If you are a landless farmer in Odisha looking for financial help, Odisha Balaram Yojana 2025 is made to assist you. This scheme aims to provide easy rural loans to farmers without land, especially if you’ve faced difficulties due to recent challenges like the COVID-19 pandemic. Here, you will find simple details about the scheme, eligibility, benefits, and how you can apply online.
Overview of Odisha Balaram Yojana 2025
The Odisha government has launched Odisha Balaram Yojana 2025 to provide agricultural loans totaling Rs. 1,040 crore to landless farmers who are currently unemployed or facing money problems. About 7 lakh landless farmers in the state will benefit from this scheme over the next two years. Loans will be given through groups called joint liability groups (JLGs) to help farmers get the support they need safely and easily.
The scheme is run with help from the Institute on Management of Agricultural Extension (IMAGE) at the state level and the Agricultural Technology Management Agency (ATMA) at regional levels.
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Main Goal of Odisha Balaram Yojana 2025
This scheme’s main goal is to provide financial help by giving loans up to Rs. 1.6 lakh to each JLG of farmers who are having money problems due to the COVID-19 situation.
Scheme Details in Brief
| Name | Odisha Balaram Yojana |
| Launched By | Odisha Government |
| Target Group | Landless Farmers |
| Purpose | Providing Agricultural Credit |
| Official Website | https://www.odisha.gov.in/ |
How is Odisha Balaram Yojana Carried Out?
- The scheme is started in partnership with the National Bank for Agriculture and Rural Development (NABARD).
- Agriculture officers help run the scheme on the field. There are about 7000 branches of different banks and PACS in rural and semi-urban areas.
- About 70,000 groups will get agricultural loans. Each group will have five landless farmers who can get up to Rs. 1.6 lakh credit.
- The Odisha government plans to help 7 lakh landless farmers through this scheme within two years.
- This scheme will bring a loan amount of around Rs. 1040 crores directly to farmers on the ground.
Main Benefits of Odisha Balaram Yojana
- Nearly 7 lakh landless farmers in Odisha will get much-needed financial help in the next two years.
- The scheme works with NABARD to provide easy loan access.
- Farmers can reach the scheme through thousands of bank branches and PACS near their villages.
- Organizations like IMAGE and ATMA oversee smooth running of the scheme at state and regional levels.
Who Can Apply? Eligibility for Odisha Balaram Yojana
To apply, you should meet these simple conditions:
- Be a resident of Odisha state.
- Work as a farmer.
- Not own any land.
Documents Needed for Application
Have these ready when you apply:
- Aadhar Card
- Identity proof
- Residential certificate
- Age proof
- Passport size photograph
How to Apply for Odisha Balaram Yojana 2025 Online
- Go to the Official Website of Odisha government.
- On the homepage, find and click on “Apply Online”.
- A new page with the application form will open.
- Fill in your personal details carefully in the form.
- Upload the required documents as needed.
- Once done, click on the “Submit” button to send your application.
Note: Detailed guidelines from the authorities will be shared here once available.