UP Mukhyamantri Sukshma Udyami Durghatna Bima Yojana 2025 is a special accident insurance scheme started by the Government of Uttar Pradesh to help small entrepreneurs in the state. This insurance offers financial protection if a micro entrepreneur faces an accident. It aims to prevent any financial difficulty in such cases. Under this scheme, in case of death or full or partial disability from an accident, assistance up to Rs. 5 lakh is given to the micro entrepreneurs or their family members.
If you live in Uttar Pradesh and want to get benefits from this accident insurance scheme, please read this article carefully. Here, you will find the purpose, benefits, features, eligibility criteria, required documents, and how to apply for the UP Mukhyamantri Sukshma Udyami Durghatna Bima Yojana 2025.
About UP Mukhyamantri Sukshma Udyami Durghatna Bima Yojana 2025
Chief Minister Yogi Adityanath has launched this accident insurance scheme for micro entrepreneurs of Uttar Pradesh. If a covered entrepreneur dies or becomes permanently disabled due to an accident, a sum of Rs. 5 lakh will be paid as insurance. In case of partial disability, the insurance amount will be given based on the medical officer’s certificate which specifies the percentage of disability.
The insurance payment will be directly sent to the beneficiary’s bank account. This scheme provides relief to entrepreneurs and their families during difficult times. Only micro entrepreneurs who are not eligible under the GST department’s trader accident insurance scheme can apply. Applications are accepted only through an online process.
For related benefits, you can also check the Mukhyamantri Krishak Durghatna Kalyan Yojana.
UP Council of Ministers approved the implementation of the ‘Mukhyamantri Sukshma Udyami Durghatna Bima Yojana’. #UPCabinet pic.twitter.com/qJRKjGnbYL — Government of UP (@UPGovt) June 28, 2024
Key Information About the Scheme
| Scheme Name | UP Mukhyamantri Sukshma Udyami Durghatna Bima Yojana |
| Launched by | Chief Minister Yogi Adityanath |
| Implementing Department | MSME Department, Uttar Pradesh |
| Beneficiaries | Micro Entrepreneurs in Uttar Pradesh |
| Purpose | Provide accident insurance for death or disability |
| Insurance Amount | Rs. 5 lakh |
| State | Uttar Pradesh |
| Application Process | Online |
| Official Website | https://msme.up.gov.in/ |
Purpose of UP Sukshma Udyami Durghatna Bima Yojana
The main goal of this scheme is to give financial help to micro entrepreneurs of Uttar Pradesh if they face an accident. If an accident causes permanent disability or death, the government will pay Rs. 5 lakh. In case of death, the money goes to the entrepreneur’s family. For permanent disability, the money is credited to the entrepreneur’s bank account, helping them get treatment at good hospitals. The scheme helps families avoid financial trouble during tough days. Eligible entrepreneurs are between 18 to 60 years old.
You can also learn about the Mukhyamantri Gramodyog Rojgar Yojana for employment opportunities.
Benefits and Features of UP Sukshma Udyami Durghatna Bima Yojana 2025
- Scheme launched to support small entrepreneurs in Uttar Pradesh.
- Financial assistance of Rs. 5 lakh given in case of death or accident-related disability.
- Benefit to over 90 lakh MSME entrepreneurs and their workers in UP.
- Partial disability benefit based on percentage mentioned in the disability certificate.
- Insurance payment directly transferred to beneficiary’s bank account through DBT.
- Available to entrepreneurs aged 18 to 60 years.
- Only entrepreneurs registered on Uttar Pradesh Udyami portal can apply.
- Guidelines issued by the government to implement the scheme properly.
- Entrepreneurs with GSTIN or TIN cannot apply under this scheme.
- Application must be made within one month of the accident to receive benefits.
- The scheme improves financial strength of entrepreneurs and their families.
- Helps micro entrepreneurs become self-reliant and strong.
Eligibility Criteria for the Scheme
- Applicant must be a resident of Uttar Pradesh.
- Must be a micro entrepreneur registered in the state.
- Age should be between 18 and 60 years.
- Partially disabled micro entrepreneurs can also apply.
- Fully disabled entrepreneurs due to accident are eligible.
- Bank account should be linked with Aadhaar card.
Documents Required to Apply
- Aadhaar Card
- Proof of Residence
- Proof of Age
- Registration Number from Udyami Portal
- Disability Certificate (if applicable)
- Bank Passbook
- Passport Size Photograph
- Mobile Number
For employment-related support, see Rojgar Sangam Bhatta Yojana.
How to Apply Online for UP Sukshma Udyami Durghatna Bima Yojana 2025
If you are a micro entrepreneur in Uttar Pradesh and want to get this accident insurance, follow these steps to apply online:
- Go to the official website of the Directorate of Industry and Enterprise Promotion, Uttar Pradesh at https://msme.up.gov.in/.
- On the homepage, find and click on the Login option.
- Select Applicant Login option.
- Click on New User Registration on the next page.
- Choose Mukhyamantri Sukshma Udyami Durghatna Bima Yojana from the scheme list.
- Fill in your name, date of birth, father’s name, mobile number, email ID, and select your district.
- Enter the captcha code and click Submit.
- Your application for this insurance scheme will be successfully submitted.
Frequently Asked Questions (FAQs)
Who started the UP Mukhyamantri Sukshma Udyami Durghatna Bima Yojana?
It was launched by Uttar Pradesh Chief Minister Yogi Adityanath.
Who can get the benefit of this scheme?
Small entrepreneurs in UP who face death, full or partial disability due to accident are eligible to get Rs. 5 lakh insurance cover.
What is the official website to apply?
The official site is https://msme.up.gov.in/.