In response to the challenges posed by the COVID-19 pandemic, the government of Tripura has launched the Mukhyamantri Swanirbhar Yojana. This initiative aims to support local shopkeepers who have faced significant losses. This article outlines the application process, benefits, eligibility criteria, and required documents for this scheme, helping shop owners navigate their way towards financial recovery.
Overview of Mukhyamantri Swanirbhar Yojana
The Mukhyamantri Swanirbhar Yojana is designed to uplift shop owners in Tripura and assist them in overcoming the economic difficulties they have endured during the COVID-19 crisis. With many rural markets serving as economic lifelines for local communities, it is crucial that these small businesses receive the support they need. By facilitating the registration of shopkeepers under a trade license, providing insurance coverage, and offering financial assistance through various government schemes, the initiative aims to reintegrate these shopkeepers into the formal economy.
Aims of Mukhyamantri Swanirbhar Yojana
The primary goal of this yojana is to aid shopkeepers in Tripura who have experienced financial setbacks due to the pandemic. The scheme facilitates access to trade licenses, insurance, and loans, allowing shop owners to secure their businesses and meet their daily operational costs.
Key Features of Mukhyamantri Swanirbhar Yojana
| Scheme Name | Mukhyamantri Swanirbhar Yojana |
| Launched By | Government Of Tripura |
| Beneficiaries | Citizens Of Tripura |
| Aim | To Offer Various Benefits To Shopkeepers |
| Official Website | Click Here |
| Year | 2025 |
| Application Process | Online/Offline |
| State | Tripura |
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Support Initiatives for Rural Shopkeepers
The Rural Development Department of Tripura has outlined specific measures under the Mukhyamantri Swanirbhar Yojana to ensure that shopkeepers feel empowered and can contribute positively to the local economy. Here are some of the notable initiatives:
Procurement of Trade Licenses
As per the Tripura panchayat rules of 2011, shopkeepers may acquire trade licenses through existing market clusters. Until May 2025, approximately 19,683 licenses have been issued to retailers and wholesalers. Applications for these licenses must be submitted manually to the gram panchayat.
Atmanirbhar Bharat Abhiyan
Shopkeepers can avail an emergency credit line under the Atmanirbhar Bharat Abhiyan, allowing them to borrow up to 20% of their outstanding credit with a 4-year repayment tenured and a 12-month moratorium on principal repayment.
Swavalamban Scheme
This scheme offers a 30% subsidy (35% for women) on loans up to ₹1 crore for trade activities, capped at ₹100,000 per beneficiary. All individuals aged 18 to 50 can apply, irrespective of income or education qualifications.
Business Loan Applications
- Scheduled Castes, Scheduled Tribes, Other Backward Classes, and Minorities: They can access loans for business development based on certain income criteria through various cooperative development corporations.
National Pension Scheme for Traders
This voluntary scheme provides monthly pensions of a minimum of ₹3,000 to traders and self-employed persons who meet the turnover criteria. Family pension benefits are available in case of the subscriber’s untimely demise.
Shop/Stock Insurance
The rural local bodies will facilitate insurance coverage for shopkeepers’ buildings and inventory against loss or damage due to burglary and other risks, ensuring full financial protection for their livelihoods.
District-wise Coverage Under Mukhyamantri Swanirbhar Yojana
| Name of District | Name of Block | Name of Market | Number of Shops | Shops to be Covered in Phase One |
| North | Panisagar RD Block | Jalabasa Market | 208 | 100 |
| Jubarajnagar RD Block | Tiltai Market | 150 | 72 | |
| Unakoti | Chandipur RD Block | Dalugaon Market | 158 | 76 |
| Kumarghat RD Block | Fatikroy Market | 217 | 105 | |
| Dhalai | Ambassa RD Block | Kulai Market | 107 | 52 |
| Durga Chowmuhani RD Block | Halhali Market and Manik Bhandar Market | 830 | 403 | |
| Khowai | Kalyanpur RD Block | Kalyanpur Market | 483 | 233 |
| Teliamura RD Block | Chakmaghat Purva Market | 127 | 61 | |
| West | Bamutia RD Block | Gandhi Gram Market | 227 | 109 |
| Mohanpur RD Block | Kamalghat Market | 191 | 92 | |
| Old Agartala RD Block | Khayerpur Market | 238 | 115 | |
| Dukli RD Block | Amtali Market | 238 | 115 | |
| Sepahijala | Nalchar RD Block | Paschim Nalchar Market | 242 | 117 |
| Charilam RD Block | Bishramganj Market | 480 | 231 | |
| Boxanagar RD Block | Boxanagar Bazar | 170 | 82 | |
| Gomati | Tepania RD Block | Dhajanagar Market | 270 | 130 |
| Amarpur RD Block | Nutan Bazar Market | 156 | 75 | |
| South | Raj Nagar RD Block | Barpathari Market | 210 | 101 |
| Rupai Chari RD Block | Dakshin Manu Bankul | 140 | 67 | |
| Jolaibari RD Block | Baikhora Market | 346 | 167 | |
| Total | 5188 | 2500 |
Advantages and Features of Mukhyamantri Swanirbhar Yojana
- The scheme offers various support measures for shopkeepers affected by COVID-19.
- Shopkeepers will benefit from formal registration and trade licenses.
- Access to insurance and financial assistance from government schemes is included.
- Overall, the initiative aims to empower local entrepreneurs and ensure their financial independence.
- Indirect benefits will extend to those who rely on shopkeepers for their livelihood.
- Loans will be available to help businesses thrive.
- Every citizen of Tripura is eligible to apply under the scheme.
Eligibility Criteria and Required Documents
- Applicants must be permanent residents of Tripura.
- They must own a retail business.
- Necessary documents include Aadhar card, ration card, residential certificate, bank details, income certificate, caste certificate, and a passport-size photo.
How to Apply for Mukhyamantri Swanirbhar Yojana
- Begin by obtaining the application form from your local gram panchayat or rural development block.
- Fill out the form with your details such as name, email, and mobile number.
- Attach all required documents to the completed application form.
- Finally, submit the application to your gram panchayat or rural development block.
Contact Information
If you have further questions or issues related to the Mukhyamantri Swanirbhar Yojana, you can contact the following:
- Address: GOVERNMENT OF TRIPURA DIRECTORATE OF URBAN DEVELOPMENT, 5th FLOOR OF U.D. BHAWAN, SAKUNTALA ROAD, NEAR RABINDRA BHAWAN, AGARTALA, TRIPURA(W), PIN: 799001
- Email: dirudd-tr@gov.in, directorurbantripura@gmail.com
- Helpline Number: 0381-2329301