Prime Minister Shri Narendra Modi started PMJAY, which stands for Ayushman Bharat Yojana, in his speech on Independence Day in 2018. PMJAY is a big National Health Protection Scheme that the Government of India supports with funds. This scheme helps many people with health problems.
Ayushman Bharat Yojana gives special help to Senior Citizens through the Senior Citizen Health Insurance Scheme (SCHIS) and also covers the Rashtriya Swasthya Bima Yojana (RSBY). Many people call it AB-PMJAY scheme. The best part is that it helps not just the poor but also families in villages. That is why it is really helpful for poor and needy families whether they live in cities or villages.
The main aim of Ayushman Bharat Yojana is to support people who cannot get medical treatment on their own. This is important to ensure that everyone can get healthcare when they need it.
About Ayushman Bharat Yojana or PMJAY Scheme
PMJAY, also known as Ayushman Bharat Pradhan Mantri Jan Arogya Yojana Scheme, is one of the biggest healthcare paperless scheme which offers cashless medical coverage. Sponsored by the Government of India, this initiative provides financial help to underprivileged families without any limitations pertaining to family size, gender or age at public hospitals and network private hospitals.
Ayushman Bharat Health insurance covers the cost of hospitalization, pre-hospitalization, treatment, and post-hospitalization expenses.
Summary of Ayushman Bharat Yojana
| Name of the scheme | Ayushman Bharat Yojana |
| Launched by | The central government of India |
| Beneficiaries | Citizens of India |
| Objective | Quality healthcare and treatment |
| Coverage of insurance | Up to 5 lakhs of INR |
| Application mode | Online and offline |
| Official site | hospitals pmjay Portal |
Features of Ayushman Bharat Yojana Scheme
- Ayushman Bharat Yojana scheme covers the complete family with a sum assured of Rs. 5 lakh.
- This flagship of National Health Authority is exclusively designed for people who do have access to internet or online health plans
- It is a paperless and cashless scheme.
- Ayushman Bharat Yojana also recompends the transportation costof pre and post-hospitalization period.
- Along with medical treatment expenses, the scheme package includes day-care expenses.
- The payment for medical expenses is paid according to the already curated package.
- The treatment is usually done at health and wellness centres established as per the Socio-Economic Caste Census data.
The Benefits of Ayushman Bharat Yojana Scheme
- PMJAY assures treatment and healthcare facilities for registered individuals and their families at zero cost.
- The packages included in the scheme offer 25 specialty categories which covers 1,354 medical and surgical treatments.
- In case of multiple surgeries, the cost of the highest package is covered by the government. And for followed surgeries the amount covered is 50% an 25% respectively.
- This scheme also covers the treatment cost of oncology with chemotherapy for 50 different types of Cancer.
- The beneficiaries under PMJAY scheme can also opt for follow-up treatment coverage.
How to Register for Ayushman Bharat Scheme Online?
Any eligible individual can apply for Ayushman Bharat Scheme in two ways. Look for the nearest CSC or empanelled hospital. Carry all the required documents and do the needful to get registered for Ayushman Bharat Scheme.
On the contrary, if you want to register for PMJAY, you can follow the below steps:
- Visit the official government website for PMJAY scheme.
- You will find the ‘Am I Eligible tab’, simply click on it.
- Submit your mobile number, CAPTCHA code, and click on ‘Generate OTP’ button.
- Now enter your State and your name, ration card number, household number, or mobile number.
- If your family is covered under Ayushman Bharat Yojana, then you name will be displayed in the results
Eligibility for Rural Citizens
- Families with no adult/male/ earning member of age between 16-59 years
- One living in a one-room Kaccha house(roof and walls)
- One is eligible for benefits in the absence of a healthy adult.
- Manual scavenger families
- Landless manual labours and their families
- Families with Divyaang(disabled) head members.
Eligibility for Urban State Citizens
- Domestic worker
- Beggar
- Ragpicker
- Home-based Artisans/ Tailor Sweeper/ Handicrafts worker/ Sanitation worker/ Mali
- Construction worker/ Labour/ Painter/ Welder/ Security guard/ Coolie
- Washer-man/ Plumber/ Mason
- Electrician/ Mechanic/ Assembler/ Repair worker
- Transport worker/ Rickshaw puller/ Conductor/ Cart puller/
- Waiter/Shop worker/ Assistant/ Peon/Delivery assistant
- Street vendors/ hawker / Cobbler
Documents Required
- Age & Identity Proof (Aadhaar Card/PAN Card)
- Contact details (mobile, address, email)
- Caste certificate
- Income certificate (maximum annual income to be only up to Rs. 5 lakh a year)
- Document proof the current status of the family to be covered (Joint or nuclear)
Steps to download Ayushman Bharat Card?
The Ayushman Bharat card is the easiest way to make the most of the National Health Protection Scheme. Apply and follow the below steps to get a unique family identification number:
- Firstly, visit Ayushman Bharat Yojana official website
- Now login with your email id and generate password
- Enter your Aadhaar number to proceed further
- Click on the approved beneficiary option.
- It will be redirected to their help centre now
- Now enter your password in CSC and the pin number
- It will be redirected to the home page
- Click on the download option to receive your golden Ayushman card.
Search Ayushman Bharat Hospital List Online 2024
To search the Ayushman Bharat Hospital List Online 2024 follow these steps;
Step 1: Visit the official PMJAY website and the dashboard will provide you with all the details.
Step 2: Visit the hospital list section and you will find this option on the main dashboard of the scheme.
Step 3: Click on “Find Hospital” in the menu bar present on the homepage. Then you will be redirected to another page.
Step 4: Select your state. Choose the type of hospital. Search your required hospital. Contact the hospital for further details and information.
Contact details
- Visit https://mera.pmjay.gov.in/ for any queries
FAQS
What is the Ayushman Bharat Yojana?
Ayushman Bharat Yojana (PMJAY) will help these households to avail better healthcare services with medical insurance coverage of up to ₹5 lakh per year for tertiary and secondary hospitalization expenses.
How do we check the Hospital List of the Ayushman Bharat Scheme?
To know the Hospitals and their other details and criteria you should visit the official portal of the website.