Jan Samarth Portal 2025 – How to Apply for Loans, Login, and Bank Partners List

Explore the Jan Samarth Portal 2025 to easily apply for government loans. Learn how to register, login, check schemes, partner banks, eligibility, and benefits on this one-stop platform.

Jan Samarth Portal is a central online platform that brings together all government credit-linked subsidy schemes. It gives you easy access and information about various government loans and schemes, all in one place. This article will guide you on how to register and log in to the Jan Samarth Portal online. It also covers details of different credit-linked schemes, partner banks, eligibility requirements, benefits, and how to apply for loans. Let’s take a look at everything you need to know about this helpful portal in 2025.

Introduction to Jan Samarth Portal 2025

On 6th June 2024, Prime Minister Narendra Modi launched the Jan Samarth Portal as a single gateway for all government credit-linked schemes. This portal connects you directly with lenders, making the loan process simpler and faster. It supports inclusive growth by helping different sectors get the right government benefits easily through digital processes. With Jan Samarth Portal, all credit-linked schemes are covered from start to finish.

At the beginning, 13 credit-linked government schemes are available through the portal. The platform uses different integration systems to safely verify data and reduce hassles for both lenders and users.

What is the Objective of Jan Samarth Portal?

The portal aims to give you one place where you can find information and apply for all government loans and subsidy schemes. Earlier, you had to visit many different websites for this. Now, Jan Samarth Portal saves you time and money by bringing everything together. It also speeds up loan approvals by using digital checks. You can check if you are eligible and get recommended schemes that fit you.

Quick Facts About Jan Samarth Portal

Feature Details
Name Jan Samarth Portal
Launched By Government of India
Who Can Use Indian Citizens
Purpose Single Platform for all Credit-Linked Schemes
Website https://www.jansamarth.in/home
Year 2025

Credit-Linked Schemes Available on Jan Samarth Portal

1. Educational Loans

  • Central Sector Interest Subsidy
  • Padho Pardesh Scheme
  • Dr. Ambedkar Central Sector Scheme

2. Agriculture Infrastructure Loans

  • Agri Clinic and Agribusiness Centre Scheme
  • Agriculture Marketing Infrastructure
  • Agriculture Infrastructure Fund

3. Business Activity Loans

4. Livelihood Loans

  • Dindayal Antyodaya Yojana – National Rural Livelihood Mission

Partner Banks Supporting Jan Samarth Portal

  • ICICI Bank
  • Axis Bank
  • IDBI Bank
  • HDFC Bank
  • State Bank of India
  • Punjab National Bank
  • Canara Bank
  • Bank of Baroda
  • SIDBI
  • Kotak Mahindra Bank
  • National Bank for Agriculture and Rural Development
  • Indian Bank
  • Indian Overseas Bank
  • Punjab and Sind Bank
  • UCO Bank
  • Union Bank
  • Bank of India
  • Central Bank of India
  • Bank of Maharashtra

Who Can Use Jan Samarth Portal?

  • Applicants or beneficiaries who want loans
  • Lenders and financial institutions
  • Central and state government ministries
  • Nodal agencies
  • Helpers who assist in loan processing

Benefits and Features of Jan Samarth Portal

  • Launched by PM Narendra Modi in June 2024.
  • One-stop platform for all government credit-linked schemes.
  • Connects beneficiaries directly with lenders.
  • Helps promote inclusive growth through digital access for all sectors.
  • Covers the whole process for all credit-linked schemes.
  • Starts with 13 government credit-linked schemes.
  • Makes lending fast, simple, and hassle-free.
  • Multiple integrations make digital verification and data checks easy.

Who is Eligible and What Documents Do You Need?

  • You must be a permanent resident of India.
  • Have an Aadhaar Number.
  • Voter ID card.
  • PAN Card.
  • Bank statements.
  • Passport size photograph.
  • Mobile phone number.

How to Register on Jan Samarth Portal

  • Visit the official Jan Samarth website.
  • Click the Register button on the homepage.
  • Enter your mobile number and captcha code, then click Get OTP.
  • Enter the OTP you receive on your phone and click Submit.
  • Fill out the registration form with your details and upload the required documents.
  • Click Submit to finish registration.

How to Login to the Portal

  • Go to the Jan Samarth Portal website.
  • Click on the Login link on the homepage.
  • Enter your registered email ID or mobile number and the captcha code.
  • Click Login to enter the portal.

How to Lodge a Grievance on Jan Samarth Portal

  • Go to the official website.
  • Click on the Grievance link on the homepage.
  • Fill out the grievance form by selecting your category, type of query, and providing details such as your name, registered mobile number, email, application ID, scheme name, stage of application, subject, and query details.
  • Upload any supporting documents.
  • Click Submit to send your grievance.

How to Check Scheme Details on Jan Samarth Portal

  • Visit the official portal.
  • On the homepage, click on the Schemes option.
  • You will see options like Education Loan, Agri Infrastructure Loan, Business Activity Loan, Livelihood Loan, and All Schemes.
  • Select the scheme you want to know more about.
  • Choose the related sub-scheme, and the details will appear on your screen.