Sahakar Gram Awas Yojana 2025 is a helpful scheme by the Rajasthan government for farmers who want to build a house on their farm land. With this scheme, farmers can get a loan of up to ₹50 lakh from Central Cooperative Banks. If you pay back the loan on time, you’ll get a 5% interest subsidy, which means you only have to pay 6% interest on the loan.
Overview of Sahakar Gram Awas Yojana
This scheme is started to provide financial support to farmers for building houses on their own farm land. The government offers a long-term loan of up to ₹50 lakh with a repayment period of 15 years. The loan is given in three installments. Paying back the loan on time gives a 5% interest subsidy to make it easier for farmers.
Main Details About Sahakar Gram Awas Yojana 2025
| Scheme Name | Sahakar Gram Awas Yojana |
| Launched By | Rajasthan Government |
| Beneficiaries | Farmers across India |
| Purpose | To provide loan for building houses on farm land |
| Interest Subsidy | 5% for timely repayment |
| Year | 2025 |
| Application Process | Offline |
Main Objectives of Sahakar Gram Awas Yojana
The government wants to help farmers build houses on their farm land by making it easy to get loans without money problems. This loan helps farmers improve their income and gain independence. Paying the loan on time also rewards farmers with an interest subsidy, making it more affordable.
Loan Target Set for Banks
The Rajasthan government has given banks a target of ₹72.70 crore to provide loans to farmers under this scheme. Banks are asked to give loans quickly, especially to eligible applicants from relief camps and other programs like the Rajasthan Rural Family Livelihood Scheme.
Main Benefits and Features of Sahakar Gram Awas Yojana
- Offers financial help to farmers to build houses on their farm land.
- Loans up to ₹50 lakh are available through Central Cooperative Banks in three parts.
- 5% interest subsidy for farmers who pay their loan back on time.
- Loan interest rate is 6% after subsidy.
- 15-year repayment period gives farmers flexibility.
- Banks have a target of ₹72.70 crore for giving loans under this scheme.
- You can apply offline by visiting your nearest bank branch.
- Helps farmers become self-sufficient and financially stronger.
Eligibility Criteria for Sahakar Gram Awas Yojana
- You must be an Indian citizen.
- Only farmers with their own cultivable land can apply.
- You need a bank account linked with your Aadhaar card.
Documents Needed to Apply
- Aadhaar Card
- Identity Proof
- Residence Certificate
- Income Certificate
- Farmer Card
- Caste Certificate
- Land Documents
- Mobile Number
- Passport Size Photo
- Bank Account Details
How to Apply for Sahakar Gram Awas Yojana?
- Visit your nearest Central Cooperative Bank branch.
- Ask the bank officer about the Sahakar Gram Awas Yojana application process.
- Get the application form for the scheme from the bank officer.
- Fill the form carefully with all required details.
- Attach all needed documents as per the checklist.
- Submit the completed form and documents at the bank.
- The bank will verify your application and documents.
- Once verified, you will get the loan under this scheme.
Frequently Asked Questions About Sahakar Gram Awas Yojana
What is Sahakar Gram Awas Yojana?
It is a scheme to provide loans to farmers for building houses on their farm land.
How much loan can a farmer get under this scheme?
Farmers can get up to ₹50 lakh loan from Central Cooperative Banks.
What is the loan repayment period?
Farmers have 15 years to repay the loan.
What interest subsidy is provided under the scheme?
A 5% subsidy on interest is given to farmers who pay their loan back on time.
How can I apply for this scheme?
You can apply offline by visiting the nearest bank branch and submitting the application form along with documents.