Jagananna Sampoorna Gruha Hakku Scheme is a significant plan by the Andhra Pradesh government to help citizens get full ownership rights to their houses. If you have taken a loan for a government-approved house, this 2025 scheme can clear your loan and interest and give you full property rights. Let’s look at how this scheme works and how you can easily register for it.
About Jagananna Sampoorna Gruha Hakku Scheme 2025
On 21st December 2024, Andhra Pradesh Chief Minister YS Jagan Mohan Reddy announced the Jagananna Sampoorna Gruha Hakku Scheme 2025. This scheme aims to clear all housing loan dues taken for government-approved houses and provide beneficiaries with registered ownership documents. You only need to pay a small nominal amount for a one-time settlement to get full property rights. Over 5.2 million families in Andhra Pradesh are expected to benefit from this.
Distribution of Jagananna Sampoorna Gruha Hakku registration documents to beneficiaries was done by Home Minister Smt Mekatoti Sucherita and officials in Guntur district, helping 92,000 people.pic.twitter.com/8d1c3aSMeB — Guntur Collector (@CollectorGuntr)
Main Details of the Scheme
| Scheme Name | Jagananna Sampoorna Gruha Hakku Scheme |
| Launched By | Government of Andhra Pradesh |
| Beneficiaries | Permanent Residents of Andhra Pradesh |
| Goal | Loan Waiver and Full Property Rights |
| Application Mode | Online / Offline |
| Year | 2025 |
| Official Website | To Be Announced |
What is the goal of this scheme?
The main aim is to clear all housing loan and interest dues on government-approved houses. Beneficiaries who pay a small nominal amount will get registered title deeds. This means you can pass your house to your heirs, use your property as security for loans, or sell the house legally in the market. This scheme gives you full ownership rights over your home.
Main Benefits and Features
- Government loans and interest waived off for approved houses.
- Small nominal amount to pay for full property rights.
- More than 5.2 million families will benefit.
- Registered title deeds and property documents given after payment.
- You can legally transfer property, get loans using your home, or sell the house.
- The state government waives nearly Rs 10,000 crore in housing loans.
Extra Benefits
- Loans waived are those taken from AP Housing Board since 2011.
- About 52 lakh people will benefit from this scheme.
- The government has spent Rs 6000 crore for free property registration.
- Citizens who built houses on government-allotted land using their own money can register by paying just Rs 10.
- Nominal payments vary: Rs 10,000 in villages, Rs 15,000 in municipalities, Rs 20,000 in municipal corporations.
- If your outstanding loan is less, just pay the remaining amount to get full property rights.
- The registration deadline was April 2024, but check the latest status on the official website.
Who Can Apply? Eligibility and Documents Needed
- Must be a permanent resident of Andhra Pradesh.
- Must have taken a housing loan for a government-approved house.
- Documents needed: Aadhar card, residence certificate, passport size photo, mobile number, ration card, email ID.
How to Apply for Jagananna Sampoorna Gruha Hakku Scheme 2025?
- Visit the official website of the scheme.
- On the homepage, click on Apply Now.
- Fill in the registration details carefully.
- Upload all required documents.
- Submit the application form.
- Keep your application number safe for future reference.
How to Login on the Portal
- Go to the official website.
- Click on the Login option.
- Choose either NPI Sign In or standard Sign In.
- Enter your username, password, and captcha code.
- Click Sign In to access your account.
Important Information to Remember
- You will get freehold title ownership for your house.
- Registered documents make property transactions easier.
- Registration is done at the village secretariat, so no need to visit the sub-registrar office.
- No registration fees will be charged.
- These documents help you get bank loans using your property as mortgage.
- No other title documents besides the registered deed will be given.