Chhattisgarh Mukhymantri Saksham Suraksha Yojana 2025 is a government scheme started to help women by giving financial support to start small businesses. This scheme is for women in Chhattisgarh, especially widows, unmarried women, transgender individuals, HIV positive women, and victims of sexual violence. If you are a woman in Chhattisgarh and want to build your confidence and gain social security by starting your own business, this scheme can support you. Read on to find out how to apply and what benefits you can get.
Overview of Mukhymantri Saksham Suraksha Yojana 2025
This scheme started in 2009-2010 by the Chhattisgarh Women’s Fund to encourage women to create their own small businesses. Women aged between 35 and 45 years from poor families can apply. Loans up to ₹1,00,000 are given at a simple interest rate of 5% for five years. At first, the interest rate was 6.5% but it was reduced in 2017 to help women more.
The Women and Child Development Department runs the scheme smoothly. Self-help groups of women also get benefits from this scheme. So far, thousands of women have started their own businesses and earned respect in society through this plan.
Main Details of Mukhymantri Saksham Suraksha Yojana
| Scheme Name | Mukhymantri Saksham Suraksha Yojana |
| Started By | Women’s Fund, Chhattisgarh |
| Department | Women and Child Development Department |
| Starting Year | 2009-2010 |
| Beneficiaries | Widows, unmarried women, transgender, sexual violence victims, self-help group women |
| Purpose | Loan for starting own business |
| Maximum Loan Amount | ₹1,00,000 |
| Interest Rate | 5% per annum (simple interest) |
| Official Website | http://cgwcd.gov.in/ |
Loan Distribution Details Under Saksham Suraksha Yojana
| Year | Number of Women | Loan Amount Disbursed |
|---|---|---|
| 2009-2010 | More than 67 women | ₹45,30,000 |
| 2010-2011 | 162 women | ₹90,00,000 |
| 2011-2012 | 190 women | ₹9,95,000 |
| 2012-2013 | 230 women | ₹1,31,45,000 |
| 2013-2014 | 168 women | ₹90,15,000 |
| 2014-2015 | 191 women | ₹1,20,70,000 |
| 2015-2016 | 346 women | ₹2,16,45,000 |
| 2024 | 1354 women | ₹8,04,00,000 |
Why Choose Mukhymantri Saksham Suraksha Yojana 2025?
This scheme helps women living below the poverty line in Chhattisgarh to become financially strong by starting their own businesses. Many women have the skills but don’t have money. This loan helps them build small businesses at low interest. It also creates new jobs and helps lower unemployment.
Benefits and Main Features of Saksham Suraksha Yojana
- Running since 2009-10 by the Women and Child Development Department.
- Offers loans up to ₹1,00,000 to women below poverty line for small business.
- Loans have a 5% simple interest rate and 5 years to repay.
- District level officials approve applications.
- Beneficiaries include widows, unmarried women, transgender persons, HIV positive, sexual violence victims, and self-help group members.
- Only women aged between 35 to 45 years from poor families can apply.
- This loan helps women feel confident and become independent.
- Interest rate reduced from 6.5% to 5% in 2017.
Who Can Apply for Saksham Suraksha Yojana?
- Applicant must be a permanent resident of Chhattisgarh.
- Women aged 35 to 45 years from poor families.
- Widows, unmarried, transgender, HIV positive, sexual violence survivors, and self-help group women are eligible.
Documents Needed
- Aadhaar Card
- BPL Ration Card
- Death certificate of husband for widows
- Medical certificate for HIV positive women
- Residence Certificate
- Birth Certificate
- Mobile Number
- Bank Account Details
- Passport Size Photograph
How to Apply for Saksham Suraksha Yojana 2025?
If you qualify, follow these steps to apply:
- Visit your local office or nearest Anganwadi center.
- Get the Saksham Suraksha Yojana application form.
- Fill in all the required details carefully.
- Attach all the needed documents with the form.
- Submit the form back to the same office or Anganwadi center.
- Officials will check your documents and application.
- If approved, you will get the loan amount for your business.
This scheme gives you a chance to grow your own small business and gain financial independence with low-interest loans.