Biju Swasthya Kalyan Yojana (BSKY) is an important health scheme by the Odisha government that helps families get affordable healthcare. In December 2024, Odisha began the third phase of this scheme, extending benefits to more rural families who were not covered before. This scheme offers free public health services and cashless private healthcare, making health support available to everyone in Odisha.
Overview of Odisha Biju Swasthya Kalyan Yojana 2025
Odisha Biju Swasthya Kalyan Yojana is meant to provide financial support to poor families for medical treatment. Every family can get health insurance up to Rs 5 lakh per year. It covers treatments ranging from simple to complex, offering free or cashless services at government and approved private hospitals across the state.
About 70 lakh families (approximately 3.5 crore people) are expected to get cashless treatment through this scheme. Anyone visiting government health centers, from districts to sub-centers, can get medical care without paying anything. Women receive special extra coverage of Rs 2 lakh to support their health needs.
With BSKY, Odisha is making healthcare easier to access and helping families avoid heavy hospital expenses.
Starting from 29th December 2024, the BSKY Nabin Card is issued to beneficiaries. You can apply online for this card at https://bskynabin.odisha.gov.in/.
Main Highlights of Odisha Biju Swasthya Kalyan Yojana
| Scheme Name | Odisha Biju Swasthya Kalyan Yojana |
| Launched By | Odisha Government |
| Beneficiaries | Odisha Residents |
| Main Objective | Provide Health Care & Insurance |
| Official Website | http://www.bsky.odisha.gov.in/ |
| Current Year | 2025 |
| Insurance Amount | Rs 5 lakh per family annually |
| Launch Date | 15 August 2018 |
Main Objectives of BSKY
The main aim is to help low-income people get good medical care without money worries. The scheme provides an insurance cover of Rs 5 lakh per family. This gives peace of mind and easy access to cashless treatment at hospitals.
Main Parts of Biju Swasthya Kalyan Yojana
- Free Healthcare Services: Everyone gets free health services from sub-centers to district hospitals, no matter their income or location.
- Health Insurance: Poor families get Rs 5 lakh yearly health cover, and women in these families get Rs 7 lakh coverage per year.
- Drop Back Assistance: Pregnant women and sick children get Rs 500 to help with transport to return home after treatment.
Health Services Provided
- Free medicines and diagnostic tests
- Free dialysis and cancer chemotherapy
- Free operation theatre (OT) and intensive care unit (ICU)
- Cashless inpatient treatment
- Health coverage up to Rs 5 lakh per family and Rs 7 lakh for women
Additional Guidelines
- Pre-existing illnesses are covered by this scheme.
- Beneficiaries do not have to pay any premium; the government covers it.
- Financial support of Rs 2,000 is given for travel if treatment is received outside Odisha.
- The scheme includes about 20 super speciality hospitals and over 4,000 medical treatment packages.
- Odisha residents living outside the state can also get benefits.
- For serious diseases like cancer, heart, and kidney, treatment coverage goes up to Rs 3 lakh.
- Free blood bank services are available for all patients regardless of income.
Main Benefits of Biju Swasthya Kalyan Yojana
- Health insurance up to Rs 5 lakh per family per year.
- Extra Rs 2 lakh coverage for women members.
- Cashless treatment at government and private hospitals.
- Easy access for all citizens, no matter their income or where they live.
- Wide coverage with over 4,000 health packages.
- Strong network of approved hospitals including 200 private and 20 super speciality hospitals.
Who Can Apply? Eligibility Criteria
- All Odisha residents can get free government health services.
- For health insurance, eligible groups include:
- Biju Krushak Kalyan Yojana card holders
- Rashtriya Swasthya Bima Yojana beneficiaries
- BPL (Below Poverty Line) card holders
- Antyodaya Anna Yojana card holders
- Families with annual income below Rs 50,000 (rural) and Rs 60,000 (urban)
Documents Needed
- Biju Krushak Kalyan Yojana card
- Rashtriya Swasthya Bima Yojana card
- BPL card
- Antyodaya Anna Yojana card
- Income certificate
How to Apply for Odisha Biju Swasthya Kalyan Yojana?
- Go to the official Odisha BSKY website.
- Click on the ‘Apply Online’ option on the homepage.
- Enter your personal details like name, address, and phone number.
- Upload the required documents listed above.
- Check all information carefully and then submit your application.
Other Useful Online Features
- View Organisation Chart: Available on the official website homepage.
- Approved Hospitals List: Find this through a link on the homepage showing the hospital network.
- Download Citizen Charter: Available in the Citizen Charter section for important guidelines.
- Download Office Orders: Available under the menu bar for official updates.
- View Block Wise Cardholder List: See who holds cards in your area via a provided PDF link.
- View District Coordinators and Protocol Managers: Contact details are available on the site.
- Give Feedback: Send your feedback through the online form on the website.
- Contact Details: Helpline and email are available for support.
- Download Scheme Guidelines: Available in Odia and English on the official portal.
- News and Events: Stay updated with the latest news about the scheme from the website.
Contact Information
- Helpline Numbers: +91-674-2392479 / +91-674-2392480
- Email Id: nrhmorissa@nic.in
Frequently Asked Questions (FAQs)
Who can benefit from Biju Swasthya Kalyan Yojana?
In the 2025 phase, new families not covered before are included, making the coverage wider.
What benefits are offered?
Cashless health services up to Rs 5 lakh per year, with women getting up to Rs 10 lakh in approved private hospitals.
What were the benefits during earlier phases?
Phase 1 offered free services at public health centers. Phase 2 added cashless treatment at private hospitals for beneficiaries.
If you live in Odisha and want to protect your family’s health, Biju Swasthya Kalyan Yojana is a great scheme. Check the official website to apply or know more about benefits and hospitals near you.