Chhattisgarh Mukhymantri Saksham Suraksha Yojana 2025 – Online Application and Benefits

Chhattisgarh Mukhymantri Saksham Suraksha Yojana 2025 offers women loans up to ₹1 lakh at 5% interest to start small businesses. Learn how to apply and benefits here.

Chhattisgarh Mukhymantri Saksham Suraksha Yojana 2025 is a government scheme started to help women by giving financial support to start small businesses. This scheme is for women in Chhattisgarh, especially widows, unmarried women, transgender individuals, HIV positive women, and victims of sexual violence. If you are a woman in Chhattisgarh and want to build your confidence and gain social security by starting your own business, this scheme can support you. Read on to find out how to apply and what benefits you can get.

Saksham

Overview of Mukhymantri Saksham Suraksha Yojana 2025

This scheme started in 2009-2010 by the Chhattisgarh Women’s Fund to encourage women to create their own small businesses. Women aged between 35 and 45 years from poor families can apply. Loans up to ₹1,00,000 are given at a simple interest rate of 5% for five years. At first, the interest rate was 6.5% but it was reduced in 2017 to help women more.

The Women and Child Development Department runs the scheme smoothly. Self-help groups of women also get benefits from this scheme. So far, thousands of women have started their own businesses and earned respect in society through this plan.

Main Details of Mukhymantri Saksham Suraksha Yojana

Scheme Name Mukhymantri Saksham Suraksha Yojana
Started By Women’s Fund, Chhattisgarh
Department Women and Child Development Department
Starting Year 2009-2010
Beneficiaries Widows, unmarried women, transgender, sexual violence victims, self-help group women
Purpose Loan for starting own business
Maximum Loan Amount ₹1,00,000
Interest Rate 5% per annum (simple interest)
Official Website http://cgwcd.gov.in/

Loan Distribution Details Under Saksham Suraksha Yojana

Year Number of Women Loan Amount Disbursed
2009-2010 More than 67 women ₹45,30,000
2010-2011 162 women ₹90,00,000
2011-2012 190 women ₹9,95,000
2012-2013 230 women ₹1,31,45,000
2013-2014 168 women ₹90,15,000
2014-2015 191 women ₹1,20,70,000
2015-2016 346 women ₹2,16,45,000
2024 1354 women ₹8,04,00,000

Why Choose Mukhymantri Saksham Suraksha Yojana 2025?

This scheme helps women living below the poverty line in Chhattisgarh to become financially strong by starting their own businesses. Many women have the skills but don’t have money. This loan helps them build small businesses at low interest. It also creates new jobs and helps lower unemployment.

Benefits and Main Features of Saksham Suraksha Yojana

  • Running since 2009-10 by the Women and Child Development Department.
  • Offers loans up to ₹1,00,000 to women below poverty line for small business.
  • Loans have a 5% simple interest rate and 5 years to repay.
  • District level officials approve applications.
  • Beneficiaries include widows, unmarried women, transgender persons, HIV positive, sexual violence victims, and self-help group members.
  • Only women aged between 35 to 45 years from poor families can apply.
  • This loan helps women feel confident and become independent.
  • Interest rate reduced from 6.5% to 5% in 2017.

Who Can Apply for Saksham Suraksha Yojana?

  • Applicant must be a permanent resident of Chhattisgarh.
  • Women aged 35 to 45 years from poor families.
  • Widows, unmarried, transgender, HIV positive, sexual violence survivors, and self-help group women are eligible.

Documents Needed

  • Aadhaar Card
  • BPL Ration Card
  • Death certificate of husband for widows
  • Medical certificate for HIV positive women
  • Residence Certificate
  • Birth Certificate
  • Mobile Number
  • Bank Account Details
  • Passport Size Photograph

How to Apply for Saksham Suraksha Yojana 2025?

If you qualify, follow these steps to apply:

  • Visit your local office or nearest Anganwadi center.
  • Get the Saksham Suraksha Yojana application form.
  • Fill in all the required details carefully.
  • Attach all the needed documents with the form.
  • Submit the form back to the same office or Anganwadi center.
  • Officials will check your documents and application.
  • If approved, you will get the loan amount for your business.

This scheme gives you a chance to grow your own small business and gain financial independence with low-interest loans.