About Atal Bimit Vyakti Kalyan Yojana
| Scheme Name | ESIC Atal Bimit Vyakti Kalyan Yojana |
| Launched by | Employees’ State Insurance Corporation (ESIC) |
| Benefits for | Unemployed insured employees |
| Purpose | Provide financial help to jobless employees |
| Official Website | https://www.esic.nic.in/ |
| Updated Year | 2025 |
| Current Status | Available |
“Losing employment does not mean loss of income. ESIC pays monthly cash benefits for up to 24 months if you lose your job involuntarily.” – ESIC Twitter
Purpose of Atal Bimit Vyakti Kalyan Yojana
This scheme is here to support insured workers in the organized sector who become unemployed. It helps improve their finances while they look for new jobs and take care of family expenses during this time.
Recent Eligibility Relaxations and Validity
Because of COVID-19, ESIC has relaxed some rules. This started on 24 March 2024 and will last till 31 December 2024. Any further extensions will depend on demand and could continue till June 2025.
Who Can Get Benefits?
- You need to be insured under ESIC for at least 2 years.
- You should have worked at least 78 days in the last four contribution periods before losing your job.
- Only those who lost jobs involuntarily can apply.
- The scheme covers about 35 lakh employees.
Who Cannot Get Benefits?
- People fired by their company are not eligible.
- Those with pending criminal cases cannot claim.
- Those who took voluntary retirement cannot apply.
- If you already claimed the benefit once, you cannot claim again.
Benefits and Features of the Scheme
- Offers financial help to unemployed insured employees.
- Run by Employees’ State Insurance Corporation (ESIC).
- Applies to all organized sector workers covered by ESIC.
- Money is sent directly to bank accounts.
- Insurance must be active for at least two years.
- ESIC increased death expense payment from ₹10,000 to ₹15,000 under this scheme.
- Claim period shortened from 90 to 30 days for faster processing.
- Unemployment benefit increased from 25% to 50% of salary.
- About 35 lakh employees can benefit from this scheme.
Eligibility Criteria for Atal Bimit Vyakti Kalyan Yojana
- You must be unemployed and insured for at least 2 years in insured employment.
- You must have contributed for at least 78 days in each of the last 4 contribution periods.
- Your employer must have paid contributions on your behalf.
- Unemployment should not be due to misconduct, voluntary retirement, or criminal punishments.
- Your insured person’s data should be linked with your Aadhar and bank details.
- If you have multiple employers under ESIC, you need to be unemployed from all to claim benefits.
- You should not be receiving similar benefits under other schemes.
- You continue to be eligible for medical benefits while claiming unemployment support.
How to Claim Atal Bimit Vyakti Kalyan Yojana?
ESIC gives cash compensation as unemployment benefits. To claim, insured workers must apply within 30 days of losing their jobs. Earlier, some employers delayed registering employees, but now benefits are only given to those verified as unemployed by ESIC.
To apply:
- Visit the official ESIC website.
- Download and fill out the claim form.
- Submit the form to the nearest ESIC office with a notarized affidavit on a ₹20 non-judicial stamp paper including forms AB-1 to AB-4.
- Online filing options will be available soon.
Steps to Register a Grievance for Atal Bimit Vyakti Kalyan Yojana
- Go to the ESIC official website.
- On the homepage, find the ‘Services’ section.
- Click on ‘Grievance Redressal’.
- Read the instructions carefully and click ‘Proceed’.
- On the new page, select ‘Lodge Public Grievance’.
- Log in and fill the grievance form with the required details.
- Submit to register your grievance.
How to Check Grievance Status?
- Visit the ESIC official website.
- Click on ‘Services’ then ‘Grievance Redressal’.
- Proceed after reading instructions.
- Click ‘View Status’.
- Enter Registration Number, Email ID, and Security Code.
- Click ‘Submit’ to check your complaint status.
State-wise Claims and Payments Summary
| State/UT | Total Claims | Approved Claims | Approved Amount (₹) |
|---|---|---|---|
| Himachal Pradesh | 992 | 623 | 8,332,562 |
| Karnataka | 4,937 | 3,229 | 46,860,455 |
| Punjab | 2,424 | 1,491 | 18,617,965 |
| Uttarakhand | 1,187 | 554 | 7,162,513 |
| Haryana | 5,979 | 1,751 | 22,849,924 |
| Assam | 326 | 237 | 2,974,008 |
| Rajasthan | 4,837 | 3,235 | 41,077,152 |
| Jammu and Kashmir | 260 | 165 | 1,480,306 |
| Uttar Pradesh | 5,965 | 2,888 | 39,647,355 |
| West Bengal | 1,149 | 690 | 9,461,380 |
| Nagaland | 1 | 1 | 21,637 |
| Bihar | 653 | 466 | 5,259,276 |
| Delhi | 4,323 | 2,619 | 46,204,397 |
| Jharkhand | 422 | 185 | 2,215,305 |
| Sikkim | 2 | 0 | 0 |
| Tripura | 14 | 14 | 114,450 |
| Mizoram | 6 | 5 | 30,825 |
| Gujarat | 2,265 | 1,498 | 19,809,040 |
| Andhra Pradesh | 10,693 | 8,081 | 89,842,174 |
| Odisha | 648 | 318 | 3,370,491 |
| Tamil Nadu | 5,221 | 3,463 | 43,386,600 |
| Madhya Pradesh | 2,810 | 1,943 | 24,615,791 |
| Maharashtra | 6,238 | 4,356 | 61,919,164 |
| Goa | 597 | 355 | 5,681,094 |
| Chhattisgarh | 594 | 354 | 4,108,174 |
| Telangana | 3,942 | 2,407 | 34,087,064 |
| Kerala | 2,940 | 2,126 | 29,208,122 |
| Puducherry | 334 | 245 | 3,496,974 |
| Total | 69,759 | 43,299 | 571,834,198 |
How to Apply for Atal Bimit Vyakti Kalyan Yojana?
- Go to the ESIC official website and download the application form.
- Fill it out carefully and submit it to the nearest ESIC branch.
- Along with the form, provide a notarized affidavit on a ₹20 non-judicial stamp paper, including forms AB-1 to AB-4.
- The online application option will be available soon.
Contact for Help
If you need assistance, you can call ESIC’s toll-free helpline or send an email:
- Toll-Free Number: 1800112526
- Email: pg-hqrs@esic.nic.in