Karnataka CM 1 Lakh Housing Scheme 2025 is a government project to provide affordable homes to poorer sections in Karnataka. The scheme gives subsidies to help you build new houses or fix old ones. You can easily apply online at ashraya.karnataka.gov.in.
About Karnataka CM 1 Lakh Housing Scheme 2025
Started in 2000, this Karnataka housing plan helps poor residents get affordable homes. The government promotes cost-effective building methods, especially in villages. This supports both homebuyers and local builders.
Scheme Main Highlights
| Scheme Name | Karnataka CM 1 Lakh Housing Scheme |
| Application Portal | Ashraya Portal |
| Who Can Apply | Economically Weaker Sections of Karnataka |
| Benefit | Financial Help up to Rs. 1 Lakh |
| Purpose | Subsidy for Home Construction and Renovation |
| Official Website | ashraya.karnataka.gov.in |
Subsidy Amount Details
Based on your category and caste, you can get a subsidy between Rs. 2.70 lakh and Rs. 3.50 lakh under this scheme. This helps lower the cost of your house a lot.
Also see: Pradhan Mantri Awas Yojana Gramin
Home Loan Support Under Karnataka One Lakh Housing Scheme
If you get a home through this scheme, you need to pay 10% of the house cost at the time of allotment. To pay the rest, you can apply for a home loan. Here are some tips to help you get a good home loan:
- Compare home loan offers from different banks online.
- Fill the bank’s home loan application form on their website.
- Submit documents like ID proof, income proof, and address proof.
Eligibility Criteria
- You must have a permanent address in Karnataka.
- Your family income should be below Rs. 87,000 per year.
- If you live in Bangalore city, you must have stayed there continuously for 5 years.
- This scheme is for poorer residents of Karnataka.
- The scheme works on a first come, first serve basis for 1 lakh beneficiaries.
- If you get help from another housing scheme, you can’t apply here.
Documents Needed to Apply
- Permanent Residence Certificate
- Income Certificate from Revenue Department
- Aadhar Card
- Caste Certificate (if needed)
- Mobile Number
- Ration Card
- Voter ID Card
- Labour Department Registration Number (for construction workers)
- Passport-size photo
How to Apply Online for Karnataka CM 1 Lakh Housing Scheme 2025
Follow these easy steps to apply:
- Go to the official site: ashraya.karnataka.gov.in.
- On the homepage, click the link for Chief Minister’s Bangalore Housing Program.
- Choose the housing option you want: 1 or 2-bedroom flats.
- Click on ‘Application Submission.’
- Enter your Assembly Constituency and area details, then click ‘Proceed.’
- Fill in your caste, age, income and location details.
- Pay Rs. 100 registration fee using your preferred payment method.
- Submit your application to finish the process.
How to Check Your Application Status
- Go to the official website at ashraya.karnataka.gov.in.
- Click on the ‘Beneficiary Status’ tab on the homepage.
- Enter your district and beneficiary code.
- Click ‘Submit’ to see your application status.
How to Find Your Name in the Beneficiary List
When the beneficiary list is published, you can search by your name, ration card number, or registered mobile number. You can also download the list from the portal for convenience.
Contact Details for Help
- Phone: 080 23118888
- Email: rgrhcl@nic.in
- Fax: 080 23143130
FAQs
What is the income limit to apply? Your annual family income must be less than Rs. 87,000.
What is the minimum age to apply? You must be at least 18 years old.
Is there a registration fee? Yes, you need to pay Rs. 100 when submitting the online application.
The Karnataka CM 1 Lakh Housing Scheme 2025 is a great chance to get affordable housing help if you qualify. Make sure your documents are ready and apply online soon to take advantage of this benefit.