SEHAT Health Insurance Scheme 2025 for Jammu and Kashmir
If you live in Jammu and Kashmir, here9s good news about healthcare. The SEHAT Health Insurance Scheme 2025 is made just for you. This scheme offers cashless health insurance cover up to Rs 5 lakh for every citizen of Jammu and Kashmir. Many families who were not included in the Ayushman Bharat Yojana are now getting this important benefit. Let9s look into what the SEHAT scheme is all about, its benefits, eligibility, how to apply, and more.
Overview of the SEHAT Health Insurance Scheme
SEHAT stands for Social Endeavour for Health and Telemedicine. It is a government health insurance plan for people living in Jammu and Kashmir. The main aim of this scheme is to provide ₹5 lakh health cover to all residents of this region, no matter their financial situation. Around 21 lakh families who were not part of the Pradhan Mantri Ayushman Jan Arogya Yojana (PMJAY) will get coverage through SEHAT. This plan is connected to the Ayushman Bharat scheme.
Who can benefit from the SEHAT Health Insurance Scheme?
- All permanent residents of Jammu and Kashmir
- Citizens not previously covered under PMJAY
- People who want cashless medical treatment up to Rs 5 lakh
How is SEHAT linked with Ayushman Bharat?
The SEHAT scheme uses the National Food Security Act (NFSA) database to find beneficiaries. Ration card numbers serve as unique IDs, supported by mandatory Aadhaar verification. Golden cards already issued will be linked with this database and will still be valid. Missing family members can be added using documents like birth and marriage certificates, following the National Health Authority (NHA) rules.
When was SEHAT launched?
SEHAT was launched by Prime Minister Narendra Modi on 26 December 2024 to help Jammu and Kashmir citizens get better health coverage.
Hospitals Covered Under SEHAT Scheme
Currently, there are 229 government and 35 private hospitals registered under SEHAT in Jammu and Kashmir. Beneficiaries can get cashless treatment at these hospitals. Additionally, Jammu and Kashmir residents can receive treatment at any hospital across India registered under Pradhan Mantri Jan Arogya Yojana by showing their SEHAT card.
Main Benefits of SEHAT Health Insurance Scheme
- Cashless medical cover up to Rs 5 lakh for treatment
- Coverage for all Jammu and Kashmir residents, no matter their income
- Easy access at 229 government and 35 private hospitals
- Use of NFSA database for smooth beneficiary identification
- SEHAT card given to beneficiaries for hassle-free treatment
- Health and wellness centres being set up for better primary care
SEHAT Health Insurance Card
After you successfully register, you will get a SEHAT health insurance card. Keep this card with you because you need to show it at hospitals to get free treatment under the scheme. You can apply for this card through Common Service Centres (CSCs) or SEHAT-registered hospitals.
Eligibility Criteria and Required Documents
- Must be a permanent resident of Jammu and Kashmir
- Aadhaar card as mandatory ID proof
- Other documents like voter ID, ration card, residence proof, age proof
- Passport size photograph
- Active mobile number
How to Apply for SEHAT Health Insurance Scheme
- Visit a SEHAT-registered hospital or a nearby Common Service Centre (CSC)
- Request the SEHAT application form
- Fill the form with accurate details
- Attach the required documents listed above
- Submit the completed form to the hospital or CSC
- After verification, you will get your SEHAT card
- Use this card for cashless treatment in hospitals
Healthcare Development in Jammu and Kashmir
The SEHAT scheme is also helping the healthcare system grow in Jammu and Kashmir. Plans include opening 1,100 health and wellness centres, with work already started on 800. This means better access to healthcare within the region and less need to travel to other cities for treatment.
Support and Helpline
If you have questions or face issues regarding the SEHAT Health Insurance Scheme, you can call the helpline number 14555 for help.
The SEHAT Health Insurance Scheme is a big step forward in making healthcare affordable and available to all residents of Jammu and Kashmir. Be sure to check your eligibility and apply to enjoy its benefits.