The Bhabishyat Credit Card Scheme is a new program started by the West Bengal government. This scheme helps people get loans up to 5 lakh rupees easily. It is a great chance for everyone who wants to start their own business. In 2024, you can apply online for this program.
The chief minister of West Bengal, Mamata Banerjee, shared this plan during the budget talk. The Bhabishyat Credit Card Scheme is made for helping new projects in the state. It also gives financial support to people who earn less money.
One of the best things about this scheme is that the government gives a guarantee for the loans. This means you can get the loan amount without needing to show any collateral. So, if you have a good idea for a business, this scheme can help you make it happen!
About Bhabishyat Credit Card Scheme (BCC) 2024
The Bhabishyat Credit Card Scheme 2024 is a cool program started by Mamata Banerjee, who is the Chief Minister of West Bengal. She talked about this plan when she was presenting the budget.
This program is designed to help new projects in West Bengal. It’s also here to provide financial support to people who don’t have enough money. The best part is that the government promises to help, so you can get the loan without needing to show any security!
With the Bhabishyat Credit Card Scheme 2024, many people can achieve their dreams and start new businesses. It’s a big chance for those who need it the most of financial support.
WB Bhavishyat Credit Card Scheme Details in Highlights
| Name of the Scheme | Bhabishyat Credit Card Scheme |
| Department | Department of MSME&T |
| Initiated by | State Government of West Bengal |
| Beneficiary | Entrepreneur/ Business Owner |
| Objective | To Provide Loans up to Rs.5 Lakh |
| Scheme Date | 1 April 2024 |
| Applying Mode | Online |
| Official Website | https://bccs.wb.gov.in/ |
Objectives of the Bhabishyat Credit Card Scheme
The program’s goal is to issue credit cards to eligible participants so they can apply for loans for a range of purposes, such as starting a new business, expanding an existing one, or meeting other financial responsibilities.
- The programme attempts to encourage teenagers in the state to pursue self-employment opportunities.
- Starting a business can be profitable and a source of income.
- Many people want to launch their own enterprises, but often lack the resources to do so.
- To solve this issue, the West Bengal state government is currently providing loans.
- Since the government will serve as a guarantor under the system, loans can be disbursed without the need for a guarantee.
Bina Mulya Samajik Suraksha Yojana
Eligibility Criteria for the Bhabishyat Credit Card Scheme
Following are the eligibility criteria for Bhabishyat Credit Card Scheme.
- This programme is only open to permanent West Bengal residents.
- The programme is intended for those who need financial support and desire to launch their own business.
- The applicant is required to submit all required scheme-related papers.
- An authentic certificate from the applicant is required.
- The following documents must be submitted with the application: Adhar Card, Ration Card, Permanent Account Number (PAN) Card, and Photograph.
- The application form must have accurate contact details.
Documents Required
Following are the documents required for the Bhabishyat Credit Card Scheme
- Bonafide certificate of West Bengal
- Business Performa
- Loan documents
- Aadhar Card of the applicant
- Copy of ration card
- Copy of the PAN Card of the applicant
- Recently clicked passport-size photograph
- Contact information, including mobile number
West Bengal Lakshmi Bhandar Scheme
Bhabishyat Credit Card Scheme Apply Online 2024
The applicant needs to follow the below-given procedure step by step to apply online for this scheme:-
Step 1:- first of all you need to visit the Official BCCS Website of the scheme to initiate the process.
Step 2:- on the homepage of the website you need to scroll down and click on the apply now option.
Step 3:- After that, you need to click on the register here button to initiate the process.
Step 4:- now you need to click on the yes or no option to confirm that if you are or are not from ITI/ Polytechnics /vocational courses/ SST/ under PBSSD/ TETSD.
Step 5:- After this, you need to provide the details like individual, Email, and mobile number and agree on the terms and conditions.
Step 6:- Now finally click on the register button to complete your process.
Login for the Bhabishyat Credit Card Scheme
The login process for applying under this scheme is given below:-
- First of all, visit the official website of the scheme.
- In the upper right corner click on the login button.
- After this, you need to provide a username/ Email ID/ Mobile number.
- Now provide the password and enter the captcha code.
- Finally, click on the sign-in button to complete your process.
Offline Application Process for Bhabishyat Credit Card Scheme
The scheme can be applied for by filling out an offline application form. Below is the step for filling the offline application.
- The Department of MSME&T Office has the West Bengal Bhabishyat Credit Card Offline Application Form accessible.
- Take the application form, and accurately fill it out.
- Include with it all the necessary documentation.
- Deliver the West Bengal Bhabishyat Credit Card Scheme Offline Application Form and all supporting documentation to the District Office of the Department of MSME&T.
- The Department Officers will verify the received Application Forms and the supporting documentation.
- After that, you can pick up your card by going to the Department of MSME&T Office.
Contact Details
- Helpline number:- 3564258345
FAQs
What is the Bhabishyat Credit card scheme?
It’s is a scheme launched by the government of West Bengal to provide financial help of rupees 5 lakh as a loan.
What is the eligibility criteria for applying under this scheme?
The applicant should be the permanent resident of the state of West Bengal.
What are the benefits of this scheme?
Under this scheme, the government will provide loans at subsidized interest.
Can I apply online for this scheme?
Yes, you can apply online for this scheme by visiting the official website of the scheme.