Ayushman Bharat Yojana, also known as PMJAY, is a major healthcare scheme started by Prime Minister Narendra Modi in 2018. This scheme helps Indian families get cashless medical treatment with financial support from the government. It is made to support people who cannot afford proper healthcare on their own, whether they live in cities or villages.
About Ayushman Bharat Yojana (PMJAY) Scheme
Ayushman Bharat Yojana 2025 is a government-supported health insurance scheme that covers hospital expenses for poor and needy families across India. It provides cashless medical treatment at both public and private hospitals listed under the scheme. With coverage up to Rs. 5 lakhs per family each year, it supports hospitalization, pre and post-treatment costs.
Main Points of Ayushman Bharat Yojana
| Scheme Name | Ayushman Bharat Yojana (PMJAY) |
| Launched by | Government of India |
| Who can benefit | Indian citizens, especially poor and at risk families |
| Coverage Amount | Up to Rs. 5 lakh per family per year |
| Application Process | Online and offline ways available |
| Official Website | hospitals.pmjay.gov.in |
Main Features of Ayushman Bharat Yojana
- Cashless and paperless treatment across network hospitals.
- Coverage for the whole family, no matter the family size, gender, or age.
- Includes transport costs for pre and post-hospitalization care.
- Covers day care treatments and follow-up visits.
- Payments are fixed as per pre-decided package rates.
- Treatment at health and wellness centres based on socioeconomic data.
Main Benefits of Ayushman Bharat Yojana
- Provides free treatment and healthcare support for registered families.
- Includes 25 specialty categories covering 1,354 medical and surgical procedures.
- Highest package cost covered fully; additional surgeries covered partially.
- Covers chemotherapy and treatment for 50 types of cancer.
- Allows follow-up treatment coverage for beneficiaries.
How to Register for Ayushman Bharat Yojana Online in 2025?
You can register for this scheme either by visiting a nearby Common Service Centre (CSC) or empanelled hospital with your documents. Or, follow these steps online:
- Go to the official PMJAY website.
- Click on ‘Am I Eligible?’ tab.
- Enter your mobile number and the CAPTCHA code, then click ‘Generate OTP’.
- Fill in your state, name, ration card number or household number.
- If your family is eligible, you will see your name in the beneficiary list.
Who Is Eligible? – Rural Families
- Families without any healthy adult member aged 16-59 years.
- Those living in one-room kaccha houses.
- Manual scavenger families and landless labourers.
- Families with differently-abled heads.
Who Is Eligible? – Urban Families
- Domestic workers, beggars, ragpickers.
- Home-based artisans, sanitation workers, tailors.
- Construction workers, painters, security guards.
- Various laborers and street vendors.
Documents Required for Ayushman Bharat Registration
- Age and identity proof like Aadhaar card or PAN card.
- Address and contact details including mobile number.
- Caste certificate if applicable.
- Income certificate showing annual income up to Rs. 5 lakh.
- Proof about family status (joint or nuclear).
Steps to Download Your Ayushman Bharat Card
Your Ayushman Bharat card helps you get cashless treatment easily. To download it:
- Visit the official Ayushman Bharat website.
- Create an account with your email and set a password.
- Enter your Aadhaar number and log in.
- Click on ‘Approved Beneficiary’ option.
- Go to the help desk, enter your password and PIN.
- On the homepage, click ‘Download’ to get your golden Ayushman Bharat card.
How to Search Ayushman Bharat Hospital List Online 2025?
To find hospitals under Ayushman Bharat scheme in your state:
- Visit the official PMJAY website at pmjay.gov.in.
- Click on the hospital list option on the homepage.
- Go to ‘Find Hospital’ on the menu bar, which takes you to this page.
- Select your state, choose the type of hospital and search.
- Contact the hospital directly for details.
Contact Information
- For any questions, visit mera.pmjay.gov.in.
Frequently Asked Questions
What is Ayushman Bharat Yojana?
PMJAY provides health insurance coverage up to Rs. 5 lakh per family for secondary and tertiary hospitalization expenses.
How to check the hospital list under Ayushman Bharat?
Visit the official PMJAY website and use the hospital search feature to find network hospitals and their details.