Mukhyamantri Vyapari Kshatipurti Beema Yojana 2025 is an insurance scheme started by the Haryana government to support small traders in the state. This scheme helps traders by covering losses caused by disasters like fire, floods, and cyclones at regular insurance rates. It also offers permanent booths in urban markets at discounted prices to protect traders’ stock from such risks.
About Mukhyamantri Vyapari Kshatipurti Beema Yojana 2025
This scheme aims to protect small traders in Haryana from risks related to fire, floods, and other natural disasters. The government provides insurance coverage that pays for these losses at normal insurance rates. Besides this, traders can move from temporary stalls to permanent booths in urban areas. These booths are provided at a 25% discount by the Haryana Urban Development Authority (HSVP), costing ₹13 lakhs instead of ₹17 lakhs. Traders can also get loans covering up to 75% of the booth cost through banks.
If you pay the full booth amount within 180 days, you’ll get complete exemption from the loan interest. This scheme encourages small traders to grow without fear of loss due to unexpected disasters and supports a secure business environment.
Main Facts of the Scheme
| Scheme Name | Mukhyamantri Vyapari Kshatipurti Beema Yojana |
| Announced By | Chief Minister Manohar Lal Khattar |
| Announcement Date | September 30, 2024 |
| Beneficiaries | All Small Traders in Haryana |
| Main Aim | Compensate stock losses due to fire, floods, etc. |
| Application Status | To be announced |
| Official Website | Launching soon |
Purpose of Mukhyamantri Vyapari Kshatipurti Beema Yojana 2025
The main goal is to protect small traders in Haryana from financial loss caused by natural disasters like fire and flood. Traders need to register under this scheme to get compensation at regular insurance rates for any damage to their goods. The government also plans to improve traders’ spaces by providing permanent, safe booths to reduce such risks in the future.
Recently, a fire at Sector 9’s cart market in Panchkula caused heavy losses. This scheme gives traders much-needed relief and security, helping them work without worry and grow their business confidently.
Benefits and Features of Mukhyamantri Vyapari Kshatipurti Beema Yojana 2025
- Started by Haryana Chief Minister Manohar Lal Khattar on September 30, 2024, to help small traders.
- Compensation for stock losses due to fire, flood, and cyclones at normal insurance rates.
- Permanent booths offered at discounted prices for traders in urban areas.
- 25% discount on booth prices by HSVP; price lowered from ₹17 lakh to ₹13 lakh.
- Bank loans available up to 75% of booth cost with interest waiver if paid within 180 days.
- Encourages upgrading temporary stalls to permanent ones to protect traders’ stock.
- Gives financial security and peace of mind to small traders across Haryana.
Eligibility Criteria for the Scheme
- Applicant must be a permanent resident of Haryana.
- Only small traders can apply under this scheme.
- Existing booth holders are not eligible for the discount benefit.
- Applicants should be registered small traders in the state.
How to Apply for Mukhyamantri Vyapari Kshatipurti Beema Yojana 2025
The Haryana government has not yet announced the application process. Small traders interested in this scheme will need to wait for official updates. Once started, full details and steps will be shared widely.
Keep an eye on this page for the latest updates on registration and benefits under Mukhyamantri Vyapari Kshatipurti Beema Yojana 2025. This scheme will help you protect your business and grow with confidence.
For more information on related government schemes, you can also see Haryana Kaushal Rojgar Nigam and Haryana Yuva Naukari Protsahan Yojana.