How to Check Bank Balance Using Aadhar Card – Your Aadhar Card is now an important document for many government-related activities. It proves your identity and helps you get benefits from various government schemes. If your bank account is linked with your Aadhar number, you can easily check your bank balance at home using your Aadhar Card without going to the bank or ATM. You don’t even need a smartphone or internet; a simple keypad mobile phone is enough to quickly check your bank balance. Let’s look at easy ways to check your bank balance with your Aadhar Card.
Check Your Bank Balance Using Aadhar Card Now
You don’t have to go anywhere to check your bank balance. If your mobile number is linked to your bank account and your Aadhar Card is also linked, you can easily check your balance from home. When linked to your bank account, your Aadhar Card helps you access funds under government schemes and lets you see how much money you have in your bank account anytime. For any transaction, Aadhar authentication is important. Here’s how you can use your Aadhar to check your bank balance.
Link Your Aadhar Card with Bank Account
Check Bank Balance by Giving a Missed Call
Many banks now let you check your bank balance by giving a missed call to a special number provided by the bank. After the missed call, you will get a message on your linked mobile number with your account balance. This service works for both simple keypad phones and smartphones. You must link your mobile number with your bank account to use this service.
Check Balance Through Mobile Banking Apps
Most banks have mobile apps that let you check your bank balance easily from your phone. You just need to download the app from the Play Store, log in with your details, and check your balance on the app anytime.
Steps to Check Bank Balance Using Aadhar Card
You can also check your bank balance by dialing a simple USSD code on your phone, which works even without the internet. Follow these steps:
- Dial *99*99*1# from your mobile phone.
- Enter your 12-digit Aadhar number when asked.
- Press OK or send.
- Verify your Aadhar number by entering it again.
- Your bank balance will appear on the screen.
- This method completes your bank balance check using your Aadhar Card.
Check Bank Balance at CSC or Other Computer Centers
You can visit Common Service Centers (CSC) or other computer centers to check your bank balance using your Aadhar Card. Using your fingerprint scanner and Aadhar number, you can withdraw money, transfer funds, or check your bank balance. Please note, these centers usually charge a small fee, usually Rs. 10 for withdrawals up to Rs. 1000.
Easy Method to Check Bank Balance via Mobile Phone
You can check your bank balance directly from your mobile phone using UPI without needing internet in some cases. Here’s how:
- Open the dial pad on your phone.
- Dial *99#.
- You will see options like Send Money, Request Money, Check Balance, My Profile, Pending Request, Transaction UPI Pin.
- Select the option ‘Check Balance’.
- Enter the option number and press send.
- Enter your UPI PIN when asked and press OK.
- Your bank balance details will show on your screen.
How to Check if Your Bank Account is Linked with Aadhar
Follow this method to find out if your bank account is linked to your Aadhar Card:
- Go to the official UIDAI website at https://uidai.gov.in/en/.
- On the homepage, click on ‘My Aadhar’.
- Then click on ‘Check Aadhar/Bank Linking Status’.
- A new page will open where you enter your 12-digit Aadhar number.
- Enter the captcha code shown and click ‘Send OTP’.
- You will receive an OTP on your registered mobile number.
- Enter the OTP and click ‘Verify’.
- You will then see details about your bank account linked with your Aadhar.
How to Link Your Aadhar Card with Bank Account
If your bank account is not linked with your Aadhar Card, follow these steps to link it:
- Take your bank passbook/booklet and Aadhar Card to your bank branch.
- Ask the bank staff for the Aadhar linking form.
- Fill in the required details in the form and attach a copy of your Aadhar Card.
- Sign the form and submit it to the bank officer.
- The officer will check your details by comparing the original Aadhar Card.
- Once approved, you will get a confirmation SMS within 24 hours.
Benefits of Linking Aadhar with Bank Account
- Money from government schemes gets credited directly to your bank account linked with your Aadhar.
- Funds for schemes like MGNREGA, gas subsidy, Pradhan Mantri Awas Yojana, scholarships, and more are transferred smoothly.
- If you lose your bank passbook or forget your signature, you can still withdraw money using Aadhar authentication.
- It stops unauthorized people from withdrawing money from your account fraudulently.