The Naveen Patnaik Government started a new scheme Mo Ghara Yojana on May 29. This scheme helps people who don’t have enough money to build or repair their homes. Mo Ghara Yojana is very helpful for those who are economically and socially weaker. The Odisha Government is working on 18 important plans, and Mo Ghara is one of them. This is especially important because the BJD party has been in charge for four years already.
If you want to know more about the Mo Ghara Scheme Odisha, you can find detailed info below. We will talk about highlights, objectives, features and benefits, eligibility criteria, required documents, application procedure, and much more.
About Mo Ghara Yojana Odisha 2024
The program, whose implementation coincided with the end of Mr. Patnaik’s fifth term’s fourth year, will assist all families who were excluded from the existing housing programs due to strict eligibility requirements or insufficient funding, as well as those who previously received housing assistance of a lower amount and are now looking to upgrade or expand their homes. The credit-linked housing program, which is wholly supported by the State budget, received approval from the State Cabinet, which is presided over by the CM of Odisha. Applications for loans will be accepted starting on June 15, 2024. The new “Mo Ghara” yojana was among the 18 suggestions that were approved on Monday by the Odisha Cabinet, which is presided over by Chief Minister Naveen Patnaik.
Chief Minister Naveen Patnaik presided over the Cabinet meeting where the decision was made. The State Government of Odisha accepted 18 proposals establishing Mo Ghara (Government Housing Assistance in Rural Areas), a new housing program, in anticipation of the 2024 elections, a week after the Cabinet change that added three new ministers to the Council of Ministers in Odisha. The State Government would give money under the “Mo Ghara” Yojana in the Panchayati Raj & Drinking Water Department to lower and lower-middle-class households in rural areas to satisfy their aspirations.
Pradhan Mantri Awas Yojana List
ନିମ୍ନ ଓ ନିମ୍ନ ମଧ୍ୟବିତ୍ତ ପରିବାର ବର୍ଗଙ୍କ ବୃହତ୍ତର ସ୍ଵାର୍ଥକୁ ଦୃଷ୍ଟିରେ ରଖି #OdishaCabinet ନୂତନ ଯୋଜନା ‘ମୋ ଘର’ କୁ ଅନୁମୋଦନ କରିଛନ୍ତି। ବର୍ତ୍ତମାନର ଗୃହନିର୍ମାଣ ଯୋଜନାରେ ଥିବା କଠୋର ଚୟନ ମାନଦଣ୍ଡରୁ ବାଦ ପଡିଥିବା କିମ୍ବା ସ୍ୱଳ୍ପ ଗୃହ ମଞ୍ଜୁର ଲକ୍ଷ୍ୟ ଧାର୍ଯ୍ୟ କାରଣରୁ ବଞ୍ଚିତ ପରିବାର ଏହି ଯୋଜନାରୁ ଉପକୃତ ହେବେ।… pic.twitter.com/tKm2efNeh7 — CMO Odisha (@CMO_Odisha) May 29, 2024
Odisha Mo Ghara Scheme Details in Highlights
| Name | Mo Ghara Yojana Odisha |
| Introduced by | Naveen Patnaik Government |
| State | Odisha |
| Beneficiaries | Lower Middle Class People of Odisha |
| Loan Amount | Rs 3 Lakh |
| Official Website | https://rhodisha.gov.in/moghara/ |
Mo Ghara Yojana Odisha Objective
The State Cabinet approved a new housing program named Mo Ghara to offer financial support to rural Odisha households with lower and lower-middle incomes in order to realize their housing aspirations. The program will cover all such families who were excluded from the current housing programs due to strict eligibility requirements or insufficient funding.
Features and Benefits of Mo Ghara Yojana Odisha
Some of the key Features and Benefits of Mo Ghara Yojana Odisha
- Pucca housing is provided to the rural poor, raising their standard of living
- It reduces the vulnerability of the poor in rural areas to disasters
- It helps the rural poor feel more deserving of their dignity
- It helps the economic growth of rural communities
- A beneficiary of the program may obtain a housing loan up to Rs. 3 lakh, which may be repaid over the course of 10 years with the exception of a one-year moratorium period in convenient payments.
- The four loan amount slabs are Rs. 1 lakh, Rs. 1.5 lakh, Rs. 2 lakh, and Rs. 3 lakh, respectively, according to the Cabinet notification.
- Those with monthly incomes below 25,000 rupees and those who have previously received housing aid totaling 70,000 rupees or less may be eligible for a loan under the Mo Ghara program.
Mo Ghara Yojana Odisha Loan Subsidy Amount
| Loan Amount | Subsidy Provided |
| 1 lakh | 30,000 Rupees |
| 1.5 lakh | 45,000 Rupees |
| 2 lakh | 60,000 Rupees |
| 3 lakh | 60,000 Rupees |
Nirman Shramik Pucca Ghar Yojana
Eligibility Criteria for Mo Ghara Yojana Odisha
The applicants applying for Mo Ghara Yojana Odisha must fulfill the following eligibility criteria:
- The candidate must live in Odisha permanently.
- The candidate must not own a pucca house in Odisha and must reside in a kuccha house.
- The applicant must fall under the EWS classification.
- The family income of the candidate must be less than Rs. 25,000 per month.
- The candidate must not have previously received any type of government housing aid.
Required Documents to Apply
Some of the important documents required for Mo Ghara Yojana Odisha are as follows:
- Passport size photograph
- Aadhaar Card
- Voter ID Card
- Address Proof
- Identification Proof
- Residence Certificate
- Bonafide Certificate
- BPL Certificate
- EWS Certificate
Application Procedure for Mo Ghara Yojana Odisha 2024
Applicants need to follow the below-given steps to apply for the Mo Ghara Yojana Odisha
- First of all, go to the official website of the Mo Ghara Yojana Odisha
- The homepage of the website will open on the screen.
- Click on the Registration option.
- A New page will open on the screen.
- Once you will click on the link, an application form will open on the screen
- Now, fill in the form with all the required details like Name, Email ID, Mobile Number, Address, etc
- After that upload all the required documents
- After successful registration, login with the details.
- Enter details in the application form.
- Finally, click on the Submit button to complete the application process
Contact details
- Toll Free: 0674-6817777
FAQS
What is Mo Ghara yojana?
Mo Ghara Yojana is a housing scheme launched by the state government of Odisha. This scheme has been solely made for the people who want to upgrade their homes or want to buy a new one.
What are the benefits of this scheme?
This scheme will provide up to 3 lakhs of loan amount to a beneficiary. And they can pay it back for a time of 10 years. Also, they can avail themselves of a loan without any down payment.
Who is eligible for this scheme?
The candidate must live in Odisha permanently. The candidate must not own a pucca house in Odisha and must reside in a kuccha house. Applicants must fall under the EWS classification.